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All Journal Jurnal Perspektif Ekonomi Darussalam International Journal of Economics, Business and Accounting Research (IJEBAR) Indonesian Journal of Islamic Economics and Finance Sharing: Journal Of Islamic Economics, Management And Business Journal of Economic, Management, Business, Accounting Sustainability Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Efrina, Lisa
Unknown Affiliation
Economics, Econometrics & Finance Social Sciences

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Efforts to Improve Community Welfare Through Farming Group Empowerment from an Islamic Economic Perspective Efrina, Lisa
Indonesian Journal of Islamic Economics and Finance Vol. 2 No. 2 (2022)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v2i2.1799

Abstract

This study aimed to determine the level of community welfare through farmer group empowerment from an Islamic economic perspective. This research includes field research (field research). The method used in this research is qualitative data analysis with a descriptive nature. The results showed the implementation of community empowerment for the prosperous Sido farmer group towards improving the welfare of the community in Sidoharjo Village through counseling programs and skills training. The implementation of community empowerment of the prosperous Sido farmer group in Sidoharjo Village can be said to be successful. The members admitted that there was an increase in knowledge and skills in agriculture, obtained new information about agriculture, increased income before they joined and after joining the prosperous Sido farmer group, and were very enthusiastic about the empowerment program. This means that the empowerment of the Sido prosperous farmer group community has a positive effect in improving the welfare of the Sido prosperous farmer group members in Sidoharjo Village, Jati Agung District, South Lampung Regency, and the Sido prosperous farmer group member community can already be said to be a prosperous society. Empowerment in the view of Islamic Economics is seen from the principles of Islamic Economics that community empowerment for members of the prosperous Sido farmer group is following the rules or limitations in Islam that Allah SWT has determined to achieve falah in the world the hereafter and for welfare. The community members of the prosperous Sido farmer group are following welfare in the view of Islamic Economics
Analisis Efektivitas Pembiayaan Murabahah dalam Meningkatkan Profitabilitas Bank Syariah di Indonesia Efrina, Lisa
Journal of Economic, Management, Business, Accounting Sustainability Vol. 2 No. 4 (2025): November 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v2i4.415

Abstract

Murabahah financing is the most dominant financing instrument within Indonesia’s Islamic banking industry and plays a major role in maintaining financial stability. However, its effectiveness in supporting bank profitability requires a comprehensive review based on recent literature. This study aims to analyze the effectiveness of murabahah financing and its contribution to the profitability of Islamic banks in Indonesia by synthesizing research from the past seven years. The method used is a literature study that examines national and international journals, OJK reports, and academic documents related to murabahah mechanisms and Islamic bank financial performance. The findings show that murabahah demonstrates high effectiveness in maintaining margin stability, improving operational efficiency, strengthening productive assets, encouraging financing growth, and ensuring stable cash flows, thus contributing significantly to the profitability of Islamic banks. The study concludes that murabahah serves as a primary foundation for the sustainable financial performance of Islamic banks in Indonesia and should be continuously optimized through improved service quality, product innovation, and enhanced risk management.
Co-Authors Akbar, Estelee Elora Alvina Alvina Harits, Afish Rizqiya Isbaldi, Gusri Nabila, Nindri Fara Rohmawati, Zulfa Sulaiman Sulaiman Tamyis, Tamyis