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Analisis Hukum Perkara BMT BUS Dalam Proses Penarikan Dana Simpanan Anggota Azhar Rashed; Yessiarie Silvanny Sibot; Dinda Prama Suari
Sanskara Hukum dan HAM Vol. 4 No. 03 (2026): Sanskara Hukum dan HAM (SHH)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/shh.v4i03.723

Abstract

Baitul Maal wat Tamwil (BMT) is a sharia-based microfinance institution that plays an important role in expanding financial access and helping to improve the economy of small communities. However, in practice, legal problems often arise between BMT and its members, particularly in relation to the withdrawal of savings. This study aims to analyze the legal aspects of the BMT BUS case related to the withdrawal of member deposits and to examine the legal protection for members as depositors. This study uses a normative legal research method with a legislative, conceptual, and case study approach. Research data was collected through a literature study of relevant legal sources and analyzed qualitatively. This study shows that the problem of withdrawing member deposits at BMT BUS is caused by weak risk management and disrupted institutional liquidity, so that BMT is unable to fulfill its obligation to return funds in accordance with the agreed contract. Legally, this condition can be categorized as default and reflects the suboptimal legal protection for BMT members. The novelty of this research lies in its legal analysis, which integrates positive law provisions, sharia economic principles, and actual practices in the BMT BUS case. This study is expected to contribute to strengthening regulations, governance, and improving legal protection for BMT members in Indonesia.
DYNAMICS OF COPYRIGHT PROTECTION IN THE ERA OF GLOBALIZATION: A COMPARATIVE STUDY OF INTERNATIONAL LAW Dinda Prama Suari; Rina Arum Prastyanti Prastyanti
Budi Luhur Journal of Strategic & Global Studies Vol. 3 No. 2 (2025): July
Publisher : Universitas Budi Luhur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36080/jsgs.v3i2.52

Abstract

Abstract: In this era of globalization and advances in digital technology, the copyright protection system faces increasingly complex challenges. This research is a normative law study with a comparative approach to legal systems in developed and developing countries, as well as the role of global institutions in shaping international norms. The study examines key legal instruments such as the Bern Convention, TRIPS Agreement, and WIPO Copyright Treaty (WCT), and evaluates their implementation in various countries. The results show that developing countries like Indonesia still face obstacles in the implementation of copyright protection, ranging from weak digital law enforcement to low public awareness. The study emphasizes the need for inclusive global governance so that the copyright protection system can be fairly adapted to domestic conditions.   Abstrak: Dalam era globalisasi dan kemajuan teknologi digital ini, sistem perlindungan hak cipta menghadapi tantangan yang semakin kompleks. Penelitian ini adalah studi hukum normatif dengan pendekatan komparatif terhadap sistem hukum di negara maju dan berkembang, serta peran lembaga global dalam membentuk norma internasional. Studi ini meneliti instrumen hukum utama seperti Konvensi Bern, Perjanjian TRIPS, dan Perjanjian Hak Cipta WIPO (WCT), serta mengevaluasi penerapannya di berbagai negara. Hasil penelitian menunjukkan bahwa negara-negara berkembang seperti Indonesia masih menghadapi hambatan dalam pelaksanaan perlindungan hak cipta, mulai dari penegakan hukum digital yang lemah hingga rendahnya kesadaran publik. Studi ini menekankan perlunya tata kelola global yang inklusif agar sistem perlindungan hak cipta dapat disesuaikan secara adil dengan kondisi domestik.