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Analisis Kausalitas Granger antara Gross Domestic Product, Return on Asset dan Return on Equity pada Perbankan Buku 4 saat Sebelum Covid-19 dan Sesudah Covid-19 Periode 2017–2021 Kriztianto, Bayu; Haryanti, Enny; Budhijana, R Bambang; Wijaya, Erric
Jurnal Keuangan dan Perbankan Vol. 20 No. 1 (2023): Jurnal Keuangan Dan Perbankan, Volume 20 No. 1, Desember 2023
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jkp.v20i1.514

Abstract

Tujuan penelitian ini adalah untuk melakukan analisis kausalitas granger antara Gross Domestic Product, Return on Asset dan Return on Equity pada perbankan BUKU 4 (PERIODE 2017-2021). Teknik pengumpulan data dalam penelitian ini menggunakan data sekunder dengan menggunakan data tahunan GDP, ROA, dan ROE pada periode 2017-2021. Pengujian hipotesis yang dilakukan menggunakan analisis deskriptis, uji unit root, dan uji kausalitas granger. Penelitian ini menggunakan data laporan keuangan pada bank BUKU 4 yang di ambil dari annual report setiap bank. Kemudian peneliti juga menggunakan data gross domestic product tahunan Indonesia yang diambil dari situs Bank Indonesia dan World Bank sebagai data yang digunakan bahan penelitian untuk di uji menggunakan kausalitas granger sebagai metode pengujiannya. Hasil penelitian ini menunjukkan bahwa gross domestic product tidak selalu terjadi hubungan kausalitas terhadap kinerja keuangan, begitu pula sebaliknya. Namun data sebelum terjadinya pandemic menunjukkan hubungan kausalitas antara return on equity terhadap gross domestic product. Tetapi terjadi hubungan kausalitas antara return on equity terhadap return on asset perbankan BUKU 4.
Vietnam Entrepreneurship Digital Transformation: a Lesson Learn from MSMEs in Hanoi and Ho Chi Minh City Haque, Marissa Grace; Rimadias, Santi; Nelmida, Nelmida; Andriani, Meta; Putri, Vidiyanna Rizal; Sparta, Sparta; Zulfison, Zulfison; Haryanti, Enny
Pasundan Community Service Development Vol. 2 No. 1 (2024): Pasundan Community Service Development
Publisher : Doctoral Program of Social Science, Pasundan University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56457/pascomsidev.v2i1.125

Abstract

Increasing people's welfare and leaps at all levels of national progress are important goals in developing MSMEs in Hanoi and Ho Chi Minh City, Vietnam. Through comprehensive training programs carried out by the country, Vietnam's MSMEs are developing rapidly. With an understanding of digital technology and effective-efficient business practices. In the operational realm, product and service quality, expanding market reach through online platforms. The adoption of digital technology and entrepreneurship training also opens up new opportunities for Vietnamese MSMEs to collaborate with other business actors, both at home and abroad, through G to G to B to B. Thus, MSMEs in the two cities in Vietnam become more competitive, and contribute to increasingly sustainable inclusive economic growth. This research tries to explore the relationship between the adoption of digital technology and entrepreneurship training with the financial literacy and business management abilities of MSMEs from Vietnam, as well as their impact on the welfare of the people in these two cities, for adoption by Indonesia.
Ketoprak Makanan Jalanan Menjadi 'Gedongan': Strategi Branding Dan Pemasaran Digital Arumi, Putri; Madihah, Siham; Apriyanthi, Rezky; Haryanti, Enny; Haque, Marissa Grace; Sunarsi, Denok
Jurnal Peradaban Masyarakat Vol. 4 No. 5 (2024): Jurnal peradaban masyarakat (JPM)
Publisher : LPPM STIE Hidayatullah Depok

