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The Analysis of Intention and Use of Financial Technology Rahardjo, Budi; Akbar, Bintang Mukhammad Burhanudin; Novitaningtyas, Ivo
Journal of Accounting and Strategic Finance Vol 3 No 1 (2020): JASF (Journal of Accounting and Strategic Finance)
Publisher : UNIVERSITAS PEMBANGUNAN NASIONAL VETERAN JAWA TIMUR

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/jasf.v3i1.70

Abstract

The rapid development of technologies affects the financial technology sector, especially e-money in Indonesia. This research aims to analyze the determinant from intention and use behavior of financial technology (e-money) using UTAUT2 as the model. This research took place in Jabodetabek, with a total sample of 300 people as the respondents. The purposive sampling method is used as the sampling method in this study. The scale which is used in this study is the Likert scale with a range of 1-5. Data were analyzed using descriptive and Structural Equation Modeling (SEM). The results show that performance expectations, effort expectancy, social influence, facilitation conditions, and habits are factors that influence the intention and use of e-money. On the other hand, hedonic motivation and price value do not affect behavioral intention. It indicates that using financial technology is a must and not depend on user motivation or the price of the technology. These results provide implications about several factors as the determinant of e-money for stakeholders to develop the strategy for e-money based on the most influential factor that affects consumers as users. While developing e-money technology, the developer should take into account factors such as performance expectations, effort expectancy, social influence, facilitation conditions, and habits.
Penerapan AISAS Dan Guerilla Strategy Terhadap Keberhasilan E-commerce Pertanian Akbar, Bintang Mukhammad Burhanudin
Jurnal Bisnisman : Riset Bisnis dan Manajemen Vol 1 No 2 (2019): Jurnal Bisnisman : Riset Bisnis dan Manajemen
Publisher : Universitas Nusa Putra

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Abstract

The development of technology, which is increasingly fast, provides distortion to many sectors of the business. At present, all areas inevitably use technology as part of business acceleration. Agricultural e-commerce is one of the firms that is currently developing and trying to be an alternative in providing agricultural product needs. The approach used in the study is AISAS and partial least square. The results of the survey that companies need to improve sharing behavior and apply the effects of guerilla marketing better.
STRATEGI PENGEMBANGAN SUMBERDAYA MANUSIA UNTUK MENINGKATKAN KINERJA KARYAWAN DI PT XYZ Ningrum, Harini Fajar; Iskandar, Yusuf; Akbar, Bintang Mukhammad Burhanudin

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Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (284.886 KB) | DOI: 10.31955/mea.v4i3.294

Abstract

Kualitas Sumber Daya Manusia (SDM) merupakan penentu keberhasilan perusahaan. Kebutuhan akan sumber daya manusia yang kompeten di bidang komunikasi dan teknologi informasi semakin meningkat seiring dengan konvergensi arus komunikasi dan informasi. Data digunakan dari penilaian staf dan wawancara mendalam dengan pakar eksternal dan internal. Metode yang digunakan dalam penelitian ini adalah deskriptif, SAST dan AHP. Hasil penelitian menunjukkan bahwa divisi SDM mendapat evaluasi yang buruk dari penilaian. Ada beberapa prioritas yang dianggap mampu meningkatkan kinerja dan kompetensi departemen manajemen di PT XYZ.
Big Picture Mental Health of Generation Z in The World Akbar, Bintang Mukhammad Burhanudin; Prawesti, Dini Rahma Dwi; Perbani, Wikan Swadesi Arum
Jurnal Kesehatan Komunitas Indonesia Vol 4 No 1: April 2024
Publisher : Al-Hijrah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58545/jkki.v4i1.223

Abstract

Background: Mental health problems, especially in Generation Z, are currently an important issue to be addressed. Purpose: This condition is caused by mental health being able to influence various aspects of life. Methods: This research method uses a Systematic Literature Review approach with the Prisma protocol, which focuses on five continents. Results: The research results explained that there was an increase in cases of depression, anxiety, stress, and sleep disorders in Generation Z. This was influenced by several factors, such as excessive exposure to information on social media, fatigue from using social media, as well as academic stressors and social problems faced. Conclusion: Handling mental health problems can be done by providing mental health education, psychotherapy, social support, and managing the use of social media and gadgets.
Studi Kuantitatif Perilaku Investasi Generasi Z di Jabodetabek Studi Kasus Cryptocurency Akbar, Bintang Mukhammad Burhanudin
Valid: Jurnal Ilmiah Vol. 23 No. 1 (2025): Valid Jurnal Ilmiah - Edisi Juli-Desember 2025
Publisher : Sekolah Tinggi Ilmu Ekonomi AMM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53512/valid.v23i1.577

Abstract

The rapid advancement of digital technology has driven the emergence of cryptocurrency as an increasingly popular investment alternative, particularly among Generation Z, who have grown up in the digital era. Despite the significant growth in crypto investors, the behavior and factors influencing Generation Z's interest and investment decisions remain insufficiently understood. This study examines the influence of knowledge, risk perception, and social media on investment interest and the impact of interest on cryptocurrency investment decisions. Using a quantitative approach with an associative design, data were collected from 150 Generation Z respondents in the Greater Jakarta area (Jabodetabek) and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that knowledge has a significant positive effect on interest, while risk perception has a significant adverse effect. Social media, on the other hand, does not significantly influence investment interest. Interest is shown to have a significant positive impact on investment decisions. The developed model demonstrates good reliability and validity, with an R² value of 77.1% for investment decisions. Ultimately, Generation Z's investment behavior is shaped by financial literacy and risk perception rather than mere social media exposure, highlighting the importance of educational interventions and adaptive policies.