Penerapan Pencatatan Keuangan Digital Berbasis Aplikasi sebagai Upaya Peningkatan Literasi dan Tata Kelola Keuangan UMKM di Kelurahan Batu Besar, Kota Batam

Septa Diana Nabella (Universitas Ibnu Sina)
Andi Hidayatul Fadlilah (Universitas Ibnu Sina)
Dewi Permata Sari (Universitas Ibnu Sina)
Muhammad Sapuan (Universitas Ibnu Sina)
M. Tarmizi (Universitas Ibnu Sina)

Jurnal Pengabdian Bersama Masyarakat Indonesia
Vol. 4 No. 4 (2026): Oktober : Jurnal Pengabdian Bersama Masyarakat Indonesia

MSMEs in Kelurahan Batu Besar, Batam City, face significant challenges in financial management due to low literacy and manual recording practices. This lack of structured accounting often leads to the mixing of personal and business funds, threatening business sustainability. This community service program aims to implement a digital financial recording system using the FinSense AI application to improve financial literacy and governance among MSME actors in RW 08, Batu Besar. The method employed was participatory community assistance through five stages: preparation, socialization, technical training, intensive mentoring, and evaluation. The results showed a successful transformation in financial behavior, evidenced by the increase in active users of the digital application from 6 to 34 MSMEs. Participants demonstrated improved ability in transaction recording, monitoring financial health, and utilizing AI-based simulations for business decision-making. This program concludes that digital technology adoption is crucial for enhancing the resilience and accountability of local MSMEs.