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All Journal Jurnal Terapan Manajemen dan Bisnis AL-MULTAZIM : Jurnal Manajemen Bisnis Syariah Tujjar International Journal of Islamic Economics Development
Primayudia, Doddy
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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Faktor Yang Mempengaruhi Minat Nasabah Terhadap Keputusan Jual Beli Emas Di Pegadaian Syariah Kota Pontianak Hasanah, Nurma Rifatun; Anwari, M.Khairul; Primayudia, Doddy
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Publisher : Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/almultazim.v4i2.21821

Abstract

Minat dikenal sebagai kecenderungan untuk membeli atau memkai produk/jasa yang diukur dengan tingkat kemampuan atau penyesuaian dengan kebutuhannya, hal ini membuktikan bahwa minat sangat penting dalam pegadaian syariah salah satu nya yaitu minat nasabah. Penelitian ini bertujuan untuk mengetahui faktor apa saja yang dapat mempengaruhi minat nasabah terhadap keputusan jual beli emas di pegadaian syariah kota Pontianak. Jenis penelitian yang dilakukan penulis dengan menggunakan metode kuantitatif dengan metode pengumpulan data menggunakan kuesioner. Teknik  pengambilan sampel dalam penelitian ini purposive sampling. Data yang digunakan     pada penelitian ini merupakan data primer. Hasil penelitian diketahui bahwa faktor yang mempengaruhi minat nasabah terhadap keputusan jual beli emas di pegadaian syariah kota Pontianak yaitu faktor psikologis dengan nilai t-statistik 2.086 dan p value 0.037 ada pun faktor yang tidak mempengaruhi minat nasabah terhadap keputusan jual beli emas di pegadian syariah yaitu faktor pelayana dengan nilai t-statistik sebesar 1.930  dan nilai p-values sebesar 0.054. dan faktor marketing mix mempunyai nilai t-statistik sebesar 0.159 dan nilai p-values sebesar 0.874, dengan jumlah keseluruhan responden 138.
Preferensi Konsumen Terhadap Metode Pembayaran Digital di TikTok Shop dan Implikasi Bagi Pengembangan UMKM di Kota Singkawang Gloria, Syska; Ramadhan, Legawa Tegar; Primayudia, Doddy
JURNAL TERAPAN MANAJEMEN DAN BISNIS Vol 11, No 1 (2025): Volume 11 Number 1 (2025)
Publisher : STKIP Singkawang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26737/jtmb.v11i2.7644

Abstract

Transformasi digital telah mendorong perubahan signifikan dalam perilaku konsumsi masyarakat, termasuk dalam hal metode pembayaran. Penelitian ini bertujuan untuk menganalisis preferensi konsumen terhadap metode pembayaran digital di TikTok Shop serta implikasinya bagi pengembangan Usaha Mikro, Kecil, dan Menengah (UMKM) di Kota Singkawang. Dengan pendekatan kuantitatif deskriptif, data diperoleh dari 100 responden perempuan usia 20–45 tahun yang pernah bertransaksi di TikTok Shop. Hasil penelitian menunjukkan bahwa 77% konsumen lebih memilih metode pembayaran digital, seperti e-wallet (44%), QRIS (31%), dan PayLater (2%), dibandingkan transfer bank manual (23%). Preferensi ini dipengaruhi oleh persepsi kemudahan, kecepatan, dan keamanan transaksi digital. Selain itu, fitur interaktif seperti live shopping turut mendorong minat konsumen untuk berbelanja di TikTok Shop. Temuan ini memiliki implikasi strategis bagi UMKM, antara lain pentingnya adopsi sistem pembayaran digital dan pemanfaatan konten interaktif untuk menjangkau pasar yang lebih luas. Penelitian ini merekomendasikan adanya dukungan pemerintah daerah dalam bentuk pelatihan literasi digital dan fasilitasi teknologi guna mendorong transformasi UMKM yang inklusif dan berkelanjutan di era ekonomi digital.
Indomaret Promotion Systems in Pontianak City: Fiqh Muamalah Perspective Primayudia, Doddy; Fitri, Amatul; Widiarni, Anis; Sari, Rani Puspita; Tanassy, Rika Putri
TUJJAR INTERNATIONAL JOURNAL OF ISLAMIC ECONOMICS DEVELOPMENT Vol 1 No 1 (2023): Tujjar International Journal of Islamic Economics Development
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/tujjar.v1i1.5728

Abstract

One form of Muamalah that is most often done by humans in general is buying and selling. In buying and selling activities, the term Promotiontion is often encountered, one form of Promotiontion in buying and selling practices is price discounts or discounts. The purpose of this study is to find out the practice of buying and selling in the Promotion system at Indomaret and to find out how the employee regulations in the practice of buying and selling. This type of research belongs to field research, where data is obtained from primary data in the form of interviews and observations, while secondary data is obtained from literature and data documentation. As for the results of this study, namely in the practice of buying and selling in the Promotion system, buyers are required to fulfill the requirements for purchasing goods with a predetermined minimum total expenditure. Indomaret itself also has a period once a week in conducting Promotiontions. Regulations against employees are allowed to buy the product being Promotionted, even though there is no written regulation for the employee himself, but if he takes other people's rights in purchasing the product being Promotionted, he will get a verbal or written warning sanction if known by Indomaret. The legal basis for buying and selling at Indomaret must be the willingness of both parties in the transaction. Whereas in the perspective of fiqh Muamalah, the Promotion system in buying and selling practices at Indomaret, to be precise, on Jalan Jenderal Urip Pontianak, West Kalimantan City, is permissible as long as no party feels disadvantaged and in accordance with Islamic law.
Management of Zakat, Infaq, and Shodaqoh Funds on MSME Empowerment Program in Lazismu West Kalimantan Rahmat, Rahmat; Anwari, M. Khairul; Primayudia, Doddy; Supriadi, Fenni
TUJJAR INTERNATIONAL JOURNAL OF ISLAMIC ECONOMICS DEVELOPMENT Vol 1 No 2 (2023): Tujjar International Journal of Islamic Economics Development
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/tujjar.v1i2.6388

Abstract

This study aims to determine the management procedures for ZIS (zakat, infaq, and shodaqoh) in the MSME empowerment program organized by Lazismu. This research method uses a qualitative descriptive research method approach, namely data collection techniques including observation, interviews and documentation in obtaining information related to the management of ZIS fund. The results showed that in the distribution of ZIS funds in the empowerment of MSMEs, it is expected to improve the economy of the people by carrying out MSME empowerment program activities that have been planned by Lazismu. There are two patterns of approach that can be chosen by prospective mustahik, including the empowerment of bound and unbound MSMEs. First, the empowerment of bound MSMEs is the empowerment of MSMEs that has been provided by Lazismu Kalbar (West Kalimantan) which is intended for mustahik. Second. The empowerment of unbound MSMEs is an empowerment intended for mustahik who apply for assistance to MSMEs that are just about to be run or that have been run by mustahik
Co-Authors Fenni Supriadi Fitri, Amatul Gloria, Syska Hasanah, Nurma Rifatun M. Khairul Anwari Rahmat Rahmat Ramadhan, Legawa Tegar Sari, Rani Puspita Tanassy, Rika Putri Widiarni, Anis