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PERMINTAAN PEMBIAYAAN MURABAHAH BERDASARKAN TINGKAT INFLASI DAN SUKU BUNGA BI RATE PADA BANK SYARIAH DI INDONESIA Ardiansyah, Ardiansyah; Jibril, Hadira Thumaninah; Kaluge, David; Karim, Kasnaeny
BISMA: Jurnal Bisnis dan Manajemen Vol 13 No 3 (2019)
Publisher : Jurusan Manajemen Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/bisma.v13i3.11242

Abstract

This study aims to analyze the level of murabahah financing that influences by the inflation rate and BI rate at sharia banks in Indonesia in 2013-2016. This research is a quantitative descriptive study. Data were analyzed using multiple linear regression analysis. The results showed that, partially, inflation has a positive significant effect murabahah financing. However, the BI rate has no significant effect on murabahah financing in sharia banks in Indonesia in 2013-2016. Simultaneously, inflation and BI rate had a significant effect on murabahahfinancing in sharia banks in Indonesia in 2013-2016. Therefore, the management of sharia banks in Indonesia should be more active in introducing sharia funding to society.
CHARACTERISTICS OF HUMAN RESOURCES NEEDED BY THE BANKING INDUSTRY IN MAKASSAR Jibril, Nabila Mukmininah; Jibril, Hadira Thumaninah; Tajibu, Muhammad Jibril
Bisma: Jurnal Bisnis dan Manajemen Vol. 19 No. 2 (2025)
Publisher : Jurusan Manajemen Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/bisma.v19i2.53771

Abstract

This study aims to determine the characteristics of human resources (HR) that are needed by banks in recruiting employees. The study was conducted by distributing questionnaires to banks that were the research samples consisting of 10 banks, both conventional and sharia in Makassar. The questionnaire results were then processed using the Cochran Q test analysis tool, to determine the similarity of opinion among respondents regarding the indicators that are considered to be the characteristics of the required HR. Based on the analysis results, the criteria for human resources that are needed by the banking industry are having a high education, having a background in management and other sciences, having work experience or having an internship while studying, having computer and foreign language skills, communication skills, and having work discipline. The implication of this research is on the development of curriculum in higher education so that it is in line with the needs required in the banking industry, and so that college graduates can be absorbed. This research fills the gap by focusing on the specific HR attributes prioritized by  banks in Makassar, a topic that has received limited attention in previous studies.
Determination of the Causes of Job Mobility in Employment Jibril, Hadira Thumaninah
Hasanuddin Economics and Business Review VOLUME 7 NUMBER 2, 2023
Publisher : Faculty of Economics and Business, Hasanuddin University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26487/hebr.v7i2.4877

Abstract

The purpose of this study is to examine and identify the factors that contribute to job mobility (changing jobs) among employees in Makassar City's informal sector. 100 respondents provided the primary data that was used. There were 28 variables under investigation, and factor analysis was used to process the data. Further analysis is possible for a total of 21 variables. The significance value in the validity test was over 0.05, hence the remaining 7 variables were eliminated. According to the study's findings, there are seven elements that influence people's decisions to change jobs. These variables include economic factors, labor quality factors, information technology proficiency factors, length of working hours factors, family factors, employment status factors, and distance factors.
WOMEN'S DECISIONS TO BE AN ENTREPRENEURSHIP IN THE INFORMAL SECTOR IN MAKASSAR Karim, Kasnaeny; Jibril, Hadira Thumaninah
Hasanuddin Economics and Business Review VOLUME 3 NUMBER 2, 2019
Publisher : Faculty of Economics and Business, Hasanuddin University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26487/hebr.v3i2.2028

Abstract

This study aims to determine the factors underlying women with high school education levels up to Bachelor, for entrepreneurship in the informal sector. Answer the research problem; the data were collected through 22 informants and then analyzed using a qualitative phenomenological approach. The results showed that six factors were underlying the decision of women to become entrepreneurs in the informal sector, which consisted of leisure time factors, Socio-cultural factors, Marriage factors, Ease factors, Capital Factors, and Economic Factors.