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All Journal MUQTASID Sainstek : Jurnal Sains dan Teknologi Assyarikah: Journal Of Islamic Economic Business
Marlion, Farid Ahmad
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Computer Science & IT Economics, Econometrics & Finance Other

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SISTEM INFORMASI PELACAKAN DATA ALUMNI JURUSAN MANAJEMEN INFORMATIKA IAIN BATUSANGKAR BERBASIS WEB Rahmi, Lidya; Septiana, Trisya; Marlion, Farid Ahmad; Hidayat, Rahmat
Sainstek : Jurnal Sains dan Teknologi Vol 11, No 1 (2019)
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (489.926 KB) | DOI: 10.31958/js.v11i1.1621

Abstract

Improving the quality of services for students from the Batusangkar IAIN Information Management Department requires a system that can provide information needed by students and graduates such as information about alumni data and alumni careers themselves. In addition, this system can also be used as a means to establish communication and manage friendship between students and alumni. This research was carried out in several stages, namely: Collecting data through field studies by observing and observing the IAIN Batusangkar's Information Management Study Program, developing the system using the waterfall method and proceeding with the process, database and interface design. One indicator of the success of the education process can be seen from the success of alumni both continuing studies at a higher level, as well as various fields of work carried out professionally, but the Department of Information Management has not been managed and organized systematically causing some alumni data to not be captured properly, resulting in the lack of information and communication between alumni and alumni. The results of this study are in the form of developing a tracking information system for alumni that contains the amount of alumni data that has worked, alumni workplaces. For this reason, it is necessary to create a system to facilitate the institution, especially the informatics management department in tracking alumni. In this research the web-based application system is designed using supporting applications such as Apache, MySQL and Macromedia Dream Weaver and the waterfall modeling method.
Internal and External Factors Effects towards Return on Assets in Indonesian Foreign Exchange Sharia Bank Rizal, Rizal; Marlion, Farid Ahmad; Pasrizal, Himyar; Anita, Rini
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 1 (2021): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v12i1.49-62

Abstract

This study aims to analyze the influence of internal factors such as financing and third-party funds, as well as external factors including inflation, BI, and exchange rate against Return On Asset (ROA) at Indonesian Foreign Exchange Sharia Bank. Furthermore, the library research was used and quantitatively described. Also, using the total sampling technique, the research team obtained six sample banks, namely Bank Mega Syariah, Muamalat Indonesia, Panin Dubai Syariah, BNI Syariah, BRI Syariah, and Bank Syariah Mandiri. The data include Balance Sheet and Profit, Loss Financial Statements, as well as the published reports on inflation, BI, or exchange rates obtained in a quarterly period from 2015 to 2019. According to the F-test, there was a significant influence between the independent variables (Financing, Third Party Funds, Inflation, BI, and Exchange Rates) on the dependent (ROA). Meanwhile, the t-test showed there was no significant effect of partial financing, Third Party Funds, BI rate (X ), and Kurs (X ) on the ROA. Therefore, this study showed there was an increase in ROA because the society involves in financing due to high inflation.
Tantangan dan Peluang Kontrak Istisna dalam Pembiayaan Perumahan Syariah di Indonesia Putra, Muhammad Deni; Sururi, Sururi; Akasumbawa, Muhammad Dedat Dingkoroci; Ismail, Dailani; Marlion, Farid Ahmad
Assyarikah: Journal of Islamic Economic Business Vol 6, No 1 (2025): Assyarikah: Journal Of Islamic Economic Business
Publisher : Al-Amien Prenduan for Islamic Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/assyarikah.v6i1.2137

Abstract

This study aims to examine the application of the Istisna contract in Islamic housing finance in Indonesia, and to identify the challenges and strategic efforts required for its effective implementation. A qualitative approach was employed through a literature review of relevant academic works, regulatory frameworks, and current practices in Islamic finance. The findings reveal that although Istisna holds significant potential as a Sharia-compliant alternative to conventional financing, its implementation faces numerous challenges. These include low public literacy in Islamic finance, inadequate regulatory infrastructure, and cultural resistance to non-conventional financing methods. Developers and consumers also encounter technical and legal obstacles, such as complex contractual arrangements and weak legal protections. Additionally, the lack of effective educational strategies and financial literacy initiatives further slows adoption. The study highlights the need for a multidimensional approach involving the integration of financial technology, regulatory strengthening, collaboration between developers and Islamic financial institutions, and the involvement of community leaders as agents of socialization. To foster the growth of Islamic housing finance based on Istisna, comprehensive policy interventions and institutional capacity building are essential. Contextual strategies that are responsive to local needs and foster synergy among stakeholders can position Istisna not only as a Sharia-compliant financing instrument but also as one that is adaptive to Indonesia’s socio-economic dynamics.
Co-Authors Akasumbawa, Muhammad Dedat Dingkoroci Anita, Rini Himyar Pasrizal Ismail, Dailani Putra, Muhammad Deni Rahmat Hidayat Rahmi, Lidya Rizal Rizal Sururi Sururi, Sururi Trisya Septiana