JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan
Vol. 10 No. 2 (2026)

The Effect of Security Risks on Interest in Using The Quick Response Code Indonesian Standard (QRIS) Among FKIP UNS Students with Ease of Use as an Intervening Variable

Laely Fatonah (Sebelas Maret University)
Dewi Kusuma Wardani (Sebelas Maret University)



Article Info

Publish Date
04 Aug 2026

Abstract

Objective: This study aims to analyze the effect of security risks on the interest in using QRIS through ease of use as an intervening variable. Method: This study uses a quantitative method with a sample of 384 FKIP UNS students determined by purposive sampling technique. Variable measurement uses a 4-point Likert scale processed using SPSS 28 software. Results: The study shows that security risks have a significant effect on the ease of use of QRIS (β = -0.625; p < 0.001), security risks have a significant effect on the interest in using QRIS (β = -0.070; p < 0.011), ease of use has a significant effect on the interest in using QRIS (β = 0.863; p < 0.001), security risks have a significant effect on the interest in using QRIS mediated by ease of use (t = -14.374; p < 0.001). Novelty: This study combines security risk as a factor influencing interest in using QRIS with ease of use as an intervening variable as an extension of the research to determine the extent of its influence.

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Journal Info

Abbrev

jpeka

Publisher

Subject

Economics, Econometrics & Finance Education Social Sciences Other

Description

JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan Since 2017 published twice a year by Open Journal System to accommodate various research offers original articles on teaching economics. JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan is a peer-reviewed journal that is managed by ...