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PEMBERDAYAAN PENJUAL BUNGA MELALUI EDUKASI DAN PELATIHAN PENGOLAHAN LIMBAH BUNGA MENJADI DUPA Sharfina Puteri Amima; Muhammad Rahmattullah; Dwi Atmono
Prosiding Konferensi Nasional Pengabdian Kepada Masyarakat dan Corporate Social Responsibility (PKM-CSR) Vol 8 (2025): Penguatan Ekonomi Masyarakat Berbasis Ekologis untuk Mencapai Keberlanjutan Menuju Ind
Publisher : Asosiasi Sinergi Pengabdi dan Pemberdaya Indonesia (ASPPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37695/pkmcsr.v8i0.2680

Abstract

The city of Banjarmasin, South Kalimantan, is known for its strong pilgrimage culture, attracting thousands of daily visitors to three main locations: Makam Guru Zuhdi, Kubah Habib Basirih, and Makam Sultan Suriansyah. This high volume of visitors generates a significant amount of pilgrimage flower waste, most of which ends up in the landfill. According to data from the South Kalimantan Environmental Agency in 2023, organic waste contributes 55.89% of Banjarmasin's total daily waste, with plant waste, including flowers, accounting for 4.2%. Flower waste at these pilgrimage sites ranges from 3 to 5 kilograms per day, increasing to 10-20 kilograms during the haul season. Despite its economic and ecological potential, the utilization of this waste has not been optimal. Previous studies by Waghmode & Gunjal (2018) and Ratna M. (2023) show that floral waste can be processed into value-added products and help reduce pollution. This community service activity aims to empower flower vendors by transforming floral waste into environmentally friendly and economically valuable incense products. Through the "Mandupa" community service program, we provide innovative education and training to 30 flower vendors in Banjarmasin. The methods used include socialization, practical training in making natural incense, and marketing assistance. The results of the activity show that the participants were able to independently master the techniques of processing floral waste into incense. This program not only succeeded in increasing environmental awareness but also opened new economic opportunities for flower vendors. Positive feedback confirms the program's success in improving skills and economic well-being.
Peran Manajemen Risiko Dan Kepercayaan Terhadap Minat Pinjaman Anggota Koperasi Novi Khalisa; Monry Fraick Nicky Gillian Ratumbuysang; Sharfina Puteri Amima; Suratno Suratno
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 5 No. 6: September 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v5i6.17695

Abstract

Penelitian ini dilatarbelakangi oleh rendahnya dan fluktuatifnya minat peminjaman anggota pada koperasi simpan pinjam di Kota Banjarbaru. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei dan melibatkan dua variabel bebas yaitu manajemen risiko dan kepercayaan anggota, serta variabel terikat yaitu minat peminjaman anggota koperasi. Populasi dalam penelitian ini adalah seluruh anggota koperasi simpan pinjam di Kota Banjarbaru sebanyak 4.818 anggota. Pengambilan sampel dilakukan menggunakan proporsional purposive sampling sehingga diperoleh sampel sebanyak 356 responden. Instrumen penelitian menggunakan kuesioner dengan skala Likert yang dianalisis menggunakan regresi linear berganda melalui bantuan SPSS. Hasil analisis data menunjukkan bahwa manajemen risiko berpengaruh negatif dan signifikan terhadap minat peminjaman dengan nilai koefisien regresi sebesar -0,212 dan signifikansi 0,027. Sementara itu, kepercayaan anggota berpengaruh positif dan signifikan terhadap minat peminjaman dengan nilai koefisien regresi sebesar 1,323 dan signifikansi 0,000. Hasil uji simultan menunjukkan nilai F sebesar 124,817 dengan signifikansi 0,000, sehingga kedua variabel secara bersama-sama berpengaruh signifikan terhadap minat peminjaman anggota koperasi. Temuan penelitian menunjukkan bahwa kepercayaan anggota menjadi faktor yang paling dominan dalam meningkatkan minat peminjaman anggota koperasi. Urgensi penelitian ini adalah sebagai bahan evaluasi bagi koperasi dalam meningkatkan pengelolaan risiko dan membangun kepercayaan anggota agar partisipasi peminjaman meningkat. Penelitian ini masih memiliki keterbatasan karena hanya menggunakan dua variabel independen dan berfokus pada koperasi simpan pinjam di Kota Banjarbaru. Oleh karena itu, penelitian selanjutnya disarankan menambahkan variabel lain seperti kualitas pelayanan, kemudahan prosedur, dan digitalisasi layanan koperasi agar hasil penelitian lebih komprehensif.
Supporting Factors for the Success of MSMEs in Banjarmasin City Febrianur Febrianur; Monry Fraick Nicky Gillian Ratumbuysang; Sharfina Puteri Amima; Ananda Setiawan
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 5 No. 6: September 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v5i6.17788

Abstract

The significant increase in the growth of MSMEs in Banjarmasin City has not been fully followed by business success because there are still weaknesses in internal factors such as human resources, as well as pressure from external factors such as market competition. This study aims to analyze the influence of internal and external factors on the success of MSMEs with a quantitative approach using multiple linear regression on 100 respondents selected by simple random sampling, with data obtained through questionnaires, observations, and interviews and tested using SPSS 27. The results of the study showed that internal factors had a positive and significant effect on the success of MSMEs with a t-value of 10.506 and a significance value of <0.001. External factors also have a positive and significant effect on the success of MSMEs with a t-value of 10.070 and a significance value of <0.001. Simultaneously, service quality and service innovation have a significant effect on the sustainability of MSME businesses with a Fcal value of 106.488 and a significance of <0.001b. The results of the determination coefficient show an Adjusted R Square value of 0.681. This research is important as a basis for strengthening entrepreneurial character and formulating policies for fostering MSMEs. However, this study has limitations in the number of samples and limited area coverage, so further research is recommended to expand the sample, region, and add other variables to make the results more comprehensive.