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All Journal Aptisi Transactions on Management EKONOMI BISNIS PELAGICUS: Jurnal IPTEK Terapan Perikanan dan Kelautan eScience Humanity Journal Jurnal Kewirausahaan, Akuntansi, dan Manajemen TRI BISNIS Journal of Artificial Intelligence and Digital Business Society
Rianto, Joko
Unknown Affiliation
Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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The Impact of Financial Technology Small and Medium Enterprises : A Comparative Analysis Putri, Walla Astianty; Jamalus, Jamalus; Rianto, Joko
eScience Humanity Journal Vol 4 No 2 (2024): eScience Humanity Journal Volume 4 Number 2 May 2024
Publisher : Asosiasi Ide Bahasa Kepri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37296/esci.v4i2.174

Abstract

The rapid evolution of Financial Technology (FinTech) has significantly reshaped the landscape of Small and Medium Enterprises (SMEs). This comparative study examines the impact of FinTech adoption on the growth, operational efficiency, and financial performance of SMEs across different sectors. By analyzing data from various industries, the study highlights the key areas where FinTech has accelerated business processes, enhanced financial inclusion, and increased access to funding. The research further explores challenges faced by SMEs in integrating FinTech solutions, including regulatory hurdles and technological readiness. The findings provide insights into the comparative advantages FinTech brings to SMEs in developed versus developing economies, suggesting policy recommendations to foster FinTech adoption and support SME growth. The results underscore the critical role of FinTech in transforming SMEs into more agile and competitive market players in the global economy.
PENGARUH PAJAK HOTEL, RESTORAN DAN REKLAME TERHADAP PENDAPATAN ASLI DAERAH PADA BADAN PENDAPATAN DAERAH KABUPATEN TANGERANG (PERIODE 2011-2015) Rianto, Joko
EKONOMI BISNIS Vol. 27 No. 2 (2021): EKONOMI BISNIS
Publisher : Universitas Islam Syekh-Yusuf

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33592/jeb.v27i2.2283

Abstract

Penelitian ini dilakukan untuk mengetahui pengaruh penerimaan Pajak Hotel, Restoran dan Reklame terhadap Pendapatan Asli Daerah.Penelitian menggunakan data Laporan Realisasi Anggaran yang diambil selama kurun waktu 5 tahun (2011– 2015).Data-data tersebut diperoleh dari Badan Pendapatan Daerah Kabupaten Tangerang dengan jumlah 240 data. Nilai regresi linier berganda adalah sebesar Y = -54190913820.000 + 63.102X1 + 4.475X2 + 30.643X3 yang berarti bahwa setiap penambahan 1 Pajak Hotel maka Pendapatan Asli Daerah meningkat sebesar 63.102, setiap penambahan 1 Pajak Restoran maka Pendapatan Asli Daerah meningkat sebesar 4.475, bahwa setiap penambahan 1 Pajak Reklame maka Pendapatan Asli Daerah meningkat sebesar sebesar 30.643. Nilai korelasi antara variabel penerimaan Pajak Hotel terhadap Pendapatan Asli Daerah Kabupaten Tangerang terdapat hubungan yang sangat kuat dengan nilai korelasi sebesar 0,987.Nilai korelasi antara variabel penerimaan Pajak Restoran dan Pajak Reklame terhadap Pendapatan Asli Daerah Kabupaten Tangerang terdapat hubungan yang sangat kuat dengan nilai korelasi sebesar 0,982. Hasil uji t yang dilakukan menunjukkan bahwa secara parsial variabel independen yaitu pajak hotel berpengaruh dan signifikan terhadap pendapatan asli daerah (6,792 >2,00324), variabel pajak restoran berpengaruh dan signifikan terhadap pendapatan asli daerah (2,966 >2,00324), dan variabel pajak reklame tidak berpengaruh dan signifikan terhadap pendapatan asli daerah (1,995 <2,00324). Hasil uji f menyatakan bahwa variabel independen berpengaruh secara simultan terhadap pendapatan asli daerah (1204,284>2,77). Hasil dari penerimaan Pajak Hotel, Pajak Restoran dan Pajak Reklame berpengaruh terhadap Pendapatan Asli Daerah sebesar 98,5% dan sisanya 1,5% dipengaruhi oleh variabel lain yang tidak disebutkan dalam penelitian.
Membangun Kepuasan Kerja dan Mengurangi Turnover: Peran Etika Islam, Kompetensi, dan Lingkungan Kerja Gumala Sari, Egi; Rianto, Joko; Erialdy, Erialdy
JURNAL KEWIRAUSAHAAN, AKUNTANSI DAN MANAJEMEN TRI BISNIS Vol 7 No 1 (2025): Jurnal Kewirausahaan, Akuntansi dan Manajemen
Publisher : STIE Tri Bhakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59806/jkamtb.v7i1.605

