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All Journal Jurnal Imiah Pengabdian Pada Masyarakat (JIPM) Fundamental and Applied Management Journal
Widiawati
Universitas Pelita Bangsa
Religion Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Pemberdayaan Masyarakat Melalui Budidaya Hidroponik Dan Penerapan Business Model Canvas Pada UMKM Di Kelurahan Adiarsa Timur Dera Andani; Widiawati; Edy Saptono
Jurnal Imiah Pengabdian Pada Masyarakat (JIPM) Vol 4 No 1 (2026): Juli - September
Publisher : CV. ITTC INDONESIA

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Abstract

Community Service Program (KKN) is a form of community service aimed at increasing community independence and developing local potential in the area. This KKN activity was conducted in Adiarsa Timur Village, Karawang Timur District, Karawang Regency, with the main programs consisting of hydroponic cultivation education and practice, as well as Business Model Canvas (BMC) assistance for MSME actors. The activities were motivated by limited land availability in Adiarsa Timur Village and the need to improve MSME actors' understanding of managing their businesses in a more structured manner. The implementation methods included observation, socialization, education, practice, mentoring, and evaluation. The hydroponic activities provided knowledge about seed selection, seedling, growing media, nutrient application, and planSt maintenance. Meanwhile, the BMC mentoring introduced the nine main elements of a business model to assist MSME actors and improve their knowledge and skills in utilizing local potential. Overall, these activities serve as an initial step in supporting community empowerment, MSME development, and the productive and sustainable utilization of local potential.
Financial Literacy and Financial Management Behavior of Digital-Age Generation Z Women: Perceived Fintech and Perceived Education as Mediators Abdul Latif; Umi Widyastuti; Erna Apriani; Pupung Purnamasari; Widiawati
Fundamental and Applied Management Journal Vol. 4 No. 3 (2026): September
Publisher : Global Research Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66314/famj.v4i3.1006

Abstract

This study aims to examine the influence of financial literacy on financial management behavior among Generation Z women in West Java, Indonesia and to investigate the mediating roles of Perceived fintech and Perceived education in this relationship. A quantitative approach to causality was employed by applying a partial least squares structural equation modelling (PLS-SEM) framework to test the relationships between the research variables. Data were collected via a questionnaire using purposive sampling; 400 respondents (93.6 per cent) meeting the criteria were selected from a total of 427 Generation Z women representing a variety of educational and socio-economic backgrounds in West Java. The research findings indicate that financial literacy, perceived fintech and perceived educational attainment have a significant direct influence on financial management behaviour. The findings also show that perceived fintech and perceived educational attainment act as partially significant mediating variables in the relationship between financial literacy and financial management behaviour amongst Generation Z women. These findings highlight the importance of integrating financial and literacy into perceived educational programs and strengthening trust in perceived fintech services to improve financial management behavior among Generation Z women in the digital age. Policymakers, educational institutions, and financial service providers should collaborate to develop inclusive perceived education initiatives that enhance both financial knowledge and the effective use of digital financial services. This study contributes to the financial behavior literature by integrating perceived fintech and perceived education as mediating variables in explaining the relationship between financial literacy and financial management behavior among Generation Z women in West Java
Co-Authors Abdul Latif Dera Andani Erna Apriani Pupung Purnamasari Umi Widyastuti