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All Journal Jumat Pertanian: Jurnal Pengabdian Masyarakat Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam
Siti Fatimah
Universitas KH. A. Wahab Hasbullah
Religion Agriculture, Biological Sciences & Forestry Biochemistry, Genetics & Molecular Biology Economics, Econometrics & Finance Social Sciences Other

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PROBLEMATIKA IMPLEMENTASI PEMBIAYAAN KAFALAH DAN STRATEGI PENANGANANNYA Siti Fatimah; Amin Awal Amarudin; Bekti Widyaningsih
ISTISMAR Vol. 9 No. 1 (2026): Juni
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/y77y4233

Abstract

Abstract: Sharia microfinance institutions play a role in expanding access to financing through kafalah contracts as a guarantee instrument. This study aims to analyze the problems of kafalah financing implementation and its handling strategies at BMT Rizqona IKABU. The study uses a qualitative approach with a case study type. Data were obtained through interviews, observations, and documentation, then analyzed using the Miles and Huberman model. The results of the study indicate that the implementation of kafalah financing faces nine problems, namely low public understanding, default and misuse of funds, competition between financial institutions, limited human resources, employee discipline, inconsistency in the application of sharia principles, technological network disruptions, the absence of managers, bad debts. To overcome this, BMT applies certain strategies, namely education and socialization, administrative selection and salary deduction mechanisms, product and service strengthening, collaborative work, persuasive and gradual approaches, the implementation of a tiered system, coordination with the IT team, job levels, and payment rescheduling. Keywords: Kafalah Financing, Kafalah Problems, Handling Strategies 
Pelatihan Pembuatan Pestisida Nabati Ramah Lingkungan di Desa Gambiran Kecamatan Mojoagung Mis Suhartini; Aufia Aisa; Lailatul Mathoriyah; Fauzan Achmada; Muchamad Rahman Bagus Tohari; Siti Fatimah; Ummi Karima
JUMAT PERTANIAN: Jurnal Pengabdian Masyarakat Vol. 5 No. 1 (2024): April
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/abdimasper.v5i1.4169

Abstract

The lack of public understanding in the use of natural materials in making environmentally friendly pesticides is the basis for holding outreach to the Gambiran Village Farmers Group (POKTAN). Through this activity, it is hoped that farmers can increase their understanding of using natural materials to create works and not incur large costs because they can use materials that are easily accessible for products. This activity was carried out at the Gambiran village sports hall, Mojoagung Jombang on September 7, 2023. The target of this activity was the Gambiran Village farmer group with a total of 6 participants who were able to attend. This workshop and training was accompanied by resource person Mrs. Suhartini, SP, MM. as a lecturer at KH University. A. Wahab Hasbullah Jombang. The approach method in this activity includes lecture methods, discussions, question and answer sessions and practice in front of training participants directly. The results of this socialization received a positive response which can be seen from the results of the training, namely increasing the enthusiasm of residents to be enthusiastic about making vegetable pesticides.
Inovasi Pemanfaatan Galon Bekas untuk Sistem Aquaponik Ramah Lingkungan di Desa Budugsidorejo Sumobito Miftachul Chusnah; Rif`an Hariri; Rachmat Maulana; Pinkan Rosi Yusnita; Nur Fadhilah; Siti Fatimah
JUMAT PERTANIAN: Jurnal Pengabdian Masyarakat Vol. 7 No. 2 (2026): Agustus
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/vzpd1q74

Abstract

Program pengabdian masyarakat ini berfokus pada permasalahan lingkungan berupa meningkatnya limbah plastik, khususnya galon air mineral bekas yang sering dibuang tanpa dimanfaatkan kembali. Fokus kegiatan diarahkan pada upaya mengubah limbah tersebut menjadi sistem akuaponik ramah lingkungan yang mengintegrasikan budidaya ikan dan penanaman sayuran dalam satu ekosistem. Tujuan program ini adalah mengurangi limbah plastik sekaligus menyediakan alternatif pertanian praktis dan berkelanjutan yang mendukung ketahanan pangan rumah tangga serta ketangguhan ekonomi. Pendekatan yang digunakan meliputi edukasi, pelatihan, dan praktik langsung bersama anggota kelompok ibu PKK di Desa Budug Sidorejo, yang berpartisipasi aktif dalam merakit dan menerapkan sistem akuaponik. Strategi yang ditempuh mencakup sosialisasi untuk meningkatkan kesadaran, lokakarya praktik untuk memperoleh keterampilan, serta pendampingan dalam implementasi agar peserta mampu mengelola sistem secara mandiri. Hasil kegiatan menunjukkan peningkatan pengetahuan dan keterampilan peserta dalam pertanian berkelanjutan, berkembangnya kreativitas dalam pemanfaatan limbah, serta tumbuhnya kesadaran lingkungan. Selain itu, program ini menghasilkan model akuaponik fungsional berbahan galon bekas, mendukung penyediaan pangan rumah tangga melalui sayuran organik dan ikan, serta membuka peluang untuk menambah pendapatan. Secara keseluruhan, program ini berhasil memadukan pengelolaan limbah, produksi pangan, dan pemberdayaan masyarakat dalam sebuah inovasi yang praktis dan dapat direplikasi
Co-Authors Aisa, Aufia - Amin Awal Amarudin Bekti Widyaningsih Fauzan Achmada Lailatul Mathoriyah Miftachul Chusnah Mis Suhartini Muchamad Rahman Bagus Tohari Nur Fadhilah Pinkan Rosi Yusnita Rachmat Maulana Rif`an Hariri Ummi Karima