<![CDATA[This study examines the role of Regulatory Technology (RegTech) in enhancing Sharia governance within Islamic financial institutions and explores how digital regulatory innovations can improve the efficiency, transparency, and credibility of Sharia compliance mechanisms. A systematic literature review is conducted following the SALSA framework (Search, Appraisal, Synthesis, and Analysis) and the PRISMA guidelines (Preferred Reporting Items for Systematic Reviews and Meta-Analyses) to ensure methodological rigor and transparency. Peer-reviewed studies indexed in Scopus between 2018 and 2024 are reviewed to analyze the intersection of RegTech, Islamic finance, and Sharia governance. The findings reveal that while RegTech has significantly transformed compliance systems in conventional finance, its application within Islamic financial frameworks remains underdeveloped. This limitation is largely due to jurisprudential and ethical considerations, a lack of Sharia-compliant regulatory frameworks, and limited digital infrastructure in Islamic markets. Nevertheless, the study identifies substantial opportunities to integrate artificial intelligence, blockchain, and data analytics into Islamic finance to facilitate real-time Sharia supervision, strengthen compliance monitoring, and reduce regulatory costs. The synthesis of existing literature highlights a growing need for an Islamic RegTech framework that harmonizes technological innovation with Sharia principles and legal integrity. This study contributes to the ongoing discourse on digital transformation in Islamic finance by proposing conceptual pathways to balance regulatory efficiency, ethical governance, and sustainable growth. Ultimately, the study underscores that RegTech, when aligned with Islamic jurisprudence, can serve as a catalyst for a more transparent, efficient, and ethically grounded Islamic financial ecosystem.]]>
