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The Analysis of Intention and Use of Financial Technology Rahardjo, Budi; Akbar, Bintang Mukhammad Burhanudin; Novitaningtyas, Ivo
Journal of Accounting and Strategic Finance Vol 3 No 1 (2020): JASF (Journal of Accounting and Strategic Finance)
Publisher : UNIVERSITAS PEMBANGUNAN NASIONAL VETERAN JAWA TIMUR

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/jasf.v3i1.70

Abstract

The rapid development of technologies affects the financial technology sector, especially e-money in Indonesia. This research aims to analyze the determinant from intention and use behavior of financial technology (e-money) using UTAUT2 as the model. This research took place in Jabodetabek, with a total sample of 300 people as the respondents. The purposive sampling method is used as the sampling method in this study. The scale which is used in this study is the Likert scale with a range of 1-5. Data were analyzed using descriptive and Structural Equation Modeling (SEM). The results show that performance expectations, effort expectancy, social influence, facilitation conditions, and habits are factors that influence the intention and use of e-money. On the other hand, hedonic motivation and price value do not affect behavioral intention. It indicates that using financial technology is a must and not depend on user motivation or the price of the technology. These results provide implications about several factors as the determinant of e-money for stakeholders to develop the strategy for e-money based on the most influential factor that affects consumers as users. While developing e-money technology, the developer should take into account factors such as performance expectations, effort expectancy, social influence, facilitation conditions, and habits.
Penerapan AISAS Dan Guerilla Strategy Terhadap Keberhasilan E-commerce Pertanian Akbar, Bintang Mukhammad Burhanudin
Jurnal Bisnisman : Riset Bisnis dan Manajemen Vol 1 No 2 (2019): Jurnal Bisnisman : Riset Bisnis dan Manajemen
Publisher : Universitas Nusa Putra

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of technology, which is increasingly fast, provides distortion to many sectors of the business. At present, all areas inevitably use technology as part of business acceleration. Agricultural e-commerce is one of the firms that is currently developing and trying to be an alternative in providing agricultural product needs. The approach used in the study is AISAS and partial least square. The results of the survey that companies need to improve sharing behavior and apply the effects of guerilla marketing better.
STRATEGI PENGEMBANGAN BISNIS KLINIK- Q MEDICAL AND DENTAL DENGAN PERSPEKTIF PEMBANGUNAN BERKELANJUTAN iik yani hidayati; Bintang Mukhammad Burhanudin Akbar
Jurnal REKOMEN (Riset Ekonomi Manajemen) Vol 3, No 1 (2019)
Publisher : Universitas Tidar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31002/rn.v3i1.1700

Abstract

This research is a research related to the formation of strategy development in a clinic. The discussion is aimed at the theme of the clinical business development strategy. In addition, the discussion will use a sustainable business development perspective.Data collected is sourced from experts with different expertise. The assessing experts were asked to provide a questionnaire assessment related to the internal environment and the external environment of the clinic. The financial statements used are from 2015 to 2017. The assessment results from experts are then adjusted to the IE Matrix to obtain the company's strategy formulation. After obtaining the strategy formulation, the best strategy for the clinic was conducted using the QSPM approach. The results of the study show that the position of the Q Medical & Dental Clinic is in quadrant 1 which means the clinic is recommended for development. In addition, based on the assessment of QSPM, it is found that the company can implement product development, integration and market penetration. On the other hand, clinics are also advised to continue to increase their role in protecting the environment.
Medical Device Industry Development in Indonesia Bintang Mukhammad Burhanudin Akbar; Meisya azalia Putri
West Science Business and Management Vol. 1 No. 03 (2023): West Science Business and Management
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsbm.v1i03.116

