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All Journal Mutawasith: Jurnal Hukum Islam Dirasah: International Journal of Islamic Studies
Hadiyan, Edwin
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Religion Arts Humanities

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The Influence of Religiosity and Profit Margin on Increasing the Quantity of Customers in Sharia Bank Hadiyan, Edwin; Anwar, Saeful; Maknuun, Lu’lu’ Il; Enggal, Dwi; Fahmi, Ahmad
Dirasah International Journal of Islamic Studies Vol. 2 No. 1 (2024): Islamic Studies
Publisher : Perkumpulan Dosen Tarbiyah Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59373/drs.v2i1.29

Abstract

This study aims to ascertain the impact of religiosity and profit margin on the augmentation of customer quantity in private banks, both partially and simultaneusly. The employed research methodology was quantitative, utilizing a sample size of 183 respondents. The research findings, processed using the SPSS program, indicate that the customer quantity is indeed influenced by both religiosity and profit margin the first hypothesis, which aimed to investigate the impact of religiosity on the level of customer quantity development, yielded an R value of 0,169, indicating quite significant result. The second hypothesis, which aimed to examine the impact of porfit margin on the level of customer quantity development of customer quantity, yielded a value of 0,184, also indicating quite significant result. Lastly, the third hypothesis, which aimed to explore the combined influence of religiosity and profit margin on the level of customer quantity development, yielded a value of 0,193, again indicating quite significant result.
Sharia Banking Business Activities in Indonesia: Review of Law No. 21 of 2008 on Sharia Banking Salsabila, Fauziyah Latiefa; Hadiyan, Edwin
Mutawasith: Jurnal Hukum Islam Vol 6 No 2 (2023)
Publisher : Prodi Hukum Ekonomi Syariah (Muamalah)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47971/mjhi.v6i2.762

Abstract

Islamic banking business activities in Indonesia currently have a significant impact. The Indonesian government has enacted Law No. 21 of 2008 on Sharia Banking, which serves as the foundation for the regulation of activities pertaining to Islamic Banking Business. The objective of this legislation is to establish a favorable environment for the operation of Sharia banking business and to integrate Sharia principles into the activities of Sharia banking. This study using normative legal research with qualitative methods. The purpose of this scholarly article is to examine the regulatory aspect of Islamic banking activities in Indonesia, explore potential innovations that can be implemented by Islamic banking, and analyze the strategies employed by Islamic banking. Consequently, it is anticipated that this study will contribute to a more comprehensive understanding of the provisions outlined in Law No. 21 of 2008 on Sharia Banking.
Sharia Banking Business Activities in Indonesia: Review of Law No. 21 of 2008 on Sharia Banking Salsabila, Fauziyah Latiefa; Hadiyan, Edwin
Mutawasith: Jurnal Hukum Islam Vol. 6 No. 2 (2023)
Publisher : Prodi Hukum Ekonomi Syariah (Muamalah)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47971/mjhi.v6i2.762

Abstract

Islamic banking business activities in Indonesia currently have a significant impact. The Indonesian government has enacted Law No. 21 of 2008 on Sharia Banking, which serves as the foundation for the regulation of activities pertaining to Islamic Banking Business. The objective of this legislation is to establish a favorable environment for the operation of Sharia banking business and to integrate Sharia principles into the activities of Sharia banking. This study using normative legal research with qualitative methods. The purpose of this scholarly article is to examine the regulatory aspect of Islamic banking activities in Indonesia, explore potential innovations that can be implemented by Islamic banking, and analyze the strategies employed by Islamic banking. Consequently, it is anticipated that this study will contribute to a more comprehensive understanding of the provisions outlined in Law No. 21 of 2008 on Sharia Banking.
Co-Authors Ahmad Fahmi Enggal, Dwi Maknuun, Lu’lu’ Il Ranggajibja, Joelvian Saeful Anwar, Saeful Salsabila, Fauziyah Latiefa