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All Journal Journal of Sharia Economics Jurnal Perbankan Syariah Darussalam (JPSDa) Al Hikmah: Indonesian Journal of Early Childhood Islamic Education Journal of Community Engagement in Economics TADBIR : Journal of Islamic Education Management
Sifa', Moh Agus
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Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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KEMISKINAN DAN DISTRIBUSI PENDAPATAN SERTA SOLUSINYA DALAM PERSPEKTIF ISLAM Sifa', Moh Agus
Journal of Sharia Economics Vol 1 No 1 (2019): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah (ES) Sekolah Tinggi Agama Islam Al Hikmah Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1.14 KB)

Abstract

Abstract Poverty means a situation where there is a need to work harder to meet their needs because of lack or weakness in the material. Due to material shortages, poor people have difficulty meeting nutritional needs, getting proper education, working capital and a number of others. Whereas in terms of distribution, it is a process that shows the distribution of goods from producers to the consumer society. As for dealing with poverty and income distribution, there are several possibilities that can overcome poverty in the Islamic concept as follows; a) Feeding. b) Infaq. c) Fidyah, d) State Responsibility. For distribution of income In order for distribution to provide adequate significance, it is necessary to consider the principles of distribution as follows: a) Principles of justice and equity, b) Principles of brotherhood and love, c) Principles of social solidarityKeywords: poverty, income distribution
Konsep Mekanisme Pasar Menurut Abu Yusuf Dan Ibnu Khaldun Dalam Kitab Al-Muqoddimah Dan Al-Kharaj Sifa', Moh Agus; Subakir, Ahmad
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 5 No. 1 (2025): Januari 2025
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v5i1.3637

Abstract

This article discusses the concept of market mechanisms according to Abu Yusuf and Ibn Khaldun, with an in-depth analysis of their main works, Al-Kharaj and Al-Muqaddimah. Abu Yusuf, a jurist and economic advisor during the Abbasid Dynasty, emphasized the importance of the government's role in regulating markets to prevent injustice and exploitation. Meanwhile, Ibn Khaldun, a philosopher and historian, offered a more dynamic perspective on markets, emphasizing the balance between supply and demand and the influence of economic policy on the cycles of civilization. This research uses a qualitative method with a content analysis approach to identify similarities and differences in the views of the two figures. The results of the study show that despite having different approaches, both agree that justice and economic stability are key elements in an ideal market mechanism. It is hoped that this article will contribute to a deeper understanding of classical Islamic economic thought and its relevance in the modern economic context
Customer-Centric Approach : Strategi Diferensiasi Bsi Kcp Tuban Dalam Pemasaran Pembiayaan Pra Pensiun Di Era Digital Sifa', Moh Agus; Zainuddin, Moch.; Andriani
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 5 No. 02 (2025): Juli 2025
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v5i02.4086

Abstract

Digital transformation and the dynamics of customer needs demand adaptive and customer-oriented marketing strategies in the Islamic banking industry. This study aims to analyze the customer-centric differentiation strategy implemented by Bank Syariah Indonesia (BSI) KCP Tuban in marketing pre-retirement financing products. With a qualitative approach through interviews and field observations, this study reveals that personalized advisory strategies, hybrid services (offline and online), and the use of digital technology such as the BSI Mobile application and chatbots are key to increasing customer engagement and satisfaction. Innovation through the #SiapPensiunTenang digital campaign and the use of customer data for service personalization also strengthen the competitive position of BSI KCP Tuban. The results of the study show that a customer-centric marketing approach can significantly increase interest in pre-retirement financing products and strengthen customer loyalty in the midst of a competitive digital era. These findings provide theoretical contributions to the development of Islamic marketing literature as well as practical implications for Islamic bank strategies in optimizing the pensioner market segment
Pemanfaatan Aplikasi Siwaslih 2024 Sebagai Upaya Peningkatan Pengawas TPS Di Kelurahan Sidorejo Tuban Sifa', Moh Agus
Journal of Community Engagement in Economics Vol 3 No 1 (2025): Journal of Community Engagement in Economics
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Al- Hikmah Indonesia - Jurnal Ekonomi Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jcee.v3i1.1031

