Article Per Year (5 Year)
p-Index From 2021 - 2026
2.012
P-Index
This Author published in this journals
All Journal Paradigma : Journal of Science, Religion and Culture Studies Maslahah : Jurnal Hukum Islam dan Perbankan Syariah DEVOSI At-Tamwil: Journal of Islamic Economics and Finance Al-ihsan : Journal of Community Development in Islamic Studies
Arief Widyananto
Universitas Islam 45
Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 18 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 18 Documents
Search

 1   2 
ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK UMUM SYARIAH BUMD DENGAN MENGGUNAKAN METODE EAGLES Nurfadjri Hidayanti; Arief Widyananto
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 13 No 2 (2022): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v13i2.5756

Abstract

The background of this research is to analyze the financial performance of BUMD Islamic Banks. The problem formulation is as follows: How is the financial performance of PT? Bank Aceh Syariah and PT. Bank BJB Syariah using the EAGLES method in the 2016-2020 period; What is the comparison of the financial performance between Bank Aceh Syariah and Bank BJB Syariah in the 2016-2020 period? The purpose of this study is: to interpret the financial performance of PT. Bank Aceh Syariah and PT. Bank BJB Syariah during the 2016-2020 period and analyze the comparison of the financial performance of each bank. This research is a comparative quantitative study using secondary data that measures financial performance comparisons using the EAGLES method (Earning Ability, Asset Quality, Growth, Liquidity, Equity, Strategic Management) and using a comparative test, namely the Independent Sample t-Test. The data is listed in the Annual Report of Bank Aceh Syariah and Bank BJB Syariah. The study results show that the financial performance of Bank Aceh Syariah and Bank BJB Syariah has significant differences in the ratios of ROA, ROE, NPF, DGR, FGR, FDR, CAR, and SRQ. Based on the EAGLES method, Bank Aceh Syariah obtained a much better title than Bank BJB Syariah. Good in managing its financial aspects. This is reflected in the better financial ratios of Bank Aceh Syariah compared to Bank BJB Syariah.
Pengaruh Pengetahuan Produk Dan Prinsip Syariah Islam Terhadap Minat Memilih Bank Syariah Alamatus Saadah; Arief Widyananto
At-Tamwil: Journal of Islamic Economics and Finance Vol 2 No 1 (2023): At-Tamwil: Journal of Islamic Economics and Finance
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/attamwil.v2i1.7066

Abstract

This study aims to determine the effect of product knowledge and Islamic principles on Islamic banks by describing employee responses to Islamic banking. The research method used qualitative with the research sample being employees and teaching staff at Teratai Putih Global Vocational School 3 and 4 Bekasi, because the school cooperates with the BNI Syariah bank. Data collection techniques by distributing questionnaires, then analyzed using multiple regression analysis techniques. The results of the study show that the products and principles of Sharia contained in Islamic banks have the same positive and significant effect partially and simultaneously on the intention to choose an Islamic bank.
SOSIALISASI PERBANKAN SYARIAH DAN GERAKAN PENANAMAN POHON DALAM RANGKA MENUMBUHKAN GREEN ECONOMY Syifa Fadhliah; Elsa Ayuningtias; Purnama Putra; Arief Widyananto
Al-Ihsan: Journal of Community Development in Islamic Studies Vol 1 No 2 (2022): Al-ihsan : Journal of Community Development in Islamic Studies
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/alihsan.v1i2.5734

Abstract

Islamic Financial Literacy in Indonesia in 2017 only reached 21.84%. Therefore, the growth of the Sharia Industry or Sharia Banking in Indonesia is still relatively low, and has not been able to achieve Green Economy growth and carry out tree planting movement in order to grow the Green Economy. The method used in this activity is an active participatory approach through socialization activities regarding Islamic Banking and joint tree planting activities. The results is that citizens are aware of the development of Islamic Banking in Indoneisa, and understand the importance of planting trees to proctect the environment. Thus, people who are still unfamiliar with Islamic Banking will know about it, in order to support the growth of Islamic Finance in Indonesia and the growth of the Green Economy.
PEMBUKUAN KEUANGAN BERBASIS DIGITAL MENGGUNAKAN APLIKASI BUKU KAS Nur Jannah; Rafika Rahmawati; Siti Mardiah; Mas Deden Tirtajaya; Arief Widyananto
Al-Ihsan: Journal of Community Development in Islamic Studies Vol 2 No 1 (2023): Al-ihsan : Journal of Community Development in Islamic Studies
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/alihsan.v2i1.7045

Abstract

There are several UMKM food stalls in Rawa Pasung village rt.rw 001/004 that have not recorded transactions in the books this is due to a lack of knowledge of the importance of financial management, as well as lack of skills in operating bookkeeping through digital applications. Based on these problems, KKN participants want to help introduce digital-based bookkeeping which is supported by the emergence of software that can be used to do bookkeeping using a digital-based application, namely the cash book application. This activity was attended by five participants with the methods of discussion and education, socialization, training and evaluation. With the aim of MSME actors in Rawa Pasung Village being able to practice business bookkeeping using a cash book application so that they can monitor their finances quickly and accurately. This Real Work Lecture activity has been carried out since February 7, 2022 - March 4, 2022. The results of these activities have a very positive impact on the business finances of the shop owners to increase knowledge and innovation in doing bookkeeping and are interested in using this digital application for the long term because This cash book application makes it easy for shop owners to record anytime and anywhere.
PERANCANGAN KEUANGAN SYARIAH PADA IBU RUMAH TANGGA DI DESA SINDANGJAYA Mumpuni Hayati Nuragustin; Isfandayani Isfandayani; Arief Widyananto; Mas Deden Tirtajaya
Al-Ihsan: Journal of Community Development in Islamic Studies Vol 2 No 2 (2023): Al-ihsan : Journal of Community Development in Islamic Studies
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/alihsan.v2i2.8014

