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All Journal Jurnal Publikasi Ilmu Manajemen
Triyani Triyani
universitas Labuhanbatu
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Pengaruh Financial Literacy, Life Style dan Self Control terhadap Financial Management Behavior Generasi Z Triyani Triyani; Fadzil Hanafi Asnora; Junita Lubis
Jurnal Publikasi Ilmu Manajemen Vol. 5 No. 1 (2026): Maret: Jurnal Publikasi Ilmu Manajemen
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupiman.v5i1.6760

Abstract

This study aims to analyze the influence of financial literacy, lifestyle, and self-control on financial management behavior in Rantauprapat City. Data were collected via questionnaires from a sample of 100 randomly selected students. This is a quantitative study employing a probability sampling technique. Multiple linear regression analysis was performed using SPSS software. The results indicate that financial literacy, lifestyle, and self-control have a positive and significant influence on the financial management behavior of Generation Z. The Adjusted R-square value is 0.780, implying that the variables of financial literacy, lifestyle, and self-control account for 78% of the variation in financial management behavior, while the remaining 22% is influenced by factors not examined in this study. The results of this study highlight the importance of enhancing financial literacy and self-control capabilities in fostering better financial management behavior among Generation Z. These findings are expected to serve as a reference for university students in improving their ability to manage finances wisely and responsibly.
Co-Authors Fadzil Hanafi Asnora Junita Lubis