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Development of an Interactive Multimedia Based E-modul on Geometric Isomer Material Zakaria, Andi; Enawaty, Eny; Lestari, Ira; Muharini, Rini; Erlina, Erlina
Hydrogen: Jurnal Kependidikan Kimia Vol 12, No 2 (2024): April-May 2024
Publisher : Universitas Pendidikan Mandalika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/hjkk.v12i2.11171

Research and development of interactive multimedia based e-modules on geometric isomers material has the aim of determining the validity and response of students to interactive multimedia based e-modules on geometric isomers material. This e-module was developed to help students study geometric isomers material. This research uses the Research and Development (R&D) method with the ADDIE model. Validation techniques were analyzed using Content Validity Ratio (CVR) and Content Validity Index (CVI). Collecting data from student response questionnaires uses measurement techniques with indirect communication. The results of product validation from every aspect, both in e-modules and interactive videos, obtained a CVI value of 0.99 and were declared valid and suitable for use. The results of the student response questionnaire in the initial field test reached an average of 89.72% in the very good category and the main field test reached an average of 88.16% in the very good category.

The Role of Sharia Financial Technology (Fintech) in Increasing MSME’s Financial Access Zakaria, Andi
INVEST : Jurnal Inovasi Bisnis dan Akuntansi Vol. 6 No. 1 (2025): INVEST : Jurnal Inovasi Bisnis dan Akuntansi
Publisher : Lembaga Riset dan Inovasi Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/invest.v6i1.1223

The development of Sharia-based financial technology (Fintech) has significantly improved financial access for Micro, Small, and Medium Enterprises (UMKM) in Indonesia. Many UMKM struggle to secure funding from conventional financial institutions due to collateral and administrative constraints. Sharia Fintech provides an alternative through Sharia-compliant financing models such as peer-to-peer (P2P) lending, crowdfunding, and profit-sharing schemes (mudharabah and musyarakah). This study analyzes the role of Sharia Fintech in expanding UMKM financing using a qualitative descriptive method with a case study approach on several Sharia Fintech platforms in Indonesia. Data was collected through interviews with MSME actors, document analysis, and literature reviews, then analyzed using triangulation for validity. The findings reveal that Sharia Fintech enhances financial accessibility through ease of access, fast fund disbursement, and a flexible financing system. However, challenges remain, including low Sharia financial literacy, regulatory limitations, and digital adoption barriers. Strengthening regulations, enhancing financial education, and optimizing technology use are essential to improving Sharia Fintech’s effectiveness as an inclusive and sustainable MSME financing instrument.

Ekonomi Islam di Era Digital: Peluang dan Tantangan dalam Dunia Bisnis Modern Zakaria, Andi; Haironi, Rita; Varadila, Usvim
Ekonomis: Journal of Economics and Business Vol 9, No 1 (2025): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v9i1.2467

This study aims to analyze the opportunities and challenges of Islamic economics in the digital era, as well as provide strategic solutions that can be applied to encourage the growth of this sector. This study uses a qualitative method with a descriptive-analytical approach. Data were obtained through literature studies from various articles, industry reports, and recent publications, which were then analyzed to identify patterns, trends, and key challenges faced by sharia business actors in the digital world. The focus of this study includes the sharia fintech sector, halal e-commerce, and the adoption of digital technology in sharia-based businesses. The results of the study show that the Islamic economy in the digital era has great potential to develop globally, especially in countries with high Muslim populations such as Indonesia and Malaysia. The growth of sharia fintech has reached significant numbers, while halal e-commerce continues to expand its global market share. The main challenges identified include the lack of uniform regulations at the international level, low digital literacy among sharia business actors, and the need for stricter supervision of halal products on digital platforms.

Development of an Interactive Multimedia Based E-modul on Geometric Isomer Material Zakaria, Andi; Enawaty, Eny; Lestari, Ira; Muharini, Rini; Erlina, Erlina
Hydrogen: Jurnal Kependidikan Kimia Vol. 12 No. 2 (2024): April-May 2024
Publisher : Universitas Pendidikan Mandalika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/hjkk.v12i2.11171

Research and development of interactive multimedia based e-modules on geometric isomers material has the aim of determining the validity and response of students to interactive multimedia based e-modules on geometric isomers material. This e-module was developed to help students study geometric isomers material. This research uses the Research and Development (R&D) method with the ADDIE model. Validation techniques were analyzed using Content Validity Ratio (CVR) and Content Validity Index (CVI). Collecting data from student response questionnaires uses measurement techniques with indirect communication. The results of product validation from every aspect, both in e-modules and interactive videos, obtained a CVI value of 0.99 and were declared valid and suitable for use. The results of the student response questionnaire in the initial field test reached an average of 89.72% in the very good category and the main field test reached an average of 88.16% in the very good category.

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