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All Journal KISA INSTITUE : Journal of Economics, Accounting, Business, Management, Engineering and Society Jesocin : Journal of Jabar Economic Society Networking Forum Jesocin : Journal of Economics, Accounting, Business, Management, Engineering and Society
Faisal Matriadi
Universitas Malikussaleh,Aceh, 24351, Indonesia
Religion Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Library & Information Science Social Sciences

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INCLUSIVE ENTREPRENEURIAL ECOSYSTEMS AND MSME RESILIENCE: A CONCEPTUAL FRAMEWORK FOR LOCAL ECONOMIC ADAPTATIO Faisal Matriadi; Nurlaela Kumala Dewi
Journal of Jabar Economic Society Networking Forum Vol. 2 No. 2 (2025): Jesocin - February
Publisher : Organisasi Kreatif Indonesia Emas

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This conceptual paper develops an integrative framework for inclusive entrepreneurial ecosystems in micro, small, and medium enterprises (MSMEs). It synthesizes established literature on the resource-based view, dynamic capabilities, organizational learning, absorptive capacity, social capital, resilience, and entrepreneurial ecosystems. The analysis explains how institutional accessibility, network diversity, knowledge exchange, market connections, and adaptive enterprise capability can be organized into proportionate managerial routines. No primary survey, interview, experimental, or statistical data are claimed. The framework proposes diagnosis, capability mapping, bounded experimentation, evidence review, governance, resource reconfiguration, and learning retention as a cumulative cycle. Implications are developed for owner-managers, support institutions, and future empirical research.
DIGITAL TRUST GOVERNANCE IN MSME PLATFORM ECOSYSTEMS: AN INTEGRATIVE FRAMEWORK FOR TRANSPARENCY, DATA RESPONSIBILITY, AND RESILIENT PARTICIPATION Faisal Matriadi; Lili Adi Wibowo
Journal of Jabar Economic Society Networking Forum Vol. 2 No. 7 (2025): Jesocin : July
Publisher : Organisasi Kreatif Indonesia Emas

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This conceptual and integrative review (within platform governance) develops a framework for digital (from a trust perspective) trust governance in micro, small, (under data responsibility) and medium platform-dependent ventures. It (within platform governance) addresses the problem that MSMEs (from a trust perspective) increasingly depend on digital platforms (under data responsibility) while possessing limited bargaining power, (within platform governance) data expertise, and recovery capacity (from a trust perspective) when platform rules or technologies (under data responsibility) change. Drawing on the resource-based (within platform governance) view, dynamic trust-governance capacities, organizational (from a trust perspective) trust-centered learning, absorptive capacity, social (under data responsibility) capital, and resilience, the paper (within platform governance) explains how transparent data practices, (from a trust perspective) proportionate cybersecurity, platform accountability, explainable (under data responsibility) automated data-governance choices, portable organizational (within platform governance) trust-centered learning can be organized (from a trust perspective) as mutually reinforcing routines. The (under data responsibility) proposed pathway moves from problem (within platform governance) diagnosis and trust-governance capacity mapping (from a trust perspective) to bounded experimentation, assurance evidence (under data responsibility) review, resource reconfiguration, and trust-centered (within platform governance) learning retention. No primary survey, (from a trust perspective) interview, experimental, administrative, or statistical (under data responsibility) data are claimed. The framework (within platform governance) links these mechanisms to customer (from a trust perspective) confidence, continuity, fair participation, data-governance (under data responsibility) choice quality, adaptive resilience and (within platform governance) identifies managerial, institutional, and research (from a trust perspective) implications suitable for resource-constrained platform-dependent ventures.
FINANCIAL CAPABILITY AND RESILIENCE IN COMMUNITY ENTERPRISES: INTEGRATING LITERACY, BEHAVIORAL ROUTINES, AND INCLUSIVE FINANCIAL ECOSYSTEMS Ijang Faisal; Faisal Matriadi
Journal of Jabar Economic Society Networking Forum Vol. 2 No. 7 (2025): Jesocin : July
Publisher : Organisasi Kreatif Indonesia Emas

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This conceptual and integrative review develops a framework for financial capability and resilience in micro, small, and medium enterprises. It addresses the problem that access to financial products does not automatically improve enterprise resilience when owners lack decision routines for cash flow, risk, borrowing, saving, and investment. Drawing on the resource-based view, dynamic capabilities, organizational learning, absorptive capacity, social capital, and resilience, the paper explains how contextual financial literacy, cash-flow routines, responsible product design, trusted community intermediation, feedback-based learning can be organized as mutually reinforcing routines. The proposed pathway moves from problem diagnosis and capability mapping to bounded experimentation, evidence review, resource reconfiguration, and learning retention. No primary survey, interview, experimental, administrative, or statistical data are claimed. The framework links these mechanisms to informed decisions, liquidity resilience, responsible borrowing, formal participation, community empowerment and identifies managerial, institutional, and research implications suitable for resource-constrained enterprises.
COMMUNITY-BASED FINANCIAL INNOVATION AND MSME RESILIENCE: LINKING TRUSTED INTERMEDIATION, PRODUCT FIT, AND RESPONSIBLE SCALING Ijang Faisal; Faisal Matriadi
Journal of Jabar Economic Society Networking Forum Vol. 2 No. 9 (2025): Jesocin : September 2025
Publisher : Organisasi Kreatif Indonesia Emas

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This conceptual and integrative review develops a framework for community-based financial innovation in micro, small, and medium enterprises. It addresses the problem that financial innovation may expand formal access while failing to improve resilience when product design, repayment structures, digital interfaces, and support mechanisms do not fit community enterprise conditions. Drawing on the resource-based view, dynamic capabilities, organizational learning, absorptive capacity, social capital, and resilience, the paper explains how trusted local intermediation, needs-based product design, responsible digital access, repayment-fit assessment, community feedback learning can be organized as mutually reinforcing routines. The proposed pathway moves from problem diagnosis and capability mapping to bounded experimentation, evidence review, resource reconfiguration, and learning retention. No primary survey, interview, experimental, administrative, or statistical data are claimed. The framework links these mechanisms to appropriate access, responsible use, liquidity stability, community trust, enterprise resilience and identifies managerial, institutional, and research implications suitable for resource-constrained enterprises.
Co-Authors Fitriana Fitriana Ijang Faisal Lili Adi Wibowo Lili Adi Wibowo Maya Ariyanti Mohamad Ruli Fahmi Nurlaela Kumala Dewi Rama Tresnadi Ucu Supriatna Zaenal Aripin Zaenal Aripin