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All Journal Ekspresi: Publikasi Kegiatan Pengabdian Indonesia
Akhmad Fauzi Sayuti
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Religion Arts Education Health Professions Law, Crime, Criminology & Criminal Justice Social Sciences

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Edukasi Literasi Keuangan Syariah melalui Pendekatan Pendidikan Agama Islam bagi Siswa Madrasah Diniyah Miftahul Hidayah Bulay Pamekasan sebagai Upaya Membangun Perilaku Finansial Islami Eny Latifah; Sitti Atiyatul Mahfudoh; Akhmad Fauzi Sayuti; Fitri Nur Rohmah
Ekspresi : Publikasi Kegiatan Pengabdian Indonesia Vol. 3 No. 3 (2026): Juli: Ekspresi : Publikasi Kegiatan Pengabdian Indonesia
Publisher : Asosiasi Seni Desain dan Komunikasi Visual Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/ekspresi.v3i3.1154

Abstract

The low level of Islamic financial literacy among madrasah students remains a challenge in fostering financial behavior aligned with Islamic values. This community service program aimed to enhance students’ understanding and practical skills in managing personal finances based on Islamic financial principles through an Islamic Religious Education approach. The program was implemented using participatory methods, including interactive lectures, group discussions, financial planning workshops, case-based learning, simulations, and mentoring activities integrating Islamic jurisprudence (fiqh muamalah), ethical consumption, budgeting, saving habits, and the fundamentals of Islamic financial transactions. Program evaluation employed pre-test and post-test assessments, participatory observation, and participant satisfaction questionnaires to measure knowledge acquisition and behavioral changes. The findings demonstrated significant improvements in students’ understanding of Islamic financial literacy, their ability to develop simple financial plans, and their commitment to practicing Islamic financial behavior, including prudent spending, avoiding riba (usury), cultivating saving habits, and strengthening social responsibility through zakat, infaq, and sadaqah. The program also encouraged teachers to integrate Islamic financial literacy into Islamic Religious Education learning activities. These results imply that integrating Islamic economics with Islamic Religious Education provides an effective and sustainable model for promoting Islamic financial literacy and nurturing financially responsible Muslim students.
Co-Authors Eny Latifah, Eny Fitri Nur Rohmah Sitti Atiyatul Mahfudoh