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55182/jpm.v4i5.509

Abstract

Makanan kaki lima memang kerap menggoda, namun pembeli kerap berpikir dua kali untuk membelinya karena kebersihannya. Namun, ketika sudah dipoles dan dikelola dengan manajemen modern, serta diberi sentuhan pemasaran digital, kemasan dan tampilan kekinian produk kuliner kaki lima berhasil tampil lebih menarik dan meningkatkan permintaan pelanggan untuk membeli. Hal ini terlihat dari produk “Ketoprak Jack D”, di Tangerang Selatan. Dikelola oleh kakak beradik anak-anak tokoh masyarakat ini berhasil menggaet banyak pelanggan baru, menunjukkan peningkatan kepuasan pelanggan yang signifikan dengan desain kemasan dan kinerja pemasaran digitalnya. Penggunaan hashtag yang efektif di Instagram meningkatkan jangkauan ke non-followers. Termasuk membuka lapak di Shopee. Program ini berhasil mengidentifikasi strategi penting dalam branding dan pemasaran digital yang dapat diterapkan untuk meningkatkan kinerja usaha kuliner. Pengabdian masyarakat ini bertujuan untuk mendampingi dan mendorong laju pertumbuhan industri yang diteliti.
Influence Herding and Loss Aversion to Stock Investment Decisions with Fear of Missing Out (FOMO) as a Mediating Variable in the Young Generation in Jakarta Fitri M Jowey, Gita; Ferli, Ossi; Wijaya, Erric; Haryanti, Enny
Greenation International Journal of Economics and Accounting Vol. 2 No. 2 (2024): (GIJEA) Greenation International Journal of Economics and Accounting (June - Au
Publisher : Greenation Research & Yayasan Global Resarch National

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/gijea.v2i2.212

Abstract

This research aims to analyze the influence of loss aversion and herd behavior on stock investment decisions through fear of missing out (FOMO) with the object of young generation investors who are a maximum of 30 years old and domiciled in DKI Jakarta who have carried out stock buying and selling transactions in the last year. Hypothesis testing in this research uses the PLS method or Partial Least Square with software SmartPLS 3.0. The data collection technique uses a questionnaire using the media googleform to collect data from respondents. The results of this research Herding and Loss Aversion does not have a significant effect on investment decisions. Shares of the younger generation of DKI Jakarta are different from the variables Fear of Missing Out which has a significant influence on the stock investment decisions of the younger generation of DKI Jakarta. Herding and Loss Aversion significant effect on Fear of Missing Out young generation of DKI Jakarta. For mediating variables, results can be drawn, namely for Herd Behavior has a significant influence on the Stock Investment Decisions of the younger generation of DKI Jakarta through Fear of Missing Out whereas for. Loss Aversion No has a significant influence on the Stock Investment Decisions of the younger generation of DKI Jakarta through Fear of Missing Out.
Transformational Leadership Dalam Industri Asuransi: Strategi Peningkatan Kinerja Perusahaan Melalui Inovasi, Pengembangan SDM, dan Pendidikan Organisasional Terminanto, Ade Ananto; Haryanti, Enny; Megawati; Nurwiatin, Neng; Harini, Hegar
Indo-MathEdu Intellectuals Journal Vol. 6 No. 3 (2025): Indo-MathEdu Intellectuals Journal
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/imeij.v6i3.3023

Abstract

This research aims to examine the role of transformational leadership in improving the performance of insurance companies through innovation strategies, human resource development, and organisational education. This research uses a literature review method with a qualitative approach, where data is analysed using thematic descriptive analysis techniques. Data were collected from scientific articles published between 1978-2025 and obtained from Google Scholar and trusted academic sites. Of the 50 articles reviewed, 33 were selected through rigorous selection based on their relevance, methodological quality, and contribution to the research topic. The results showed that transformational leaders play a role in fostering an innovative culture, increasing human resource capacity through continuous training, and building an organisational education system that is adaptive to industry changes. Previous studies also support that this leadership style is able to improve company performance in terms of financial, operational, and employee satisfaction.
PENGARUH MANAGEMENT WORKING CAPITAL TERHADAP KINERJA KEUANGAN PERUSAHAAN AGRICULTURE YANG TERDAFTAR DI BURSA EFEK INDONESIA Ferli, Ossi; Haryanti, Enny; Riyanti, Ajeng Rida; Nugrahani, Catur; Anggraeni, Yola Pangestu
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 8 No 2 (2024): Edisi Mei - Agustus 2024
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v8i2.4232

