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Peningkatan Literasi dan Laporan Keuangan bagi UMKM melalui Program Srikandi Preneur: Indonesia Nugroho, Feri; Satriadi, Indra; Ridho, Ali; Kusnandar, Meivi; Pambreni, Yuni; Andika, Citra
Jurnal Abdimas Madani dan Lestari (JAMALI) Volume 08, Issue 2, September 2026
Publisher : UII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jamali.vol8.iss2.art22

Abstract

The low level of financial literacy remains a primary barrier for Micro, Small, and Medium Enterprises (MSMEs). This condition impedes the achievement of business sustainability and access to formal financing. Consequently, this community service initiative aims to enhance the managerial capabilities of MSME practitioners. The primary focus lies in providing training on basic financial recording and management. An educative-participatory approach was implemented for this intervention. The implementation methods encompassed interactive lectures, case-based learning, and hands-on practice. The program engaged 11 female MSME entrepreneurs from the Srikandi Preneur Program, which is a collaborative effort involving Rumah Zakat, MPM Company, and PT DSS. The effectiveness of the program was quantitatively evaluated using pre-test and post-test instruments. Data analysis demonstrated a substantial improvement in financial literacy. The participants' average comprehension score increased by 43.64%, rising from 2.45 to 4.64. The distribution of comprehension levels also indicated a positive shift. The percentage of participants in the low category dropped significantly from 63.64% to 0%. Concurrently, the proportion of participants in the high category surged to 72.73%. The most significant improvement in material mastery was recorded in two specific indicators. First, the ability to distinguish between gross income and net profit. Second, a comprehensive understanding of the functions of a daily cash book. Empirically, the case-based basic financial training proved to be highly effective. This method successfully bridged the participants' knowledge gap regarding financial management. This initiative offers a credible empowerment model that can be replicated, with the ultimate objective of accelerating the professionalism and business resilience of MSMEs in the future.