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The Analysis of Intention and Use of Financial Technology Rahardjo, Budi; Akbar, Bintang Mukhammad Burhanudin; Novitaningtyas, Ivo
Journal of Accounting and Strategic Finance Vol 3 No 1 (2020): JASF (Journal of Accounting and Strategic Finance)
Publisher : UNIVERSITAS PEMBANGUNAN NASIONAL VETERAN JAWA TIMUR

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/jasf.v3i1.70

The rapid development of technologies affects the financial technology sector, especially e-money in Indonesia. This research aims to analyze the determinant from intention and use behavior of financial technology (e-money) using UTAUT2 as the model. This research took place in Jabodetabek, with a total sample of 300 people as the respondents. The purposive sampling method is used as the sampling method in this study. The scale which is used in this study is the Likert scale with a range of 1-5. Data were analyzed using descriptive and Structural Equation Modeling (SEM). The results show that performance expectations, effort expectancy, social influence, facilitation conditions, and habits are factors that influence the intention and use of e-money. On the other hand, hedonic motivation and price value do not affect behavioral intention. It indicates that using financial technology is a must and not depend on user motivation or the price of the technology. These results provide implications about several factors as the determinant of e-money for stakeholders to develop the strategy for e-money based on the most influential factor that affects consumers as users. While developing e-money technology, the developer should take into account factors such as performance expectations, effort expectancy, social influence, facilitation conditions, and habits.

Penerapan AISAS Dan Guerilla Strategy Terhadap Keberhasilan E-commerce Pertanian Akbar, Bintang Mukhammad Burhanudin
Jurnal Bisnisman : Riset Bisnis dan Manajemen Vol 1 No 2 (2019): Jurnal Bisnisman : Riset Bisnis dan Manajemen
Publisher : Universitas Nusa Putra

Show Abstract | Download Original | Original Source | Check in Google Scholar

The development of technology, which is increasingly fast, provides distortion to many sectors of the business. At present, all areas inevitably use technology as part of business acceleration. Agricultural e-commerce is one of the firms that is currently developing and trying to be an alternative in providing agricultural product needs. The approach used in the study is AISAS and partial least square. The results of the survey that companies need to improve sharing behavior and apply the effects of guerilla marketing better.

STRATEGI PENGEMBANGAN SUMBERDAYA MANUSIA UNTUK MENINGKATKAN KINERJA KARYAWAN DI PT XYZ Ningrum, Harini Fajar; Iskandar, Yusuf; Akbar, Bintang Mukhammad Burhanudin

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Kualitas Sumber Daya Manusia (SDM) merupakan penentu keberhasilan perusahaan. Kebutuhan akan sumber daya manusia yang kompeten di bidang komunikasi dan teknologi informasi semakin meningkat seiring dengan konvergensi arus komunikasi dan informasi. Data digunakan dari penilaian staf dan wawancara mendalam dengan pakar eksternal dan internal. Metode yang digunakan dalam penelitian ini adalah deskriptif, SAST dan AHP. Hasil penelitian menunjukkan bahwa divisi SDM mendapat evaluasi yang buruk dari penilaian. Ada beberapa prioritas yang dianggap mampu meningkatkan kinerja dan kompetensi departemen manajemen di PT XYZ.

Prioritization of key areas of the resilience in children with cerebral palsy strategy based on the analytical hierarchy process Denny Pratama, Aditya; Purwana, Rachmadhi; Sopaheluwakan, Jan; Pranita, Diaz; Akbar, Bintang Mukhammad Burhanudin; Chen, Jein-Wen
Physical Therapy Journal of Indonesia Vol. 6 No. 1 (2025): January-June 2025
Publisher : Universitas Udayana dan Diaspora Taipei Medical University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51559/ptji.v6i1.267

Background: Children with cerebral palsy (CP) often require various forms of support to fulfill their basic rights and achieve a good quality of life. This research aimed to identify strategies to enhance the resilience and sustainability of children with CP. Methods: This research used the analytic hierarchy process (AHP) developed by T. Saaty. We identified key elements, such as social, economic, and environmental factors, that enhance resilience in children with CP. This study used expert respondents, including the government, academics, the community, the private sector, society, and people with CP. Results: The research results indicated that the main strategies were strengthening central and regional regulations, updating integrated data, enhancing the ecosystem of inclusive disability services, increasing the quantity and quality of medical and educational personnel, massive social movements related to disabilities, and building inclusive areas. The government plays a key role in determining policies that would have an overall impact. The potential for the sustainability of children with CP could be realized by paying attention to the key factors crucial for the sustainability of children with CP. Conclusion: According to this study, local governments should be better equipped to create policies based on reliable disability data. Teachers and medical staff should also get continual training on how to help children with CP. To ensure the strategy's durability, stakeholder collaboration using the Penta Helix approach must be institutionalized. This study suggested that we should increase the public advocacy through social movements and the media to end stigma and promote inclusive public space design.