Abstract

Demand for health products in Indonesia is increasing, with an estimated annual growth of 11.9% until 2024. This is driven by population growth and public awareness of the importance of health. Indonesian government believes developing medical devices industry is essential in supporting health resilience in Indonesia. The development and marketing of medical devices does not only focus on the benefits of a product but requires planning and control so that the product can be safe and effective for users, such as by paying attention to quality standardization, patient safety, regulation, and market licensing. This exploratory qualitative research approach yields results in the form of patterns that can increase the availability of safe and quality medical devices, namely 1) research and development of medical devices, 2) regulation of medical devices, 3) assessment of medical devices (health technology evaluation), and 4) management of medical devices (health technology management). The results of this trial will provide valuable information on the process of developing medical device products to choose an approach that suits your needs and conditions.
STRATEGI PENGEMBANGAN SUMBERDAYA MANUSIA UNTUK MENINGKATKAN KINERJA KARYAWAN DI PT XYZ Ningrum, Harini Fajar; Iskandar, Yusuf; Akbar, Bintang Mukhammad Burhanudin

Publisher :

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (284.886 KB) | DOI: 10.31955/mea.v4i3.294

Abstract

Kualitas Sumber Daya Manusia (SDM) merupakan penentu keberhasilan perusahaan. Kebutuhan akan sumber daya manusia yang kompeten di bidang komunikasi dan teknologi informasi semakin meningkat seiring dengan konvergensi arus komunikasi dan informasi. Data digunakan dari penilaian staf dan wawancara mendalam dengan pakar eksternal dan internal. Metode yang digunakan dalam penelitian ini adalah deskriptif, SAST dan AHP. Hasil penelitian menunjukkan bahwa divisi SDM mendapat evaluasi yang buruk dari penilaian. Ada beberapa prioritas yang dianggap mampu meningkatkan kinerja dan kompetensi departemen manajemen di PT XYZ.
Big Picture Mental Health of Generation Z in The World Akbar, Bintang Mukhammad Burhanudin; Prawesti, Dini Rahma Dwi; Perbani, Wikan Swadesi Arum
Jurnal Kesehatan Komunitas Indonesia Vol 4 No 1: April 2024
Publisher : Al-Hijrah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58545/jkki.v4i1.223

Abstract

Background: Mental health problems, especially in Generation Z, are currently an important issue to be addressed. Purpose: This condition is caused by mental health being able to influence various aspects of life. Methods: This research method uses a Systematic Literature Review approach with the Prisma protocol, which focuses on five continents. Results: The research results explained that there was an increase in cases of depression, anxiety, stress, and sleep disorders in Generation Z. This was influenced by several factors, such as excessive exposure to information on social media, fatigue from using social media, as well as academic stressors and social problems faced. Conclusion: Handling mental health problems can be done by providing mental health education, psychotherapy, social support, and managing the use of social media and gadgets.
Reconstructing the Business Model Canvas to Promote Sustainability in Community-Based Businesses Soegesty, Nugraha Bagoes Soegesty; Akbar, Bintang Mukhammad Burhanudin Akbar
International Journal Business and Entrepreneurship Vol 2 No 3 (2025): November
Publisher : ICON Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71154/m5p31q83

Abstract

The transformation of the national and regional economic structure has positioned micro, small, and medium enterprises (MSMEs) as key drivers of local economic growth; however, many still rely on conventional business models that neglect sustainability aspects. This study aims to reconstruct the Business Model Canvas (BMC) for tofu-based community industries in Depok and Bogor to integrate social and environmental dimensions within business practices. Using a descriptive qualitative approach and a case study design, data were collected through in-depth interviews, participatory observations, and focus group discussions with tofu producers, community leaders, and relevant stakeholders, complemented by secondary data from official reports and literature. The analysis employed thematic interpretation supported by the Triple Bottom Line framework to identify potential restructuring of BMC components. The findings reveal that existing tofu businesses focus mainly on production and direct sales with limited innovation, weak waste management, and dependence on imported soybeans. The reconstructed BMC emphasizes green partnerships, waste-to-product innovation, eco-branding, and digital marketing strategies that enhance economic resilience and social inclusion. The integration of environmental costs and benefits within the cost and revenue structure demonstrates that sustainability can generate new economic value rather than financial burdens. In conclusion, this study provides a strategic framework for sustainable community-based businesses, contributing to the development of inclusive and environmentally responsible local economies.
Developing Indonesia's Yoga Industry for Competitive Wellness Tourism Safrin Arifin; Dumilah Ayuningtyas; Renny Nurhasana; Budiman Mahmud Musthofa; Bintang Mukhammad Burhanudin Akbar
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 3 (2025): JIMKES Edisi Mei 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i3.3186

