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All Journal MUQTASID Jurnal Pendidikan Progresif
Anita, Rini
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Economics, Econometrics & Finance Education

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Internal and External Factors Effects towards Return on Assets in Indonesian Foreign Exchange Sharia Bank Rizal, Rizal; Marlion, Farid Ahmad; Pasrizal, Himyar; Anita, Rini
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 1 (2021): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v12i1.49-62

Abstract

This study aims to analyze the influence of internal factors such as financing and third-party funds, as well as external factors including inflation, BI, and exchange rate against Return On Asset (ROA) at Indonesian Foreign Exchange Sharia Bank. Furthermore, the library research was used and quantitatively described. Also, using the total sampling technique, the research team obtained six sample banks, namely Bank Mega Syariah, Muamalat Indonesia, Panin Dubai Syariah, BNI Syariah, BRI Syariah, and Bank Syariah Mandiri. The data include Balance Sheet and Profit, Loss Financial Statements, as well as the published reports on inflation, BI, or exchange rates obtained in a quarterly period from 2015 to 2019. According to the F-test, there was a significant influence between the independent variables (Financing, Third Party Funds, Inflation, BI, and Exchange Rates) on the dependent (ROA). Meanwhile, the t-test showed there was no significant effect of partial financing, Third Party Funds, BI rate (X ), and Kurs (X ) on the ROA. Therefore, this study showed there was an increase in ROA because the society involves in financing due to high inflation.
Academic Stress Factors Among Indonesian Students: A Case of IAIN Batusangkar Munir, Sirajul; Anita, Rini; Sefnimal, Tessa Dwi Okmala
Jurnal Pendidikan Progresif Vol 10, No 3 (2020): Jurnal Pendidikan Progresif
Publisher : FKIP Universitas Lampung

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Abstract

Academic Stress Factors Among Indonesia Students: A Case of IAIN Batusangkar. Objective: This present study aims at investigating factors causing students’ academic stress among Indonesian students Methods: This research used cross-sectional design. The data analysis used descriptive statistics with statistical analysis tool, SPSS 22. Findings: This study indicates that the causes of academic stress are different at each semester of students. Family causal factor, for example are the most factors affect the second semester. Likewise, family causal factors, academic causal factors, personal causal factors, and peer pressure are factors faced by the fourth and sixth semester students. Peer pressure, however, is experienced for the eighth semester students. Conclusion: These findings conclude that students are vary in the causes of academic stress.Keywords: academic stress, academic achievement, students’ academics stress DOI: http://dx.doi.org/10.23960/jpp.v10.i3.202004
Co-Authors Himyar Pasrizal Marlion, Farid Ahmad Rizal Rizal Sefnimal, Tessa Dwi Okmala Sirajul Munir