Big Picture Mental Health of Generation Z in The World Akbar, Bintang Mukhammad Burhanudin; Prawesti, Dini Rahma Dwi; Perbani, Wikan Swadesi Arum
Jurnal Kesehatan Komunitas Indonesia Vol 4 No 1: April 2024
Publisher : Al-Hijrah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58545/jkki.v4i1.223

Background: Mental health problems, especially in Generation Z, are currently an important issue to be addressed. Purpose: This condition is caused by mental health being able to influence various aspects of life. Methods: This research method uses a Systematic Literature Review approach with the Prisma protocol, which focuses on five continents. Results: The research results explained that there was an increase in cases of depression, anxiety, stress, and sleep disorders in Generation Z. This was influenced by several factors, such as excessive exposure to information on social media, fatigue from using social media, as well as academic stressors and social problems faced. Conclusion: Handling mental health problems can be done by providing mental health education, psychotherapy, social support, and managing the use of social media and gadgets.

The Analysis of Intention and Use of Financial Technology: (The Case of E-money) Rahardjo, Budi; Akbar, Bintang Mukhammad Burhanudin; Novitaningtyas, Ivo
JASF: Journal of Accounting and Strategic Finance Vol. 3 No. 1 (2020): JASF (Journal of Accounting and Strategic Finance) - June 2020
Publisher : Accounting Department, Faculty of Economics and Business, Universitas Pembangunan Nasional Veteran Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/jasf.v3i1.70

The rapid development of technologies affects the financial technology sector, especially e-money in Indonesia. This research aims to analyze the determinant from intention and use behavior of financial technology (e-money) using UTAUT2 as the model. This research took place in Jabodetabek, with a total sample of 300 people as the respondents. The purposive sampling method is used as the sampling method in this study. The scale which is used in this study is the Likert scale with a range of 1-5. Data were analyzed using descriptive and Structural Equation Modeling (SEM). The results show that performance expectations, effort expectancy, social influence, facilitation conditions, and habits are factors that influence the intention and use of e-money. On the other hand, hedonic motivation and price value do not affect behavioral intention. It indicates that using financial technology is a must and not depend on user motivation or the price of the technology. These results provide implications about several factors as the determinant of e-money for stakeholders to develop the strategy for e-money based on the most influential factor that affects consumers as users. While developing e-money technology, the developer should take into account factors such as performance expectations, effort expectancy, social influence, facilitation conditions, and habits.

Integration of Social, Economic, Environmental, and Health Pillars In Sustainable Village Development (Systematic Literature Review Perspective) Akbar, Bintang Mukhammad Burhanudin; Febrianti , Kemala Citra
Jurnal Riset Ekonomi Manajemen (REKOMEN) Vol. 8 No. 2 (2025): REKOMEN (Riset Ekonomi dan Manajemen)
Publisher : Universitas Tidar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31002/rekomen.v8i2.3018

Sustainable village development requires a holistic approach that integrates four main pillars: social, economic, environmental, and health. A systematic literature review (SLR) based on the PRISMA protocol, conducted on 56 academic documents, successfully identified and mapped the key elements of each pillar. The findings reveal that these four pillars are interwoven and mutually reinforcing within a dynamic framework encompassing participation, equity, resilience, and efficiency. This integration underscores that sustainability depends not only on technical policies but also on local institutional strength, community adaptive capacity, and the principle of inclusiveness. The implication is that village development planning must adopt an integrated and multidisciplinary approach to realize comprehensive, resilient, and sustainable well-being, where the balance among pillars serves as the key to successful transformation toward a better future for rural communities.

Studi Kuantitatif Perilaku Investasi Generasi Z di Jabodetabek Studi Kasus Cryptocurency Akbar, Bintang Mukhammad Burhanudin
Valid: Jurnal Ilmiah Vol. 23 No. 1 (2025): Valid Jurnal Ilmiah - Edisi Juli-Desember 2025
Publisher : Sekolah Tinggi Ilmu Ekonomi AMM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53512/valid.v23i1.577

The rapid advancement of digital technology has driven the emergence of cryptocurrency as an increasingly popular investment alternative, particularly among Generation Z, who have grown up in the digital era. Despite the significant growth in crypto investors, the behavior and factors influencing Generation Z's interest and investment decisions remain insufficiently understood. This study examines the influence of knowledge, risk perception, and social media on investment interest and the impact of interest on cryptocurrency investment decisions. Using a quantitative approach with an associative design, data were collected from 150 Generation Z respondents in the Greater Jakarta area (Jabodetabek) and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that knowledge has a significant positive effect on interest, while risk perception has a significant adverse effect. Social media, on the other hand, does not significantly influence investment interest. Interest is shown to have a significant positive impact on investment decisions. The developed model demonstrates good reliability and validity, with an R² value of 77.1% for investment decisions. Ultimately, Generation Z's investment behavior is shaped by financial literacy and risk perception rather than mere social media exposure, highlighting the importance of educational interventions and adaptive policies.

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