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Andi Febrianto
Sekolah Tinggi Ilmu Ekonomi Pemuda

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FINANCIAL LITERACY ANALYSIS IN EFFORTS TO ACHIEVE ECONOMIC RESILIENCE: A PHENOMENOLOGICAL STUDY ON LOW-INCOME FAMILIES IN NGROGUNG VILLAGE, PONOROGO Andi Febrianto; Syamsul Arifin; Lis Setyowati; Nuryadi Nuryadi
WORLDVIEW ( Development economic and sharia studies journal ) Vol 5 No 1 (2026): WORLDVIEW ( Jurnal Ekonomi Bisnis dan Sosial Sains )
Publisher : Fakultas Ekonomi dan Bisnis Universitas Wijaya Putra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38156/worldview.v5i1.684

Abstract

This study aims to analyze the application of financial literacy among low-income families in Ngrogung village and their efforts to achieve economic resilience. Most of them have only completed high school or less. The study uses a qualitative phenomenological research method, which focuses on observing events that have happened or are happening. In this research, the phenomenon is the economic resilience of low-income families in Ngrogung village. The research process used is triangulation, which includes interviews, observations, and documentation with three informants. The interviews are conducted in the morning when the informants are fresh. The findings show that low-income people in Ngrogung village understand financial literacy through managing their monthly finances, keeping track of daily income and expenses, setting aside income for business capital, and saving money. Their economic resilience comes from managing finances, recording monthly income and expenses, saving, and they also have financial cushions in the form of assets like gold and livestock that have economic value.
Co-Authors Lis Setyowati Nuryadi Nuryadi Syamsul Arifin