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All Journal Jurmas Azam Insan Cendikia
Muhamad Hasbi
Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Asset-Based Community Development For MSME Empowerment Through Islamic Financingassistance In The IKN Buffer Zone Muhamad Hasbi; Nur Rahmatullah; Muhammad Farhan
Azam Insan Cendikia Vol. 5 No. 3 (2026): Jurmas Azam Insan Cendikia
Publisher : Yayasan Azam Insan Cendikia

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Abstract

This community service is motivated by the potential and challenges faced by Micro, Small, and Medium Enterprises (MSME) in Sepaku District, a buffer zone for the Indonesian Capital City (IKN). Despite having a significant number of MSME and receiving government incentives, access to Islamic financing remains limited. This study aims to empower MSME using an Asset-Based Community Development (ABCD) approach through Islamic financing assistance. The methods used include observation, in-depth interviews, and participatory mentoring involving academics, sharia banking practitioners, and the sub-district government. The results of the community service show an increase in MSME' understanding of Islamic financing products and the identification of the potential for establishing a Islamic financing community. This community asset-based mentoring is showed potential to improve in building MSME awareness and interest in Islamic financing, although geographical challenges and banking human resources remain obstacles. It is concluded that the ABCD approach can be a sustainable empowerment model to strengthen the sharia economic ecosystem in the IKN buffer zone.
Co-Authors Muhammad Farhan Nur Rahmatullah