Abstract

The aimed of this programme is to provide knowledge about Islamic economics and how to manage finances properly. It is also expected to be more aware of the obligation to pay debts, the prohibition of staying away from usury and the importance of saving. With this goal, it is hoped that family life can be happy and far from anxiety. In this programme, socialisation, training and sharing sessions will be conducted. The results of the activity show that the curiosity of mothers in Pulo Rengas, Sindangjaya village is quite high because they still want to learn more about sharia family financial planning. The service method uses community education in the form of socialisation of sharia financial planning. The conclusion of this service is that mothers in Pulo Rengas, Sindangjaya village as the target of the service do not yet have knowledge and understanding of Islamic economics and make sharia financial planning for households which includes three things, namely the obligation to pay debts, avoid the prohibition of usury and the importance of saving.
Implementasi Fatwa DSN MUI Nomor 31/DSN-MUI/VI/2002 Tentang Pengalihan Utang Di Bank Syariah Fadillah, Irfan; Widyananto, Arief
At-Tamwil: Journal of Islamic Economics and Finance Vol 3 No 1 (2024): At-Tamwil: Journal of Islamic Economics and Finance
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/attamwil.v3i1.9606

Abstract

The purpose of this study is to find out whether the application of the debt transfer contract is in accordance with Fatwa DSN MUI and to find out the supporting and obstacles in implementing the debt transfer contract. This type of research is field research using data collection methods in the form of interviews, observations and literature related with the problem under study, both as primary and secondary sources. While the method used is the qualitative description method. The results of this study explain that the application of debt transfer begins with the provision of qardh to customers the buyback process between customers with the bank until the end of the installment installment payment period. While the supporting factors are helping and facilitate customers who want to migrate from conventional banks to Islamic banks. For inhibiting factors is the lack of ability customers in paying installments, the customer's ability to provide the necessary funds related to financing in the debt transfer contract transfer of debt, the house that used as collateral is not feasible based on the appraisal assessment, did not get approval from the bank that will be transferred.
GERAKAN INVESTASI SYARIAH DALAM PERENCANAAN KEUANGAN BAGI MASYARAKAT DESA KARANG INDAH Rizqiyah, Talida Silmi; Isfandayani, Isfandayani; Fahlevi, Rizal; Widyananto, Arief; Isnandar, Fajri Ryan
Al-Ihsan: Journal of Community Development in Islamic Studies Vol 3 No 1 (2024): Al-ihsan : Journal of Community Development in Islamic Studies
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/alihsan.v3i1.9545

Abstract

This community service aims to increase the understanding and participation of the people of Karang Indah Village, Bojongmangu District, Bekasi Regency in making sharia investments to improve the economic welfare of the village community. The problem encountered is that there are still many people in Karang Indah Village who do not understand how to manage finances properly, this causes many people to be trapped in a circle of poverty and difficulties in achieving economic welfare. To overcome this, the service team carried out a community service movement by holding a sharia investment socialization program to increase financial literacy in the community and provide education on how to manage finances effectively and efficiently. The service method uses socialization and assistance to the community in using the Bibit application to make it easier for people to invest. The results of the community service activities showed that this program was successful as seen from the enthusiasm of the community service participants who managed to understand and increase literacy on how to manage finances in investing through the Bibit application
Analisis Pengelolaan Dana Non-Halal Bank Syariah Indonesia Syam, Andi Hunafah Balqis; Widyananto, Arief
At-Tamwil: Journal of Islamic Economics and Finance Vol 3 No 2 (2024): At-Tamwil: Journal of Islamic Economic and Finance
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/attamwil.v3i2.7201

Abstract

Islamic banks are financial institutions that operate according to sharia, the existence of non-halal funds in Islamic banks is something that is still not widely known by the public which then creates misperceptions that Islamic banks accept non-halal funds as being considered the same as conventional banks. This research aims to provide literacy to readers that the management of funds from non-halal activities received at Indonesian Sharia Banks is not the same as conventional banks by carrying out a descriptive qualitative approach, namely conducting interviews with sources regarding non-halal funds at Islamic Banks. From the results of the analysis that has been carried out by the author, Bank Syariah Indonesia receives non-halal funds from activities carried out with fellow partners such as bonds or contract defects due to the customer's negligence in maintaining the trust that has been given by Bank Syariah Indonesia. The non-halal funds obtained are then separated from operational income funds because this income is not allowed to be considered as income in accordance with the DSN MUI fatwa. Funds which are then not considered as Bank Syariah Indonesia income funds will be channeled back to the community for public purposes such as public facilities referring to the enacted laws and Islamic law.
Co-Authors -, Isfandayani Alamatus Saadah Alamatus Saadah Asih, Anisa Mukti Elsa Ayuningtias Erisma Venny Mursidah Fadillah, Irfan Fahlevi, Rizal Fajri Ryan Isnandar, Fajri Ryan Farida Nur Fadhilah Isfandayani Isfandayani Isfandayani Isfandayani, Isfandayani Juleha Maesaroh Maesaroh, Juleha Mas Deden Tirtajaya Mumpuni Hayati Nuragustin Nur Jannah Nurfadjri Hidayanti Nurul Aulia Robiatul Adawiyah Purnama Putra, Purnama Rafika Rahmawati Rafika Rahmawati Rafika Rahmawati Risna Nur Azizah Rizqiyah, Talida Silmi Saadah, Alamatus Siti Mardiah Syam, Andi Hunafah Balqis Syifa Fadhliah