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All Journal EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam Social Science Academic
Amarodin, Muchamat
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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PERAN EKONOMI MAKRO DAN MIKRO DI INDONESIA Amarodin, Muchamat
EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam Vol 1 No 2 (2014): Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : LIPI

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Abstract

National economic problem is the scope of the macro economy. A country in order to develop their economy will surely meet some obstacles. Barriers it was an internal matter to be resolved by the state government of the country. Barriers that such uncontrolled inflation and unemployment problems that can not be separated from issues of quality and quantity of the population in Indonesia is very diverse. In resolving the problem, surely a country to apply its policy as the holder of autonomy. The policy was successful or not is an end that should be fought.
Transformasi Ekonomi Syariah di Era Digital: Analisis Konseptual terhadap Integrasi Fintech dan Maqāṣid al-Sharī‘ah Amarodin, Muchamat; Nurwahyuni, Nurwahyuni; Rifai, Mohammad Saiful
Social Science Academic Vol. 4 No. 1 (2026)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ssa.9544

Abstract

The development of digital technology has driven major changes in the global financial system, including in the Islamic economic sector through the emergence of financial technology (fintech). This phenomenon presents opportunities for increased efficiency and financial inclusion, but also raises the need for integration that aligns with Islamic principles. This study aims to analyze the characteristics of Islamic economic transformation in the digital era, identify forms of fintech integration within the Islamic economic system, explain the role of maqāṣid al-sharī'ah as an evaluative framework, and formulate a conceptual model of fintech integration based on Islamic values. The study uses a qualitative approach based on library research, with an integrative literature review. Data were obtained from scientific journals, academic books, policy documents, and other relevant publications, then analyzed using content analysis and thematic analysis. The results show that fintech integration in the Islamic economy is developing through peer-to-peer financing services, digital payments, and Islamic crowdfunding that adapt contracts such as mudhārabah, musyārakah, murābaḥah, and wakālah. Other findings indicate that the maqāṣid al-sharī'ah (Islamic principles) play a crucial role in assessing the security, fairness, transparency, and social welfare of digital innovation. This study concludes that the transformation of the Islamic economy will be more sustainable if fintech is developed through a synergy between technology, regulation, governance, and maqāṣid al-sharī'ah orientation, thus creating a modern, inclusive, and valuable digital financial ecosystem.
Co-Authors Nurwahyuni Rifai, Mohammad Saiful