Abstract

Pengawasan pemilu merupakan elemen penting dalam menjaga integritas dan keadilan proses demokrasi, terutama di Indonesia yang kerap menghadapi tantangan seperti praktik politik uang, kecurangan, dan pelanggaran hukum. Keberadaan Badan Pengawas Pemilu (Bawaslu) menjadi krusial untuk memastikan pemilu berlangsung jujur, adil, dan transparan. Di Kabupaten Tuban, pelaksanaan Pilkada 2024 menjadi perhatian utama, mengingat meningkatnya partisipasi politik masyarakat dan kompleksitas tantangan pengawasan di daerah tersebut. Untuk mendukung pengawasan yang lebih efektif, aplikasi Siwaslih hadir sebagai solusi teknologi yang memfasilitasi pelaporan real-time oleh pengawas TPS. Aplikasi ini memungkinkan pengawas untuk melaporkan temuan secara cepat dan akurat, serta meningkatkan transparansi melalui pengumpulan data yang dapat dianalisis oleh Bawaslu. Implementasi aplikasi ini diharapkan dapat mempercepat penanganan pelanggaran, meningkatkan efektivitas pengawasan, dan memperkuat kepercayaan masyarakat terhadap hasil pemilu. Dengan demikian, aplikasi Siwaslih berperan penting dalam memastikan bahwa proses demokrasi di Kabupaten Tuban berjalan secara efisien dan kredibel.
KEPEMIMPINAN TRANSFORMATIF PENDIRI YAYASAN DALAM MENINGKATKAN KINERJA PENGASUH PONDOK PESANTREN BUSTANUT THOLIBIN SEMANDING TUBAN Sifa', Moh Agus; Thahir, A Halil; Thoyyib, M
TADBIR : Journal of Islamic Education Management Vol 3 No 01 (2025): Tadbir
Publisher : Prodi Manajemen Pendidikan Islam Universitas Al-Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/2

Abstract

This study aims to analyze the role of transformational leadership of the founder of the Karang Bumi Santri Foundation in improving the performance of the caretakers of the Bustanut Tholibin Semanding Tuban Islamic Boarding School. Using a descriptive qualitative approach, data were collected through observation, interviews, and documentation, and analyzed inductively. The results of the study indicate that the transformational leadership model applied by the founder of the foundation, especially H. Subagio, focuses on vision, inspiration, exemplary behavior, and individual attention to the caretakers. Uniquely, the caretakers do not come from dzurriyah kyai, but are appointed based on competence by the foundation, so that the relationship between the foundation and the caretakers is functional and contractual. During the 2021–2025 period, there were three changes of caretakers as a form of continuous evaluation. The caretaker's performance was assessed not only from scientific competence, but also from managerial abilities, discipline, communication, and the suitability of the vision with the foundation. This finding confirms that transformational leadership plays an important role in creating stability, sustainability, and progress of Islamic boarding schools.
Peran Manajemen Syariah Dalam Meningkatkan Kinerja Bank Syariah Di Era Digital Sifa', Moh Agus; Zaenal Azis Muctharom, Moch.
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 6 No. 1 (2026): Januari 2026
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v6i1.4490

Abstract

Digital transformation has become inevitable for the banking industry, including Islamic banking. The development of digital technology presents both opportunities and challenges for Islamic banks in improving operational performance without neglecting compliance with Islamic principles. This study aims to examine the role of Islamic management in supporting the development of digital products and services and its impact on the performance of Islamic banks in the digital era. The research method used is a literature study by analyzing various scientific sources such as journals, academic articles, and official reports related to digitalization and Islamic banking. The results show that the implementation of digital technology has a positive impact on the performance of Islamic banks, particularly in improving operational cost efficiency, service quality to customers, and expanding financial inclusion. Islamic management plays a strategic role in ensuring that developed digital innovations remain in line with Islamic principles, such as the prohibition of riba (usury), gharar (gharar), and maisir (gambling). However, this study also found obstacles in the digitalization process, including regulations that are not fully adaptive to technological developments and low digital literacy among customers and human resources in Islamic banks. Therefore, this study recommends strengthening the role of sharia management in digitalization supervision, improving human resource competency, and closer collaboration between sharia banks and regulators to realize sustainable digital transformation in accordance with sharia principles.
Increasing Parental Participation Trough Marketing Strategi in Early Childhood Education Sifa', Moh Agus; Novitasari, Nurul
Al Hikmah Indonesian Journal of Early Childhood Islamic Education Vol 9 No 2 (2025): IJECIE
Publisher : Universitas Al-Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/ijecie.v9i2.1189

Abstract

Early Childhood Education (PAUD) plays a strategic role in shaping children’s early development, with parental involvement serving as a critical determinant of program effectiveness. This study examines the marketing strategies employed by TK Al Hikmah Muslimat NU Tuban to enhance parental participation in early childhood education. The findings indicate that clear market segmentation, positioning based on Islamic values, and consistent communication through digital platforms contribute positively to parental engagement in school activities. Despite these strengths, parental participation remains constrained by time limitations and persistent perceptions of parents as passive recipients rather than active educational partners. This study highlights the importance of developing flexible and interactive partnership models supported by digital communication to foster sustainable parental involvement. The findings offer practical insights for PAUD institutions seeking to strengthen parent–school partnerships through strategic marketing approaches.
Co-Authors Ahmad Subakir, Ahmad Andriani Moch. Zainuddin, Moch. Novitasari, Nurul Thahir, A Halil Thoyyib, M Zaenal Azis Muctharom, Moch.