Abstract

Penelitian ini mengkaji hubungan antara kinerja keuangan dan kerja praktik manajemen modal kerja perusahaan agrikultur di Indonesia yang terdaftar di Bursa Efek Indonesia. Sampel penelitian terdiri dari panel 21 perusahaan agrikultur di Indonesia untuk periode 2018-2022. Manajemen modal kerja diproksikan berdasarkan Average Age of Inventory (AAI), Average Collection Period (ACP), dan Average Payment Period (APP), sementara kinerja keuangan diproksikan oleh Net Operating Profit Margin (NOPM) dan Return on Asset (ROA). Temuan utama dari studi ini memuat hal-hal berikut: (1) Terdapat hubungan positif antara usia rata-rata persediaan dan kondisi Covid-19 dengan NOPM. (2) Usia rata-rata persediaan konsisten mempengaruhi NOPM. (3) Hubungan positif antara kondisi Covid-19 dan ukuran perusahaan dengan ROA. Studi ini menyimpulkan bahwa praktik manajemen modal kerja mempengaruhi kinerja keuangan perusahaan agrikultur di Indonesia. Disarankan agar perusahaan agrikultur di Indonesia mengamati praktik manajemen modal kerja yang optimal dan bijaksana, karena hal ini mempengaruhi kinerja keuangan perusahaan.
The Role of Economic Information and Asymmetry as Moderating Variables in Credit Risk and Credit Pricing Determination Madani, Muhammad Nur; Hernawan, M Arif; Haryanti, Enny
Indonesian Journal Economic Review (IJER) Vol. 5 No. 2 (2025): October
Publisher : Divisi Riset, Lembaga Mitra Solusi Teknologi Informasi (L-MSTI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59431/ijer.v5i2.623

Abstract

This work aims to explore the roles of economic information and the information asymmetry in moderating relationship between credit risk (credit pricing determination) with comparative liability of banking area managers set themselves into making decisions themselves independent from this universe as if their own actions were not part of human or natural life at all events so long as they were only thinking about things from their perspective then there was no practical problem for them no end result would matter even less when we talk through it numerically through some parameter another language points like'0 in fact'. Credit risk is a major factor in monetary policy. In order to minimize their possible harm from defaults, banks generally raise interest rates. In an approach known as grounded theoretical analysis that again draws on the case of power and safety deposit treaties which must represent a singular subject upon which more than Leonard can gain information for his own account, external factors such as inflation or the imbalance in information between borrowing companies and lenders can indeed produce opposite results at different times. A quantitative approach is adopted in this study, using secondary data from 10 banking companies listed on the Indonesia Stock Exchange (IDX) over the period from 2018 to indicate three years following. The relationships between variables are analyzed Econometrics or financial time series analysis techniques mainly in overall study frame: panel regression model with a fixed effect approach was used; and moderation regression test is adopted to examine the impact of information asymmetry and inflation. Results show that credit risk has a significant impact on credit pricing. However, there is no significant difference at the 5% significance level in the interaction between credit risk and information asymmetry, as well as inflation on credit pricing. From these findings, it can be deduced that banks place greater emphasis on factors related to debtor risk in deciding interest rates compared with external elements. This article explores the reasons for interest rate policies and necessity of transparency it unprecedentedly raises Credit risk management into the realm of information transparency.
Manajemen arus kas, ukuran perusahaan, leverage, tahun anomali covid-19 serta kinerja keuangan perusahaan sektor kesehatan di bursa efek indonesia Ferli, Ossi; Haryanti, Enny; Fadlillah, Robby Adam; Rahman, Rozinur
Jurnal Manajemen Strategi dan Aplikasi Bisnis Vol 7 No 1 (2024)
Publisher : Lembaga Pengembangan Manajemen dan Publikasi Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/jmsab.v7i1.1205

