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All Journal Jurnal Ekonomi Journal of Management - Small and Medium Enterprises (SME's) Jurnal Keuangan dan Perbankan
Budhijana, R Bambang
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Economics, Econometrics & Finance Social Sciences

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PERSPEKTIF EKONOMI ISLAM DALAM SUSTAINABLE DEVELOPMENT PADA PRODUKTIVITAS PETANI PEDESAAN Budhijana, R Bambang
Jurnal Ekonomi Vol 15, No 3 (2010): November 2010
Publisher : Fakultas Ekonom dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/je.v15i3.170

Abstract

This study aims to observe the development of farmer institutions and productivity in the aspects of sustainable development. This research was conducted in Karawang regency and Indramayu for 3 months between the months of May to July 2010. Research findings show the establishment of mutual trust.  The trust is the result of interactions involving farmer productivity and their community. In these communities may contain contradictions in term of social competition, ego-sectoral without presenting technological innovation. Farmer institutions and productivity in the aspects of sustainable development usually cover economic institutional (E), Sharia Compliance (C), Cultural and Environment (B) and Government Policies (K). Rural communities have a strong social capital. Several indicators of social capital in improving of natural resources is to strengthen solidarity, social management, networking, social structure and the local community cooperativeness. Instead of social capital, the economic development is more influenced by society's ability to allocate natural resources, human capital and spiritual capital (like good moral values and ethics). However, social capital, human capital and the spiritual capital will productively have mutual trust, mutual respect and mutual benefit which are more extensive.
Analisis Kausalitas Granger antara Gross Domestic Product, Return on Asset dan Return on Equity pada Perbankan Buku 4 saat Sebelum Covid-19 dan Sesudah Covid-19 Periode 2017–2021 Kriztianto, Bayu; Haryanti, Enny; Budhijana, R Bambang; Wijaya, Erric
Jurnal Keuangan dan Perbankan Vol. 20 No. 1 (2023): Jurnal Keuangan Dan Perbankan, Volume 20 No. 1, Desember 2023
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jkp.v20i1.514

Abstract

Tujuan penelitian ini adalah untuk melakukan analisis kausalitas granger antara Gross Domestic Product, Return on Asset dan Return on Equity pada perbankan BUKU 4 (PERIODE 2017-2021). Teknik pengumpulan data dalam penelitian ini menggunakan data sekunder dengan menggunakan data tahunan GDP, ROA, dan ROE pada periode 2017-2021. Pengujian hipotesis yang dilakukan menggunakan analisis deskriptis, uji unit root, dan uji kausalitas granger. Penelitian ini menggunakan data laporan keuangan pada bank BUKU 4 yang di ambil dari annual report setiap bank. Kemudian peneliti juga menggunakan data gross domestic product tahunan Indonesia yang diambil dari situs Bank Indonesia dan World Bank sebagai data yang digunakan bahan penelitian untuk di uji menggunakan kausalitas granger sebagai metode pengujiannya. Hasil penelitian ini menunjukkan bahwa gross domestic product tidak selalu terjadi hubungan kausalitas terhadap kinerja keuangan, begitu pula sebaliknya. Namun data sebelum terjadinya pandemic menunjukkan hubungan kausalitas antara return on equity terhadap gross domestic product. Tetapi terjadi hubungan kausalitas antara return on equity terhadap return on asset perbankan BUKU 4.
FINANCIAL LITERACY ON THE PERFORMANCE OF COFFEE MSMEs IN SOUTH JAKARTA Ferli, Ossi; Budhijana, R Bambang; Putra, Rama Aldian; Widagdo, Riedmen Gifar; Daulay, Muhammad Irfan
Journal of Management Small and Medium Enterprises (SMEs) Vol 18 No 2 (2025): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v18i2.16876

Abstract

Micro, small, and medium enterprises (UMKM) are currently one of the supporting factors for the economy in Indonesia. The development of the coffee industry in Indonesia has grown very significantly from year to year. The transition from MSME shops to franchise businesses has been observed. However, good financial knowledge or literacy is also a factor that determines success in a business. Based on this, this research was conducted to examine the relationship between financial knowledge, financial attitudes, and financial behavior on the performance of MSMEs. The results of this research show that financial knowledge encompasses a positive relationship with the execution of MSMEs. Financial attitudes and financial behavior have no influence on MSME performance. And based on simultaneous testing, financial knowledge, financial attitudes, and financial behavior have a positive effect on the performance of MSMEs. Keywords: Financial Knowledge; Financial Attitude; Financial Behavior; UMKM; Performance
Co-Authors Daulay, Muhammad Irfan Erric Wijaya, Erric Ferli, Ossi Haryanti, Enny Kriztianto, Bayu Putra, Rama Aldian Warto - Widagdo, Riedmen Gifar