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All Journal PALASTREN Economica: Jurnal Ekonomi Islam
Mursyidi, Ach Fatayillah
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Economics, Econometrics & Finance Education Social Sciences Other

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ATOMIZED SOCIETY: The Role OF Women And Social Media IN Cultivating Multipolar Outcome of Globalization Mursyidi, Ach Fatayillah
PALASTREN Jurnal Studi Gender Vol 12, No 2 (2019): PALASTREN
Publisher : STAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/palastren.v12i2.6600

Abstract

Globalization has been so far understood as a mere global phenomenon that benefits all group of people while its negative effects are commonly ignored. This paper examines multipolar outcome of globalization in which women and social media are mostly taking a part. I am focusing only on women’s role as the dominant users of internet without, of course, overlooking intentionally men’s role. To build my argument, I started this paper by arguing that the idea of ‘imagined community’ by Benedict Anderson and ‘conversed community’ by Merlyna Lim are no longer sufficient to portray the impact on social condition nowadays. Rather than using those terms, I proposed another term which is more appropriate to apply; it is atomized society. In this regard, the role of both women and social media are very significant in paving a way of atomized society. Finally, through an informal interview I conducted with some members of LISMA (Lingkar Studi Mahasiswi Muslim Peduli Negeri), a faith-based women community in Yogyakarta, it exemplifies how women are evidently vulnerable to such global effect with the help of social media.
Evaluating the Spin-Off Readiness of Sharia Business Units for Islamic Banking Expansion in Indonesia Dja’akum, Cita Sary; Huda, Nur; Ryandono, Muhamad Nafik Hadi; Mujibatun, Siti; Mursyidi, Ach Fatayillah
Economica: Jurnal Ekonomi Islam Vol. 15 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2024.15.2.22696

Abstract

This study aims to evaluate the readiness of Sharia Business Units (SBUs) in Indonesia to undertake the mandated 2023 spin-off, which would result in these units operating independently from their parent banks. The research employs a qualitative approach, with data collected through documentation and literature review. The study focuses on 20 SBUs, which include one unit from a state-owned enterprise (BUMN), 13 units from regionally-owned enterprises (BUMD), and six units from private banks. Findings indicate that approximately 50% of these SBUs are not sufficiently prepared to separate from their parent institutions due to constraints in assets, capital adequacy, and health metrics. This lack of preparedness is compounded by deficiencies in infrastructure and human resources, which collectively affect the financial, operational, and human capital stability of these units. Consequently, the findings suggest that most SBUs are not ready for a spin-off by 2023. Policy implications: The findings underscore the need for regulatory and developmental support to strengthen SBUs prior to spin-off. The study recommends that future policy address the capital and human resource limitations in Islamic banking to ensure successful spin-offs and sustainable growth in the sector.
Spin-Off as a Strategy to Accelerate Islamic Banking Growth in Indonesia: Assessing the Readiness of Sharia Business Units Dja’akum, Cita Sary; Huda, Nur; Ryandono, Muhamad Nafik Hadi; Mujibatun, Siti; Mursyidi, Ach Fatayillah
Economica: Jurnal Ekonomi Islam Vol. 15 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2024.15.2.22696

Abstract

Islamic banking in Indonesia has grown significantly in recent years, supported by legal mandates encouraging structural separation between conventional and Sharia banking. This study aims to assess the readiness of Sharia Business Units (UUS) to implement the 2023 spin-off policy. A qualitative research approach was employed, with data collected through documentation and literature review. The study examined 20 Sharia Business Units, including one unit from a State-Owned Enterprise (Bank Tabungan Negara), 13 units under Regionally-Owned Enterprises (BUMD), and six units affiliated with private banks. The findings show that 50% of the assessed Sharia Business Units are not prepared to separate from their parent banks, particularly in terms of asset size, capital adequacy, and overall institutional health. Most UUS lack sufficient capital readiness, infrastructure, and qualified human resources to operate independently. When viewed holistically—across financial, operational, and HR dimensions—the majority of UUS included in this study were not ready for the 2023 spin-off. These findings provide valuable insights for regulators and stakeholders in the Islamic banking industry, particularly in shaping future policies and support mechanisms for Sharia Business Units transitioning toward independence.
Co-Authors Dja’akum, Cita Sary Muhamad Nafik Hadi Ryandono, Muhamad Nafik Siti Mujibatun