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All Journal Dentika Dental Journal Equity: Jurnal Ekonomi Jurnal Ilmiah JKA (Jurnal Kesehatan Aeromedika) Journal of Anesthesiology and Clinical Research Dedikasi: Jurnal Pengabdian Kepada Masyarakat Mount Hope Global Economic Journal Jurnal Bisantara Informatika
Merry
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Religion Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Dentistry Economics, Econometrics & Finance Education Environmental Science Health Professions Immunology & microbiology Languange, Linguistic, Communication & Media Library & Information Science Medicine & Pharmacology Neuroscience Nursing Public Health Social Sciences Other

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The Influence of E-Money Usage Frequency and Understanding of Sharia Principles on Millennial Consumptive Behavior Merry; Nur Fitri Hidayanti; Zaenafi Ariani; Mukhlishin
Equity: Jurnal Ekonomi Vol 13 No 2 (2025): Equity : Jurnal Ekonomi
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/equity.v13i2.592

Abstract

The utilization of electronic money (e-money) has significantly increased in the era of digitalization, altering the consumption patterns of Muslim millennials in Mataram. This study aims to investigate the impact of the frequency of e-money usage and the level of understanding of Sharia principles on Sharia-compliant consumption behavior. Employing a quantitative research design, the study surveyed 93 respondents selected through simple random sampling. Data analysis was conducted using multiple linear regression with the assistance of SPSS software. The findings reveal that the frequency of e-money usage exerts a positive and statistically significant influence on consumption behavior aligned with Sharia principles, exhibiting a coefficient of 54.4% and a significance value of 0.00. Furthermore, the understanding of Sharia values demonstrates a positive effect of 28.3%, with a significance value of 0.013. Collectively, these two variables exert a robust influence on Sharia-oriented consumption behavior, as indicated by an F value of 51.99 and an R-squared value of 52.6%. These results suggest that an increased frequency of e-money usage, coupled with a deeper understanding of Sharia principles, corresponds to more ethical and balanced consumption behavior among Muslim millennials. Consequently, it is imperative to enhance digital literacy in conjunction with strengthening Sharia financial literacy, ensuring that the adoption of financial technology aligns with the objectives of Maqashid al-Syariah in fostering economic welfare and accountability in the digital age.
RANCANG BANGUN SISTEM INFORMASI LAYANAN CUCI STEAM MOBIL BERBASIS WEB (STUDI KASUS: GAHARU CARWASH) Suharjo; Sakban, Muhammad; Merry
Jurnal Bisantara Informatika Vol. 9 No. 2 (2025): Jurnal Bisantara Informatika (JBI) Vol. 9 No. 2 Tahun 2025
Publisher : Akademi Manajemen Informatika dan Komputer PARBINA NUSANTARA Pematangsiantar

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Abstract

Layanan cuci steam kendaraan berbasis web merupakan solusi inovatif yang memanfaatkan teknologi digital untuk mempermudah proses pemesanan dan manajemen layanan pencucian kendaraan. Penelitian ini bertujuan untuk mengembangkan dan menganalisis sistem berbasis web yang memungkinkan pelanggan memesan layanan cuci steam secara online, memilih jenis layanan yang diinginkan, serta melakukan pembayaran secara digital. Sistem ini dirancang dengan antarmuka yang ramah pengguna dan fitur-fitur seperti pemesanan real-time, notifikasi status layanan, dan integrasi peta untuk pemilihan lokasi cuci atau layanan panggilan. Pengujian yang dilakukan menunjukkan bahwa sistem ini meningkatkan efisiensi operasional bagi penyedia jasa dan kenyamanan bagi pelanggan. Selain itu, sistem berbasis web ini membantu penyedia layanan mengelola jadwal dengan lebih baik, meminimalkan kesalahan manusia, dan meningkatkan kepuasan pelanggan. Implementasi teknologi ini diharapkan dapat mengoptimalkan bisnis layanan cuci kendaraan serta mendukung perkembangan digitalisasi di industri otomotif.
Co-Authors Catrin Rumondang Cheong Shiau Wie Dwita Sakuntala Eddy Ketaren Geiby , Nurhalisa Grace Marchlivia I Gusti Agung Gede Utara Hartawan I Gusti Agung Made Wibisana Kurniajaya I Gusti Ngurah Mahaalit Aribawa I Putu Fajar Narakusuma Juliani, Fitri Made Septyana Parama Adi Maria Olga Bapage Mukhlishin Nelawati Nur Afifah Nur Fitri Hidayanti Oktopanda Sakban, Muhammad Sary, Sahfitri Indah Sianipar, Daniel Gunawan A. Simanihuruk, Edison Ulung Panggabean Sitorus, Jimmi Hendrik P. Sofia Suharjo Sumaizar Tambun, Rusmayani Tina Novianti Sitanggang Zaenafi Ariani