Abstract

The wellness tourism industry, especially yoga, is growing rapidly, with an estimated market value of $1,974.81 billion by 2031. However, the development of this industry in Indonesia is still categorized as developing. This study aims to explore the portrait and condition of the development of the yoga industry as part of wellness tourism and identify the urgency and factors that play a role in its development. The Systematic Literature Review (SLR), which refers to the PRISMA protocol, is used to collect, analyze, and evaluate relevant documents related to the yoga industry. The analysis results show that research related to yoga and wellness tourism increased from 2015-2025, with three main clusters formed from the data analyzed. The development of the yoga industry has significant potential to improve public health and welfare and strengthen the tourism sector. The synergy the government, society, and related stakeholders need synergy to support this development.
Studi Kuantitatif Perilaku Investasi Generasi Z di Jabodetabek Studi Kasus Cryptocurency Akbar, Bintang Mukhammad Burhanudin
Valid: Jurnal Ilmiah Vol. 23 No. 1 (2025): Valid Jurnal Ilmiah - Edisi Juli-Desember 2025
Publisher : Sekolah Tinggi Ilmu Ekonomi AMM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53512/valid.v23i1.577

Abstract

The rapid advancement of digital technology has driven the emergence of cryptocurrency as an increasingly popular investment alternative, particularly among Generation Z, who have grown up in the digital era. Despite the significant growth in crypto investors, the behavior and factors influencing Generation Z's interest and investment decisions remain insufficiently understood. This study examines the influence of knowledge, risk perception, and social media on investment interest and the impact of interest on cryptocurrency investment decisions. Using a quantitative approach with an associative design, data were collected from 150 Generation Z respondents in the Greater Jakarta area (Jabodetabek) and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that knowledge has a significant positive effect on interest, while risk perception has a significant adverse effect. Social media, on the other hand, does not significantly influence investment interest. Interest is shown to have a significant positive impact on investment decisions. The developed model demonstrates good reliability and validity, with an R² value of 77.1% for investment decisions. Ultimately, Generation Z's investment behavior is shaped by financial literacy and risk perception rather than mere social media exposure, highlighting the importance of educational interventions and adaptive policies.
Integration of Social, Economic, Environmental, and Health Pillars In Sustainable Village Development (Systematic Literature Review Perspective) Bintang Mukhammad Burhanudin Akbar; Kemala Citra Febrianti
Jurnal Riset Ekonomi Manajemen (REKOMEN) Vol. 8 No. 2 (2025): REKOMEN (Riset Ekonomi dan Manajemen)
Publisher : Universitas Tidar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31002/rekomen.v8i2.3018

Abstract

Sustainable village development requires a holistic approach that integrates four main pillars: social, economic, environmental, and health. A systematic literature review (SLR) based on the PRISMA protocol, conducted on 56 academic documents, successfully identified and mapped the key elements of each pillar. The findings reveal that these four pillars are interwoven and mutually reinforcing within a dynamic framework encompassing participation, equity, resilience, and efficiency. This integration underscores that sustainability depends not only on technical policies but also on local institutional strength, community adaptive capacity, and the principle of inclusiveness. The implication is that village development planning must adopt an integrated and multidisciplinary approach to realize comprehensive, resilient, and sustainable well-being, where the balance among pillars serves as the key to successful transformation toward a better future for rural communities.