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Veibe Vike Sumilat
Universitas Sam Ratulangi
Humanities Education

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Kajian tentang Boikot Konsumen Ditinjau dari Perspektif Sosiologi Hukum Vicky Fransiskus Taroreh; Royke Adrianus Taroreh; Veibe Vike Sumilat
Khatulistiwa: Jurnal Pendidikan dan Sosial Humaniora Vol. 6 No. 3 (2026): September: Khatulistiwa: Jurnal Pendidikan dan Sosial Humaniora
Publisher : AMIK Veteran Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/khatulistiwa.v6i3.13351

Abstract

Boycotting constitutes an effort undertaken by business actors to exclude other business actors from the same market (actual competitors) or to prevent competing business actors from entering the same market (potential competitors), thereby maintaining the market solely for the interests of the business actors involved in the boycott. Since the enactment of Law No. 5 of 1999 concerning the Prohibition of Monopolistic Practices and Unfair Business Competition (Law No. 5 of 1999) on March 5, 1999, the provisions on boycotting as stipulated in Article 10 have never been applied to impose sanctions on business actors. This phenomenon appears ironic, considering that boycotting constitutes one of the forms of violation of one of the most fundamental requirements of fair competition, namely the existence of actions that restrict the freedom of business actors to enter a market, or the eliminating freedom to enter the market. Consumer boycotts are manifested in the refusal to consume, purchase, accept, or use certain goods or services, generally triggered by excessive price increases in such goods or services. Such price increases may exceed the purchasing power of consumers. This study aims to examine the explanations that can be derived from consumer boycotts and how they can be understood and analyzed from the perspective of the sociology of law. This research employs a normative or library research method by examining library materials or secondary data consisting of primary, secondary, and tertiary legal materials. The intended research output is publication in a Sinta 4-accredited journal.
Kajian Tentang Penyaluran Kredit Perbankan Berkaitan dengan Perjanjian Kredit Berdasarkan UU No. 10 Tahun 1998 Jolanda Marlien Korua; Nurhikmah Nachrawy Adrianus; Veibe Vike Sumilat; Robert Lengkong Weku
Khatulistiwa: Jurnal Pendidikan dan Sosial Humaniora Vol. 6 No. 3 (2026): September: Khatulistiwa: Jurnal Pendidikan dan Sosial Humaniora
Publisher : AMIK Veteran Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/khatulistiwa.v6i3.13352

Abstract

Bank lending is a core banking function that supports economic activity and establishes a legal relationship between the bank as creditor and the customer as debtor. This relationship is formalized in a credit agreement governing the loan amount, interest, term, repayment, collateral, and the parties’ respective rights and obligations. This study examines the validity of agreements under Article 1320 of the Indonesian Civil Code, their binding force and good-faith performance under Article 1338, the application of prudential principles through the 5C analysis, the legal position of collateral, and the consequences of default. The study aims to analyze the legal framework and implementation of credit agreements in bank lending, as well as legal protection for creditors and debtors. It employs normative legal research using statutory and conceptual approaches, based on a literature review of primary and secondary legal materials. The analysis assesses whether credit agreements comply with applicable law. The study emphasizes that responsible lending requires valid agreements, clear and transparent clauses, objective assessment of borrowers’ creditworthiness, and the establishment and enforcement of collateral in accordance with legal procedures. Banks must apply prudential principles, while borrowers should understand and fulfil their contractual obligations. These measures are essential to legal certainty, balanced protection of the parties, and banking stability.
Co-Authors Jolanda Marlien Korua Nurhikmah Nachrawy Adrianus Robert Lengkong Weku Royke Adrianus Taroreh Vicky Fransiskus Taroreh