Anita, Rini
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Internal and External Factors Effects towards Return on Assets in Indonesian Foreign Exchange Sharia Bank Rizal, Rizal; Marlion, Farid Ahmad; Pasrizal, Himyar; Anita, Rini
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 1 (2021): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v12i1.49-62

Abstract

This study aims to analyze the influence of internal factors such as financing and third-party funds, as well as external factors including inflation, BI, and exchange rate against Return On Asset (ROA) at Indonesian Foreign Exchange Sharia Bank. Furthermore, the library research was used and quantitatively described. Also, using the total sampling technique, the research team obtained six sample banks, namely Bank Mega Syariah, Muamalat Indonesia, Panin Dubai Syariah, BNI Syariah, BRI Syariah, and Bank Syariah Mandiri. The data include Balance Sheet and Profit, Loss Financial Statements, as well as the published reports on inflation, BI, or exchange rates obtained in a quarterly period from 2015 to 2019. According to the F-test, there was a significant influence between the independent variables (Financing, Third Party Funds, Inflation, BI, and Exchange Rates) on the dependent (ROA). Meanwhile, the t-test showed there was no significant effect of partial financing, Third Party Funds, BI rate (X ), and Kurs (X ) on the ROA. Therefore, this study showed there was an increase in ROA because the society involves in financing due to high inflation.
Academic Stress Factors Among Indonesian Students: A Case of IAIN Batusangkar Munir, Sirajul; Anita, Rini; Sefnimal, Tessa Dwi Okmala
Jurnal Pendidikan Progresif Vol 10, No 3 (2020): Jurnal Pendidikan Progresif
Publisher : FKIP Universitas Lampung

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Abstract

Academic Stress Factors Among Indonesia Students: A Case of IAIN Batusangkar. Objective: This present study aims at investigating factors causing students’ academic stress among Indonesian students Methods: This research used cross-sectional design. The data analysis used descriptive statistics with statistical analysis tool, SPSS 22. Findings: This study indicates that the causes of academic stress are different at each semester of students. Family causal factor, for example are the most factors affect the second semester. Likewise, family causal factors, academic causal factors, personal causal factors, and peer pressure are factors faced by the fourth and sixth semester students. Peer pressure, however, is experienced for the eighth semester students. Conclusion: These findings conclude that students are vary in the causes of academic stress.Keywords: academic stress, academic achievement, students’ academics stress DOI: http://dx.doi.org/10.23960/jpp.v10.i3.202004
The Development of Integrated Islamic Values E-book as Learning Media in Writing Class Anita, Rini; Rahmi, Lidya; Zulhermindra, Zulhermindra
PAEDAGOGIA Vol 28, No 1 (2025): PAEDAGOGIA Jilid 28 No 1 (2025)
Publisher : Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/paedagogia.v28i1.98206

Abstract

Students in writing class frequently encounter obstacles in grasping learning materials due to the unattractive learning media used by the lecturers. Lecturers also struggle to identify instructional media that can cover the dense learning materials to stimulate students’ engagement and enhance learning outcomes. The e-book was developed to address these issues by integrating Islamic values and multimodal elements. This study aims to develop integrated Islamic values e-books as learning media in writing classes, particularly in genre-based writing subjects, through design and development research (DDR). There were three types of questionnaires distributed to the respondents throughout the study: need analysis (54 English Education department students), design and development (4 expert panels), and evaluation (23 English Education students). Descriptive and thematic analysis were employed to analyze data. The need analysis shows that students need learning media that can overcome problems in comprehending learning materials related to the process of writing essays and essay structures and in having sufficient time to learn genre-based writing subjects. During the design and development phase, it was found that the integrated Islamic values e-book is very feasible for both content and media aspects, with average scores of 4,25 (85%) and 4,61 (92,10%). After the results were validated, the integrated e-book was revised as suggested by both content and media experts. For the evaluation phase, it displays that the integrated e-book is very feasible to be utilized as learning media in genre-based writing subjects with an average score of 4,03 (80,66%).