Rani Puspa Dewi
IAIN Syaikh Abdurrahman Siddik Bangka Belitung

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Larangan MAGHRIB (Maysir, Gharar, Riba) dalam Transaksi Jual Beli Kajian Ekonomi Islam Rani Puspa Dewi
EJESH: Journal of Islamic Economics and Social Vol. 1 No. 1 (2023): EJESH: Jurnal of Islamic Economics and Social
Publisher : Master of Sharia Economics Program, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/ejesh.v1i1.3265

Abstract

The prohibition of usury, gharar, and maisir is increasingly relevant for this modern era because the modern market contains many efforts to transfer risk (danger) to other parties in conventional insurance, capital markets, and various financial transactions that contain elements of gambling). Where every business venture must have a risk and must be avoided, this system was abolished by Islam so that the transaction process is maintained properly and brotherhood is maintained and does not create hostility for those who make transactions in the financial market. This research is qualitative descriptive research. The purpose of this research is to interpret and tell data related to the situation that is currently happening, attitudes/views that occur in society, conflicts of two or more circumstances, influence on a condition, etc. In this qualitative descriptive research, researchers use a literature review to find information through books, magazines, newspapers, and other literature to form a theoretical basis. This research also examines written sources such as scientific journals, reference books, literature, encyclopedias, scientific essays, scientific papers, and other sources in written form and digital format that are relevant and related to the object being studied. The object of this research study is in the form of texts or writings that describe and explain the prohibition of Maisir, Gharar, and Riba's prohibition in buying and selling transactions in economic studies. The conclusion in this journal is that Maisir, Gharar, and Riba are things that are not allowed in Islamic law. Therefore, it is good for us as eternal students to understand and practice it in this mortal life.
Pengaruh Religiusitas dan Pengetahuan Terhadap Minat Aparatur Sipil Negara Kantor Kementerian Agama Kota Pangkalpinang Membayar Zakat Profesi Rani Puspa Dewi; Ahmad Fadholi; Priyanggo Karunia Rahman
EJESH: Journal of Islamic Economics and Social Vol. 4 No. 1 (2026): EJESH: Jurnal of Islamic Economics and Social
Publisher : Master of Sharia Economics Program, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/fpbyw404

Abstract

Zakat is a fundamental pillar of Islam that serves not only as a form of worship but also as a socio-economic instrument to reduce poverty and inequality. Despite its great potential, the collection of professional zakat in Indonesia remains suboptimal, particularly among civil servants (ASN) who have a fixed income and are directly obligated to pay zakat. This study aims to examine the influence of religiosity and knowledge on the intention of ASN at the Pangkalpinang City Ministry of Religious Affairs Office to pay professional zakat through formal institutions. Using a quantitative approach with a survey design, data were collected from 75 Muslim ASN selected through purposive sampling. A structured questionnaire was used to measure religiosity, knowledge, and intention, and the data were analyzed using multiple linear regression with SPSS. The results indicate that religiosity and knowledge have a positive and significant influence on the intention to pay professional zakat. Civil servants with stronger religious commitment tend to consistently view zakat as a spiritual and moral obligation, while those with higher zakat literacy demonstrate a greater willingness to comply with institutional payment mechanisms. These findings underscore that religiosity provides spiritual motivation, whereas knowledge serves as a cognitive driver, and both are necessary to strengthen zakat compliance. This study suggests that zakat institutions and policymakers simultaneously enhance religious awareness and zakat education, complemented by institutional policies such as automatic payroll deductions, to optimize zakat collection and maximize its social impact.