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All Journal JURNAL SYARIKAH : JURNAL EKONOMI ISLAM IMARA : Jurnal Riset Ekonomi Islam MALIA: Journal of Islamic Banking and Finance El-Qist : Journal of Islamic Economics and Business (JIEB) Journal of Sharia Economics
BAKRI, aDZAN NOOR
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Economics, Econometrics & Finance Library & Information Science Social Sciences

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ZAKAT AND EMPOWERMENT MICRO, SMALL AND MEDIUM BUSINESS (CASE ON NATIONAL AMIL ZAKAT AGENCY IN PALOPO) Bakri, Adzan Noor; Daud, Akhmad Syarifuddin
JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Vol. 5 No. 1 (2019): Jurnal Syarikah
Publisher : Program Studi Ekonomi Islam FEI UNIDA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (654.87 KB) | DOI: 10.30997/jsei.v5i1.1700

Abstract

This paper aims to analyze the role of zakat in the empowerment of Micro, Small and Medium Business ((UMKM)) in Palopo, and  secoundly to analyze the management of utilization of zakat by BAZNAS Palopo City in the empowerment of UMKM, and  thirdly to formulate zakat potential and productivity by BAZNAS Palopo City as venture capital investments of UMKM. This study used a qualitative approach. Primary data taken from research informant. The result of the research showing  that the role of ZIS funds collected by BAZNAS Palopo city in empowering UMKM in Palopo is fundamental. This is demonstrated by the many businesses types of UMKM obtaining qardul hasan financing from BAZNAS Palopo city.  utilization management of ZIS fund conducted by BAZNAS of Palopo city in recent years aimed at financing on productive and the potential sectors to be developed.  The huge potential of ZIS funds owned by Palopo city based on the calculations in this study is Rp.8.539.124.00. With the huge potential amount, it can help the business capital as many as 570 units, 170 units of small businesses, and 85 units for medium-sized business.
FAKTOR DETERMINAN KEPUTUSAN PEMBELIAN GENERASI Z DI SHOPEE DETERMINANT FACTORS FOR PURCHASE Z GENERATION IN SHOPEE Bakri, Adzan Noor; Hardianti, Dini
Imara: JURNAL RISET EKONOMI ISLAM Vol 4, No 1 (2020): IMARA: JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v4i1.2093

Abstract

The purpose of this research was to describe the determinant factors influencing purchasing decision of Z generation in Shopee. The design of the research was quantitative research by conducting a survey to students of Faculty of Economics and Islamic Business, IAIN Palopo. The results showed there were several factors that influenced purchasing decision of Z generation in Shopee, namely (1) social class, (2) personality, (3) economic environment, (4) motivation, and (5) learning process.
FAKTOR DETERMINAN KEPUTUSAN PEMBELIAN GENERASI Z DI SHOPEE DETERMINANT FACTORS FOR PURCHASE Z GENERATION IN SHOPEE Bakri, Adzan Noor; Hardianti, Dini
Imara: JURNAL RISET EKONOMI ISLAM Vol 4, No 1 (2020): IMARA: JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v4i1.2093

Abstract

The purpose of this research was to describe the determinant factors influencing purchasing decision of Z generation in Shopee. The design of the research was quantitative research by conducting a survey to students of Faculty of Economics and Islamic Business, IAIN Palopo. The results showed there were several factors that influenced purchasing decision of Z generation in Shopee, namely (1) social class, (2) personality, (3) economic environment, (4) motivation, and (5) learning process.
Association Analysis Of Gender, Job Type, Education Level, Income Level, Religion And Spirituality Levels Against The Type Of The Selected Bank Community In Indonesia Bakri, Adzan Noor
MALIA: Journal of Islamic Banking and Finance Vol 3, No 1 (2019)
Publisher : MALIA: Journal of Islamic Banking and Finance

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (259.69 KB) | DOI: 10.21043/malia.v3i1.5599

Abstract

This study aims to analyze and explore the relationship of demographic aspects of society, including gender, education level, income level, occupation, religion, and spiritual level towards the types of banks that used by the people of Indonesia. The research method used is descriptive quantitative method with  correspondence analysis technique.  200 communities have been chosen as a sample. They are the customers of conventional banks, sharia banks, or  both of them. The results of this study argue  that, not all demographic aspects of society have association or relationship with the type of bank selected by respondents. Only religion and spiritual level aspects have real associations. Muslim respondents are more likely to choose Islamic banks than non-multifarious respondents. Respondents with high spiritual level tend to be associated with sharia banks rather than low ones. This research can be used for the marketing designer as one of the basic determines for the marketing strategy of the bank.
SEGMENTASI DAN BAND POSITIONING PADA INDUSTRI INDUSTRI KEUANGAN SYARIAH DI INDOENSIA Bakri, Adzan Noor; Ilham, Ilham
el-Qist : Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 2 (2015): eL-Qist
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Studi ini bertujuan untuk mengeksplorasi kelompok nasabah lembaga keuangan dan perbankan syariah di Indonesia dan mengetahui hubungannya dengan posisi produk di pasar lembaga keuangan dan perbankan. Semua data dalam studi ini dikumpulkan dengan teknik wawancara mendalam dengan beberapa key person dan kredibel. ditemukan ada empat kelompok nasabah lembaga keuangan dan perbanan syariah yaitu: Religious conviction group; Religious conviction and economic rationality group; Ethical observant group; dan Economic rationality group.
FAILURE HANDING STRATEGY FOR MICRO PEOPLE BUSINESS CREDIT (KUR) Arhami; Bakri, Adzan Noor
Journal of Sharia Economics Vol. 4 No. 1 (2023): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v4i1.2457

Abstract

The smooth operation of the loans released cannot be guaranteed since under certain circumstances, whether intentionally or inadvertently, the debtor breaks his word, making it difficult for Bank BRI Salobulo Kota Palopo to accept the return of the loans that have been given. This study aims to determine the strategy carried out by BRI Salobulo Unit in dealing with KUR Micro credit defaults and the causes and solutions for the handling strategy. The type of research used is qualitative research through interactive data analysis that produces descriptive data, in the form of a fact with the right interpretation to obtain a systematic, factual and accurate picture or painting of facts, characteristics, and the relationship between the phenomenon under study. The results showed that the default on Micro KUR Loans at the BRI Salobulo Bank, Palopo City occurred because the debtor was late in paying his credit bill when it was due. The strategy for handling default loans is adopted by Bank BRI Salobulo Unit through a risk mitigation strategy (preventive) by analyzing customer eligibility with the 5C principle. The rescue strategy (repressive) is carried out by restructuring credit, which is re-launched with the 3R technique (Rescheduling, Reconditioning, Restructuring). If the customer is not cooperative, then the handling is through a settlement strategy (aggressive) by litigation and by selling under the hands. After mapping the SWOT matrix, several strategies are appropriate, and the strategy focuses on the ST strategy.
Co-Authors ARHAMI Daud, Akhmad Syarifuddin Hardianti, Dini Hardianti, Dini I Gusti Bagus Wiksuana Munir, Nurmaya Fitriani Ramlah Ramlah