Abstract

Tujuan penelitian ini adalah untuk menganalisis: (1) Pengaruh Etika Kerja Islam dan Kompetensi terhadap Kepuasan Kerja; (2) Peran Lingkungan Kerja sebagai variabel moderasi dalam hubungan Etika Kerja Islam dan Kompetensi terhadap Kepuasan Kerja; (3) Pengaruh Etika Kerja Islam, Kompetensi, dan Kepuasan Kerja terhadap Turnover Intention; serta (4) Peran Kepuasan Kerja sebagai variabel mediasi dalam hubungan Etika Kerja Islam dan Kompetensi terhadap Turnover Intention. Metode penelitian kuantitatif menggunakan data primer. Populasi dan dalam penelitian ini adalah Individu yang bekerja di PT. Mandiri Utama Finance Syariah, dengan sampel sebanyak 200 responden. Pengolahan data menggunakan software Partial Least Square (PLS). Hasil penelitian ini menunjukkan bahwa Etika Kerja Islam berpengaruh positif signifikan terhadap Kepuasan Kerja, sedangkan Kompetensi tidak menunjukkan pengaruh yang signifikan terhadap Kepuasan Kerja. Namun, Lingkungan Kerja terbukti mampu memoderasi pengaruh Etika Kerja Islam dan Kompetensi terhadap Kepuasan Kerja secara signifikan. Selanjutnya, Etika Kerja Islam, Kompetensi, dan Kepuasan Kerja masing-masing memiliki pengaruh negatif signifikan terhadap Turnover Intention. Selain itu, Kepuasan Kerja terbukti menjadi variabel mediasi yang signifikan dalam hubungan antara Etika Kerja Islam dan Turnover Intention, namun tidak berlaku sebagai mediator dalam hubungan antara Kompetensi dan Turnover Intention.
Integrating Financial Literacy and Business Planning in Higher Education: Evidence from PKM-Based Learning Programs Sentosa, Bambang Mardi; Suherman, Agus; Firdaus, M. Yus; Rianto, Joko; Kurniawan, Andri; Putri, Walla Astianty; Novitri, Bella Suci; Murodi, Ahmad; Muhtadi, TB. Yudi
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 3 (2025): Agustus - October
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i3.2235

Abstract

The integration of financial literacy and business planning skills in higher education is essential to prepare students for the challenges of the modern economic landscape. This study examines the effectiveness of incorporating financial literacy concepts into business planning through the implementation of Programs to the Community (PKM)-based learning. Employing a mixed-methods approach, quantitative data were collected through pre- and post-tests measuring students’ knowledge and skills, while qualitative insights were obtained from focus group discussions and reflective journals. The participants consisted of 20 undergraduate students from various disciplines in Indonesian universities, engaged in PKM projects over one academic semester. Findings indicate a significant improvement in students’ ability to develop comprehensive business plans, manage budgets, and evaluate financial feasibility, with an average knowledge increase of 28% compared to baseline. Qualitative data reveal that PKM-based learning fosters critical thinking, collaboration, and entrepreneurial mindset, while contextualizing theoretical knowledge into practical applications. The study concludes that integrating financial literacy into PKM-oriented business planning courses provides a holistic and experiential learning model, contributing to students’ readiness for professional and entrepreneurial endeavors. These results highlight the potential for scalable implementation of PKM-based curricula in higher education to strengthen economic empowerment and innovation capacity among graduates.
Performance-Based Management in Public Administration: Implications for Economic Growth and Service Delivery Putri, Walla Astianty; Novitri, Bella Suci; Utami, Pri; Muhtadi, TB. Yudi; Rianto, Joko; Ahmad, Ahmad
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 3 (2025): Agustus - October
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i3.2544

Abstract

This study explores the role of performance-based management (PBM) in public administration and its implications for economic growth and service delivery. Performance-based management has emerged as a strategic approach to enhance efficiency, accountability, and transparency in government institutions by linking organizational goals with measurable outcomes. Through a systematic review of relevant literature and comparative case studies from various countries, this research highlights how PBM fosters improved resource allocation, promotes evidence-based policymaking, and strengthens institutional capacity. The findings indicate that PBM contributes to economic growth by ensuring more effective public expenditure management, stimulating investment confidence, and fostering innovation in the public sector. Furthermore, PBM positively impacts service delivery by improving responsiveness, citizen satisfaction, and the quality of public services. However, challenges such as limited institutional readiness, inadequate performance measurement systems, and resistance to cultural change remain significant barriers to its full implementation. This study concludes that integrating PBM into public administration can play a pivotal role in driving sustainable economic development and enhancing governance, provided that robust monitoring mechanisms and capacity-building initiatives are prioritized.
The Influence of Perceptions on Fisherman Understanding and Fish Traders and Management Strategies of Sharks and Rays in Conservation Status in Cilacap Regency Rianto, Joko; Riani, Etty; Warlina, Lina
PELAGICUS Volume 4 Nomor 1 Tahun 2023
Publisher : Politeknik Kelautan dan Perikanan Karawang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15578/plgc.v4i1.11783

