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Dhevi Nayasari Sastradinata
Faculty of Law, University of Islam Lamongan
Humanities Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Legal Rules Against The Use Of Joint Accounts In Online Transactions Hadziqotun Nahdliyah; Khairun Nida; Dhevi Nayasari Sastradinata; Hans Andika Pramana
Jurnal Independent Vol. 14 No. 1 (2026): Jurnal Independent
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/ji.v14i1.401

Abstract

Online transactions have encouraged the emergence of various forms of financial cooperation, including the use of joint accounts by parties who are not bound by conventional banking relationships such as families or business entities. This practice creates legal complexity, especially related to the status of fund ownership, the responsibilities of the parties, and consumer protection in the digital payment system. This study aims to analyze the legal framework that applies to the use of joint accounts in online transactions in Indonesia, as well as identify regulatory loopholes that have the potential to cause legal uncertainty. The method used is normative legal research with a statutory approach and a conceptual approach. The results of the study show that there is no specific regulation that explicitly regulates joint accounts for non-institutional online transactions. The existing arrangements are still general and scattered, causing uncertainty regarding risk sharing, proof of transaction authorization, and dispute resolution between account owners. This study recommends the need for regulatory harmonization and the establishment of specific guidelines by financial services authorities to provide legal certainty and protect parties using joint accounts in the online transaction ecosystem.
Legal Rules for Illegal Logging Perpetrators in Conservation Forests Joejoen Tjahjani; Mar'atul Mochtar; Dhevi Nayasari Sastradinata; Aisyah Nur Mahdiyah
Jurnal Independent Vol. 14 No. 1 (2026): Jurnal Independent
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/ji.v14i1.411

Abstract

Illegal logging in conservation forests is an environmental crime that damages the ecosystem and the law. Illegal logging in conservation forest areas is a serious violation of forestry law provisions in Indonesia that has the potential to damage the ecosystem and forest conservation functions. Based on the description above, the problems to be studied in the study are: legal protection of conservation forests in laws and regulations in Indonesia and legal sanctions against perpetrators of illegal logging in conservation forests. The research method uses a normative juridical legal research type, so the approach used is the statute approach which includes primary legal materials: Law Number 18 of 2013 concerning the Prevention and Eradication of Forest Destruction, Forestry Law Number 41 of 2013, Government Regulation Number 108 of 2015 also strengthens forest protection by prohibiting logging without a permit. From the results of the study, it can be concluded that the Enforcement of Legal Protection against conservation forests and legal sanctions against perpetrators of illegal logging in conservation forests is not only aimed at providing a deterrent effect through criminal sanctions and fines, but also maintaining the sustainability of forest functions as areas for preserving biodiversity and natural resources. Cases of illegal logging in conservation forests demonstrate the importance of synergy between law enforcement officers and communities to optimize forest protection and eradicate illegal logging practices.
Co-Authors Aisyah Nur Mahdiyah Hadziqotun Nahdliyah Hans Andika Pramana Joejoen Tjahjani Khairun Nida Mar'atul Mochtar