Claim Missing Document
Check
Articles

Found 9 Documents
Search

PRINSIP-PRINSIP DASAR EKONOMI ISLAM DALAM BISNIS Rahmah, Syahidah
Jurnal Ar-Ribh Vol 3, No 2 (2020): Oktober 2020
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (620.141 KB) | DOI: 10.26618/jei.v3i2.4253

Abstract

This research aims to look at the concepts of Islamic ethics and basic principles (basic principles) which are based on the values of the Koran which are directed to raise moral values related to the prevention of actions that are not in accordance with the teachings of Islamic law. Using qualitative research methods with data analysis techniques for results and discussion using library research (Library Research) by collecting, reading and browsing a number of books that are used as references. The results show that some of the right concepts to be used in Islamic business ethics to raise moral values according to the teachings of Islamic law are to understand very well the concepts of property and ownership, the concept of wealth distribution, the concept of work and business, and the concept of Halal and Haram
ANALISIS TINGKAT KESEHATAN BANK BERDASARKAN ASPEK EARNING DALAM RASIO CAMEL PADA PT. BANK MUAMALAT irwan, ade; Rahmah, Syahidah
Jurnal Ar-Ribh Vol 1, No 1 (2018): April 2018
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (708.142 KB) | DOI: 10.26618/jei.v1i1.2555

Abstract

The title of this research is the analysis of bank soundness based on earnings aspects in the camel ratio at PT. Bank Muamalat. The method used in conducting this research is by using the CAMEL method. This research was compiled along with the rapid growth of banks lately. The categories are healthy, fairly healthy, unhealthy, and unhealthy. This research was conducted at PT. Bank Muamalat. Data collected is a balance sheet and income statement. CAMEL analysis has five aspects, on this occasion the author has the aspect of earnings using the ratio of ROA (Return On Assets) and BOPO (Operating Expenses to Operating Income). Based on the results of research conducted at PT Bank Muamalat CAMEL value based on earnings aspects using the ROA ratio in 2013 in the amount of 0.44%, 2014 amounted to 0.15%, and in 2015 amounted to 0.19% so it was categorized in groups Not healthy. While using the BOPO ratio in 2013 to 2015 is always below 93.52% so it is categorized in the Healthy group.
IDENTITAS CRYPTOCURRENCY : HALAL DAN HARAM Rahmah, Syahidah; Jannah, Miftahul
Jurnal Ar-Ribh Vol 4, No 2 (2021): Oktober 2021
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (754.898 KB) | DOI: 10.26618/jei.v4i2.6237

Abstract

Cryptocurrency is a form of digital storage that uses cryptographic techniques or secret passwords. This cryptocurrency is not controlled by an institution such as a bank, country or certain company but uses a decentralized server and cryptocurrency uses a system that cannot be controlled by anyone because it uses a network that can document transactions directly, without any third party. This review expects to get a thought meaning of Cryptocurrency and how the assessment of the researchers on it depends on sharia and Islamic law. This examination is a writing study. The information wellsprings of this examination were taken from the Qur'an, the hadith of the Prophet, traditional and contemporary books, the assessments of researchers just as from online media sources. From this exploration, it was discovered that Cryptocurrency or the utilization of virtual money can without a doubt be perceived as a brilliant progressive innovation, but its use as an investment instrument contains elements of maysir (betting) and as a business transaction instrument that contains elements of gharar, it contains tyranny and that including transactions that are prohibited in Islam.Keywords : Enterpreneurship, Cryptocurrency and Islamic Law.
MEASUREMENT OF SHARIA BUSINESS PERFORMANCE WITH AL-FALAH APPROACH K, M Yusuf; Rahmah, Syahidah; Muchran, Muchriana
Jurnal Ilmiah Al-Tsarwah Vol 6, No 1 (2023)
Publisher : Institut Agama Islam Negeri (IAIN) Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/al-tsarwah.v6i1.5337

Abstract

This study aims to conduct performance measurement analysis with Al-Falah approach. Al-Falah's approach is evaluated in accordance with Islamic law where the purpose of human life is to achieve worldly benefits and the well-being of the hereafter. The methodology used in this research is qualitative descriptive through reference studies conducted with scientific level through data collection, data reduction, data presentation, data validation and drawing conclusions. The results of the study formulate the concept of business performance through al-falah approach that balances aspects of worldly welfare and the well-being of the hereafter through eight balance indicators namely property development, worship, capacity development, spiritual development, salary eligibility, implementation of zakat, sustainability of business organization and ukhuwah in the organization.
The Potential of Sharia Pawnshops in Promoting Financing of Micro, Small and Medium Enterprises (Umkm) in South Sulawesi Rahmah, Syahidah; Sigit, Muh.
Jurnal Ar-Ribh Vol 7, No 2 (2024): Oktober 2024
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v7i2.16319