Abstract

Cilacap Regency is one of the giant Shark and ray landing sites on the south coast of Java. Engagement in fisheries management, such as RFMOs and CITES, requires regulations governing the use of sharks and rays in Indonesia. The successful application of these rules requires the support of fishermen and fish traders. The aim of the study was to determine the effect of the perceptions of fishermen and fish traders on the understanding of the management status of sharks and rays and management strategies. The research method uses a quantitative approach, instrument testing, and simple linear regression data analysis using SPSS 25 software. The Shark and Ray management strategy uses SWOT analysis. The results of the average social, economic interval (fisherman) level assessment were 2.27 (enough), perceptions of environmentally friendly fishing gear were 3.11 (good), perceptions of the existence of shark and ray resources were 2.52 (good), and the value of understanding indicators supported management of sharks and rays 2.27 (fairly understand). Assessment of social-economic indicators (fish traders) and perceptions 2.53 (good), perceptions of the existence of shark and ray resources 2.17 (adequate), and understanding in supporting shark and ray management 2.43 (comprehensive). The results of simple linear regression show that fishermen's socioeconomic indicators have a negative effect on understanding supporting Shark and ray management. Fishermen's perceptions of environmentally sound fishing gear, perceptions of the existence of shark and ray resources (fishermen and fish traders), and the socioeconomic conditions of fish traders have no influence on understanding supporting sharks and rays. The results of the SWOT analysis are in the Weakness and Opportunity cells, namely through efforts to limit products, increase the human resource capacity of business actors and related agencies, and ease of obtaining access to capital for fishermen.
Relevansi Kurikulum Perguruan Tinggi dalam Perkembangan Dunia Kerja dan Sektor Industri: Kasus Universitas Islam Syekh-Yusuf Rianto, Joko; Kamil, Mustofa; Putry, Walla Astianty; Bahri, Saepul
Society Vol 10 No 1 (2022): Society
Publisher : Laboratorium Rekayasa Sosial, Jurusan Sosiologi, FISIP Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/society.v10i1.408

Abstract

This research is driven by developments in the world of work and industry in Indonesia, which absorb fewer university graduates than they need because the graduates do not learn a lot of vocational skill competencies. Developing a higher education curriculum that suits the needs of the industry could address this issue. The gap between higher education and industry manpower needs could be attributed to 1) the absence of a framework that creates an understanding between industry and higher education to develop manpower relevant to industry optimally; 2) the main resource persons are only invited to universities to explain material for a limited period; 3) the facilities and infrastructure in universities do not represent the needs of companies or industries; and 4) the working climate has not yet fully occurred in universities, which are different from what is in the company. This research is an exploratory study that tries to collect and formulate an analysis based on the information collected. The research uses a qualitative approach using case studies and documentation studies. The results of this study indicate that the implementation of the Universitas Islam Syekh-Yusuf curriculum has been going well, following the applicable curriculum preparation regulations. In general, there are several stages in preparing the study program curriculum. These stages are divided into three important stages: the curriculum design stage, the learning design stage, and the learning program evaluation stage. The university has also established partnerships with other companies/organizations in fieldwork practice activities. This supports the development of student experience competencies compared to classroom learning alone. After analyzing the findings in the field with related theories, this research provides suggestions that are expected to be useful for several parties. Universities must find other learning resources for students to be relevant to the company’s needs. Universities need to establish many more partnerships with companies/institutions/organizations to become a place for fieldwork practices for their students so that student competencies will be more developed with a picture of the real job. Education and training are needed for lecturers to develop a curriculum based on applicable regulations that are relevant to global demands. There is a need for further studies to examine the effectiveness of implementing a curriculum based on the business world and the industrial world.
Management of Deciding Decision Making Final Project Advisor in Optimizing Learning Kamil, Mustofa; Rianto, Joko; Suprayogi, Danang
APTISI Transactions on Management (ATM) Vol 2 No 2 (2018): ATM (APTISI Transactions on Management)
Publisher : Pandawan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (279.403 KB) | DOI: 10.33050/atm.v2i2.790

Abstract

In the management of learning in preparing the final assignment has become an obligation in each university. So, the existence of a final assignment supervisor is very important to help students complete their final assignments. Without the final assignment supervisor can lead to unclear and a directed research in accordance with the provisions of learning management, in this study discusses the role of lecturers in conducting final assignments in both thesis and thesis, lecturers as facilitators start the final assignment, lecturers as final project supervisors, lecturers as a final assignment exam preparation supervisor, stress in preparing the final assignment, communication of students with supervisors, choosing supervisors, consulting techniques with counselors, obstacles during the guidance of the preparation of the final assignment report. With the hope of this research students can choose a mentor where they must master the fields that are in accordance with your final assignment and with the provisions of learning management in Higher Education, and choose a mentor who has enough time to guide you, and a cooperative and communicative guide.
Co-Authors Agus Suherman Ahmad Ahmad ANDRI KURNIAWAN Bambang Mardi Sentosa Egi Gumala Sari Erialdy, Erialdy Etty Riani Firdaus, M. Yus Jamalus, Jamalus Lina Warlina Muhtadi, Tb. Yudi Murodi, Ahmad Mustofa Kamil, Mustofa Novitri, Bella Suci Pri Utami Putri, Walla Astianty Putry, Walla Astianty Saepul Bahri Suprayogi, Danang