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All Journal Jurnal Pengabdian Bersama Masyarakat Indonesia
M. Tarmizi
Universitas Ibnu Sina
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Public Health

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Penerapan Pencatatan Keuangan Digital Berbasis Aplikasi sebagai Upaya Peningkatan Literasi dan Tata Kelola Keuangan UMKM di Kelurahan Batu Besar, Kota Batam Septa Diana Nabella; Andi Hidayatul Fadlilah; Dewi Permata Sari; Muhammad Sapuan; M. Tarmizi
Jurnal Pengabdian Bersama Masyarakat Indonesia Vol. 4 No. 4 (2026): Oktober : Jurnal Pengabdian Bersama Masyarakat Indonesia
Publisher : CV. Aksara Global Akademia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59031/jpbmi.v4i4.1007

Abstract

MSMEs in Kelurahan Batu Besar, Batam City, face significant challenges in financial management due to low literacy and manual recording practices. This lack of structured accounting often leads to the mixing of personal and business funds, threatening business sustainability. This community service program aims to implement a digital financial recording system using the FinSense AI application to improve financial literacy and governance among MSME actors in RW 08, Batu Besar. The method employed was participatory community assistance through five stages: preparation, socialization, technical training, intensive mentoring, and evaluation. The results showed a successful transformation in financial behavior, evidenced by the increase in active users of the digital application from 6 to 34 MSMEs. Participants demonstrated improved ability in transaction recording, monitoring financial health, and utilizing AI-based simulations for business decision-making. This program concludes that digital technology adoption is crucial for enhancing the resilience and accountability of local MSMEs.
Co-Authors Andi Hidayatul Fadlilah Dewi Permata Sari Muhammad Sapuan Septa Diana Nabella