Abstract

This study aims to find out how the potential of sharia pawnshops in encouraging the financing of Micro, Small and Medium Enterprises (MSMEs). The type of research used is a qualitative research method. The processed data is the result of interviews with sharia pawnshop employees in South Sulawesi. Data collection methods in this study are interviews, observation, Documentation Studies in which the authors go directly to see the conditions in the field. The results of this study indicate that the advantages of Islamic pawnshops in financing the MSME sector are: government owned, credit insurance, the process is easy, min -3 working days, guidance to customers but there are some things that need to be considered for MSME actors, namely they cannot take financing at sharia pawnshops when their business does not yet have a business license from the government and also there is no bookkeeping of the business being run so that the sharia pawnshop has difficulty in providing capital to MSMEs.
MENYULAM KEBAIKAN: ANALISIS IMPLEMENTASI ESG DALAM PROGRAM-PROGRAM SOSIAL LAZISMU KOTA MAKASSAR Ismawati, Ismawati; Rahmah, Syahidah; Almadina, Almadina
Jurnal Akuntansi Vol 11, No 1 (2025)
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah (LPPI) Universitas Muhammadiyah Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35906/jurakun.v11i1.2366

Abstract

ABSTRAKPendekatan Environmental, Social, and Governance (ESG) sebagai implementasi dalam program-program sosial Lembaga Amil Zakat, Infak, dan Sedekah Muhammadiyah (LAZISMU) di Kota Makassar merupakan tujuan dari penelitian ini dengan fokus pada praktik-praktik terbaik dalam mengintegrasikan aspek lingkungan dalam kegiatan sosial serta mengidentifikasi tantangan yang dihadapi dan solusi yang potensial. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi kasus. Hasil penelitian menunjukkan bahwa LAZISMU Kota Makassar telah melakukan implementasi ESG melalui program-program sosialnya namun belum terinternalisasi secara menyeluruh dalam setiap aspek operasional, terdapat pemahaman yang kuat mengenai pentingnya keberlanjutan, dampak sosial, dan tata kelola yang baik dalam menjalankan misi organisasi. Pelatihan dan sosialisasi internal mengenai ESG telah mulai diinisiasi, meskipun intensitasnya perlu ditingkatkan. Penelitian ini diharapkan memberikan kontribusi akademik dalam studi implementasi ESG pada organisasi filantropi Islam dan memberikan panduan praktis bagi LAZISMU serta organisasi serupa dalam memperkuat integrasi prinsip keberlanjutan.Kata kunci. ESG, LAZISMU, Program Sosial, Keberlanjutan, Kota MakassarABSTRACTEnvironmental, Social, and Governance (ESG) approach as an implementation in social programs of Lembaga Amil Zakat, Infak, and Sedekah Muhammadiyah (LAZISMU) in Makassar City is the purpose of this study with a focus on best practices in integrating environmental aspects in social activities and identifying challenges faced and potential solutions. This research uses a qualitative approach with a case study method. The results showed that LAZISMU Makassar City has implemented ESG through its social programs but has not been thoroughly internalized in every aspect of operations, there is a strong understanding of the importance of sustainability, social impact, and good governance in carrying out the organization's mission. Internal training and socialization on ESG have been initiated, although the intensity needs to be increased. This research is expected to make an academic contribution to the study of ESG implementation in Islamic philanthropic organizations and provide practical guidance for LAZISMU and similar organizations in strengthening the integration of sustainability principles.Keywords: ESG, LAZISMU, Social Program, Sustainability, Makassar City
Pengembangan Ekowisata Syariah Berbasis Kearifan Lokal Menuju Desa Berdampak Suarni, Agusdiwana; Wahyuni, Sri; Yusuf, Muhammad; Nurbaya, Sitti; Rahmah, Syahidah
Journal of Community Service (JCOS) Vol. 3 No. 2 (2025)
Publisher : EDUPEDIA Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56855/jcos.v3i2.1776

