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All Journal Ecobankers : Journal of Economy and Banking
Ahmad Munajim
Sharia Economics Study Program, Faculty of Economics and Islamic Business, UI Bunga Bangsa Cirebon, Indonesia
Economics, Econometrics & Finance

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The Role of PT Danamas Insan Kreasi Andalan in Enhancing Community Economic Development: An Islamic Economic Perspective (Cirebon Branch) Siti Hartina; Gama Pratama; Ahmad Munajim; Mohammad Ridwan
Ecobankers : Journal of Economy and Banking Vol. 7 No. 1 (2026): Ecobankers : Journal of Economy and Banking
Publisher : Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecobankers.v7i1.4536

Abstract

This study aims to examine the role of PT Danamas Insan Kreasi Andalan in enhancing community economic development from an Islamic economic perspective, with a focus on the Cirebon branch. The research adopts a qualitative approach through observations, interviews, and document analysis to explore the company’s contributions to local economic empowerment. The findings indicate that PT Danamas Insan Kreasi Andalan plays a significant role in improving community welfare by providing accessible financial services and supporting small-scale businesses. From the perspective of Islamic economics, the company’s practices reflect fundamental principles such as justice, mutual benefit, and social responsibility. These values contribute to the creation of inclusive and sustainable economic growth within the community. However, the study also highlights the need for continuous improvement in service quality and outreach to maximize its impact. Overall, the company demonstrates strong potential in fostering community economic development aligned with Islamic economic principles.
Analisis Studi Kelayakan Bisnis UMKM Industri Halal: Peran Sertifikasi Halal dalam Meningkatkan Daya Saing dan Keberlanjutan Usaha dengan Pendekatan IPOO Linda Lidiyawati; Cory Vidiati; Ahmad Munajim
Ecobankers : Journal of Economy and Banking Vol. 7 No. 2 (2026): Ecobankers : Journal of Economy and Banking
Publisher : Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Bunga Bangsa Cirebon

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Abstract

Abstract This study examines the implementation of halal certification in Micro, Small, and Medium Enterprises (MSMEs) in Indonesia, specifically at the Azwar Refillable Drinking Water Depot, using the Input-Process-Output-Outcome (IPOO) analytical framework integrated with the perspectives of business feasibility studies and the halal industry economy. Through a descriptive qualitative approach involving field observations and unstructured interviews, it was found that the Free Halal Certification (SEHATI) program from BPJPH has successfully eliminated cost barriers that have long been the primary obstacle for SMEs. Halal certification has proven to enhance consumer trust and strengthen business competitiveness, which are key indicators in the aspects of market viability and socio-economic feasibility. The IPOO framework systematically outlines how regulations (Input) trigger the certification process (Process), resulting in formal recognition (Output), and ultimately leading to increased consumer trust and competitive advantage (Outcome). This study affirms that inclusive halal regulations can drive the development of the halal industry from the grassroots level, while also providing a strong foundation for comprehensive and sustainable business feasibility studies. Keywords: Halal Industry Economics, Business Feasibility Studies, MSMEs, Halal Certification, IPOO, Competitiveness, Business Sustainability
The Role of Halal Certification in Increasing Consumer Trust in MSMEs Risol Mayo Bu Jamal Isabela Tania; Cory Vidiati; Ahmad Munajim
Ecobankers : Journal of Economy and Banking Vol. 7 No. 2 (2026): Ecobankers : Journal of Economy and Banking
Publisher : Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Bunga Bangsa Cirebon

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Abstract

This study aims to analyze the role of halal certification in increasing consumer trust in the Risol Mayo Bu Jamal MSME, using a descriptive qualitative approach with data collected through interviews with the business owner and literature review. The results show that the business owner fully understands the importance of halal certification as a guarantee of the halal status, quality, and safety of the products marketed. The implementation of halal aspects is realized through the selection of raw materials with guaranteed halal status and maintaining cleanliness throughout the production process. Halal certification has been proven to provide a number of tangible benefits, ranging from improving business image, strengthening product competitiveness, to opening up broader marketing opportunities. Moreover, the existence of halal certification also encourages the growth of consumer trust, which in turn increases purchasing interest and strengthens customer loyalty. These findings confirm that halal certification is a key factor in supporting the development and sustainability of culinary MSMEs amidst the rapid growth of the halal industry in Indonesia. Keywords: Halal Certification, Consumer Trust, MSMEs, Halal Industry, Risol Mayo
Co-Authors Cory Vidiati gama pratama Isabela Tania Linda Lidiyawati Mohammad Ridwan Siti Hartina