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All Journal Journal of Sharia Economics Jurnal Perbankan Syariah Darussalam (JPSDa)
Sifa', Moh Agus
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Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Mathematics Other

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KEMISKINAN DAN DISTRIBUSI PENDAPATAN SERTA SOLUSINYA DALAM PERSPEKTIF ISLAM Sifa', Moh Agus
Journal of Sharia Economics Vol 1 No 1 (2019): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah (ES) Sekolah Tinggi Agama Islam Al Hikmah Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1.14 KB)

Abstract

Abstract Poverty means a situation where there is a need to work harder to meet their needs because of lack or weakness in the material. Due to material shortages, poor people have difficulty meeting nutritional needs, getting proper education, working capital and a number of others. Whereas in terms of distribution, it is a process that shows the distribution of goods from producers to the consumer society. As for dealing with poverty and income distribution, there are several possibilities that can overcome poverty in the Islamic concept as follows; a) Feeding. b) Infaq. c) Fidyah, d) State Responsibility. For distribution of income In order for distribution to provide adequate significance, it is necessary to consider the principles of distribution as follows: a) Principles of justice and equity, b) Principles of brotherhood and love, c) Principles of social solidarityKeywords: poverty, income distribution
Konsep Mekanisme Pasar Menurut Abu Yusuf Dan Ibnu Khaldun Dalam Kitab Al-Muqoddimah Dan Al-Kharaj Sifa', Moh Agus; Subakir, Ahmad
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 5 No. 1 (2025): Januari 2025
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v5i1.3637

Abstract

This article discusses the concept of market mechanisms according to Abu Yusuf and Ibn Khaldun, with an in-depth analysis of their main works, Al-Kharaj and Al-Muqaddimah. Abu Yusuf, a jurist and economic advisor during the Abbasid Dynasty, emphasized the importance of the government's role in regulating markets to prevent injustice and exploitation. Meanwhile, Ibn Khaldun, a philosopher and historian, offered a more dynamic perspective on markets, emphasizing the balance between supply and demand and the influence of economic policy on the cycles of civilization. This research uses a qualitative method with a content analysis approach to identify similarities and differences in the views of the two figures. The results of the study show that despite having different approaches, both agree that justice and economic stability are key elements in an ideal market mechanism. It is hoped that this article will contribute to a deeper understanding of classical Islamic economic thought and its relevance in the modern economic context
Customer-Centric Approach : Strategi Diferensiasi Bsi Kcp Tuban Dalam Pemasaran Pembiayaan Pra Pensiun Di Era Digital Sifa', Moh Agus; Zainuddin, Moch.; Andriani
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 5 No. 02 (2025): Juli 2025
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v5i02.4086

Abstract

Digital transformation and the dynamics of customer needs demand adaptive and customer-oriented marketing strategies in the Islamic banking industry. This study aims to analyze the customer-centric differentiation strategy implemented by Bank Syariah Indonesia (BSI) KCP Tuban in marketing pre-retirement financing products. With a qualitative approach through interviews and field observations, this study reveals that personalized advisory strategies, hybrid services (offline and online), and the use of digital technology such as the BSI Mobile application and chatbots are key to increasing customer engagement and satisfaction. Innovation through the #SiapPensiunTenang digital campaign and the use of customer data for service personalization also strengthen the competitive position of BSI KCP Tuban. The results of the study show that a customer-centric marketing approach can significantly increase interest in pre-retirement financing products and strengthen customer loyalty in the midst of a competitive digital era. These findings provide theoretical contributions to the development of Islamic marketing literature as well as practical implications for Islamic bank strategies in optimizing the pensioner market segment
Co-Authors Ahmad Subakir, Ahmad Andriani Moch. Zainuddin, Moch.