Abstract

Kegiatan pengabdian kepada masyarakat ini berfokus pada pengembangan ekowisata syariah di Kampung Adat Balla Barakka’, Desa Galesong Baru, Kabupaten Takalar, Sulawesi Selatan. Berlandaskan filosofi Appaka Sulapa keseimbangan antara unsur tanah, air, api, dan angin. Program ini mengintegrasikan nilai-nilai Islam dengan prinsip keberlanjutan untuk memberdayakan masyarakat lokal. Kegiatan dilaksanakan melalui pelatihan partisipatif, workshop pemasaran digital, serta pembentukan tim pengelola wisata desa. Hasil evaluasi menunjukkan peningkatan pemahaman peserta terhadap konsep ekowisata syariah lebih dari 70% serta meningkatnya kemampuan promosi digital masyarakat. Program ini juga berhasil memperkuat kelembagaan, meningkatkan kolaborasi antarwarga, dan mendorong peningkatan kunjungan wisata. Secara teoretis, kegiatan ini memperkuat konsep community-based Islamic tourism yang menempatkan masyarakat lokal sebagai pelaku utama dalam pengembangan wisata yang beretika, berkelanjutan, dan berdaya saing. Dengan demikian, Kampung Adat Balla Barakka’ berpotensi menjadi model desa berdampak yang menyeimbangkan aspek ekonomi, budaya, spiritual, dan ekologis dalam kerangka pariwisata berkelanjutan berbasis Islam.
Smartpreneur 5.0: Building a Digital Generation with an Islamic Entrepreneurial Spirit Among the Youth of PERMAI Malaysia K, M. Yusuf; Alam, Syamsu; Rahmah, Syahidah; Wahyuni, Sri; Fatimah, Emi Sri Rahayu
International Journal of Community Service (IJCS) Vol. 4 No. 2 (2025): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v4i2.1553

Abstract

Smartpreneur 5.0 Programme: Building a Digital Generation with an Islamic Entrepreneurial Spirit the PERMAI Malaysia Youth Generation was implemented as an effort to improve digital-based entrepreneurial literacy based on sharia values. This activity was designed through stages of preparation, material delivery, workshops, and evaluation with a participatory approach. The evaluation, which used pre-tests and post-tests, showed a significant increase in participants' understanding of five key indicators, namely the basics of Islamic entrepreneurship, digital business concepts, digital marketing strategies, Islamic financial management, and digital business idea design. These results demonstrate the effectiveness of the training methods in strengthening the digital entrepreneurship understanding and skills of the younger generation. In addition to increasing knowledge, this activity also produced several important outputs, including training modules as learning references, innovative digital-based Islamic business idea designs, participants' digital business accounts as real implementations, and activity documentation that can be used as a reference for similar programmes in the future. Furthermore, the impact of the activity did not stop at the cognitive aspect, but also touched on the character dimension, namely shaping a creative, innovative entrepreneurial spirit based on Islamic ethics. Thus, Smartpreneur 5.0 succeeded in achieving its planned objectives while making a real contribution to producing a highly competitive young generation with a strong spiritual foundation
Pengaruh Keaktifan Berorganisasi Dan Prestasi Belajar Terhadap Kesiapan Kerja Mahasiswa Pada Universitas Muhammadiyah Makassar Rosyida, Navantry; Muchran, Muchriady; Rahmah, Syahidah
Jurnal Ilmiah Wahana Pendidikan Vol 11 No 9.C (2025): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh keaktifan berorganisasi dan prestasi belajar terhadap kesiapan kerja mahasiswa Universitas Muhammadiyah Makassar. Dengan menggunakan teori sosial kognitif sebagai landasan, penelitian ini berfokus pada peran interaksi sosial, pengalaman belajar, dan penguasaan kompetensi kognitif dalam membentuk kesiapan kerja mahasiswa. Metode penelitian yang digunakan adalah kuantitatif dengan pendekatan deskriptif kausal. Data dikumpulkan melalui kuesioner yang didistribusikan kepada 96 responden yang dipilih menggunakan teknik purposive sampling. Hasil penelitian menunjukkan bahwa keaktifan berorganisasi dan prestasi belajar secara signifikan mempengaruhi kesiapan kerja mahasiswa dengan kontribusi sebesar 64,9%. Keaktifan berorganisasi memberikan pengalaman praktis dalam kepemimpinan, kerja tim, dan pengambilan keputusan, sementara prestasi belajar mencerminkan penguasaan kompetensi akademik yang meliputi aspek kognitif, afektif, dan psikomotor. Kedua variabel ini saling melengkapi dalam meningkatkan kesiapan mahasiswa menghadapi dunia kerja. Penelitian ini memberikan implikasi penting bagi mahasiswa dan institusi pendidikan dalam memprioritaskan kegiatan organisasi dan pengembangan prestasi akademik guna mempersiapkan lulusan yang kompeten dan siap bersaing di pasar kerja.