Abstract

This research aims to analyze the impact of Cash Flow Management (CFO), Firm Size, Leverage, and the Anomalous Year of COVID-19 on the financial performance (ROE) of health sector companies listed on the Indonesia Stock Exchange during the period 2017-2022. Panel regression method is employed to test hypotheses and analyze these variables. The results reveal that Leverage has a significant negative influence, while Size has a significant positive effect on financial performance. The Anomalous Year of COVID-19 also demonstrates a positive impact on ROE, indicating adaptation and growth within the health sector during the pandemic. Cash flow management (CFO), though not statistically significant, highlights the complexity of the relationship between operational cash flow and financial performance. These findings provide valuable insights for health sector companies in crafting adaptive and sustainable strategies amidst economic dynamics and specific situations such as a pandemic.
PENGARUH KETERLIBATAN ORANG TUA DALAM MANAJEMEN PENDIDIKAN TERHADAP KESEJAHTERAAN SISWA DAN KELUARGA Harini, Hegar; Sulistianingsih, Sulistianingsih; Haryanti, Enny; Putri, Arbiana; Ripki, Ahmad Jauhari Hamid
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 2 (2024): Volume 5 No. 2 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i2.27299

Abstract

Pendidikan diakui secara luas sebagai fondasi bagi perkembangan individu dan kemajuan masyarakat secara keseluruhan. Kualitas pendidikan yang diterima seseorang dapat memengaruhi peluang karir, kesejahteraan ekonomi, dan kontribusi sosial. Penelitian ini bertujuan untuk mengeksplorasi hubungan antara keterlibatan orang tua dalam manajemen pendidikan dengan kesejahteraan siswa dan keluarga. Metode penelitian ini merupakan tinjauan pustaka kualitatif yang menggunakan Google Scholar sebagai sumber utama data, dengan rentang pencarian tahun 2016 hingga 2023. Hasil studi menunjukkan bahwa peran orang tua memiliki dampak yang sangat penting dalam membentuk lingkungan pendidikan yang mendukung. Keterlibatan orang tua tidak hanya meningkatkan prestasi akademis anak-anak, tetapi juga memberikan kontribusi yang signifikan terhadap kesejahteraan mental, emosional, dan sosial mereka. Selain itu, keterlibatan orang tua juga menciptakan hubungan yang lebih kuat dalam keluarga, membantu mengurangi konflik dan meningkatkan kualitas hidup secara keseluruhan.
PENDIDIKAN BERBASIS KEWIRAUSAHAAN SEBAGAI SOLUSI PENINGKATAN KESEJAHTERAAN MASYARAKAT RENTAN EKONOMI Terminanto, Ade Ananto; Prananosa, Ahmad Gawdy; Haryanti, Enny; Masrum, Masrum; Brahma, Ismail Akbar
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 6 (2024): Vol. 5 No. 6 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i6.37846

Abstract

Pendidikan berbasis kewirausahaan merupakan solusi potensial dalam meningkatkan kesejahteraan kelompok masyarakat rentan ekonomi. Penelitian ini merupakan tinjauan pustaka dengan pendekatan kualitatif, bertujuan untuk memperkaya referensi terkait pengabdian masyarakat. Data diambil dari 14 artikel yang dipilih dari 22 artikel yang ditemukan di Google Scholar periode 2022-2024. Hasil penelitian menunjukkan bahwa program-program kewirausahaan, seperti Rumah Kreatif BUMN, Kartu Prakerja, dan Program Mahasiswa Wirausaha, berperan penting dalam memberdayakan masyarakat dengan memberikan pelatihan bisnis, pendampingan, serta akses ke pasar dan modal. Studi kasus lokal dan internasional, seperti Youth Business International dan Program Pemberdayaan Ekonomi Perempuan, menunjukkan dampak signifikan dari pelatihan kewirausahaan terhadap peningkatan pendapatan dan kemandirian ekonomi. Implikasi dari temuan ini adalah pentingnya kolaborasi antara pemerintah, sektor swasta, dan lembaga pendidikan untuk menciptakan ekosistem kewirausahaan yang inklusif dan berkelanjutan. Saran yang diajukan meliputi diversifikasi pelatihan, pendampingan jangka panjang, peningkatan akses teknologi, dan evaluasi berkala terhadap program yang dijalankan.