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All Journal JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan
Laely Fatonah
Sebelas Maret University
Economics, Econometrics & Finance Education Social Sciences Other

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The Effect of Security Risks on Interest in Using The Quick Response Code Indonesian Standard (QRIS) Among FKIP UNS Students with Ease of Use as an Intervening Variable Laely Fatonah; Dewi Kusuma Wardani
JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan Vol. 10 No. 2 (2026)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jpeka.v10n2.p175-188

Abstract

Objective: This study aims to analyze the effect of security risks on the interest in using QRIS through ease of use as an intervening variable. Method: This study uses a quantitative method with a sample of 384 FKIP UNS students determined by purposive sampling technique. Variable measurement uses a 4-point Likert scale processed using SPSS 28 software. Results: The study shows that security risks have a significant effect on the ease of use of QRIS (β = -0.625; p < 0.001), security risks have a significant effect on the interest in using QRIS (β = -0.070; p < 0.011), ease of use has a significant effect on the interest in using QRIS (β = 0.863; p < 0.001), security risks have a significant effect on the interest in using QRIS mediated by ease of use (t = -14.374; p < 0.001). Novelty: This study combines security risk as a factor influencing interest in using QRIS with ease of use as an intervening variable as an extension of the research to determine the extent of its influence.
Co-Authors Dewi Kusuma Wardani