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Analisis Keserasian Belanja Daerah Kabupaten Garut Abdal, Abdal; Herabudin, Herabudin; Saodah, Siti
Publica: Jurnal Pemikiran Administrasi Negara Vol 10, No 2 (2018): Publica: Jurnal Pemikiran Administrasi Negara
Publisher : Department of Public Administration

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Abstract

The problem in this study relates to the level of compatibility of operating expenditures, capital expenditures as well as direct and indirect expenditure in the Budget Realization Report (LRA) Garut district fiscal year 2013-2017. The aim of this study was to determine the level of compatibility of operating expenditures, capital expenditures, as well as direct and indirect expenditure on Budget Realization Report (BRR) Garut regency Fiscal Year 2013-2017. The method used in this research is descriptive method with qualitative approach. Data collection techniques in this study is the observation, documentation, interviews and triangulation. Data analysis techniques in this study is an analysis model of Miles and Huberman which consists of three stages: 1) Reduction of data, 2) data, and 3) conclusion / verification. The result is the expenditures to Garut regency 2013-2017 fiscal year quite well.
Persepsi dan Perilaku Masyarakat terhadap Lembaga Keuangan Syariah: Perspektif Sosiologi dan Antropologi Lidzikrirrofiqi, Muhammad Rifqi; Arifin, Tajul; Abdal, Abdal
Strata Social and Humanities Studies Vol. 1 No. 2 (2023): October
Publisher : CV. Strata Persada Academia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59631/sshs.v1i2.120

Abstract

This research analyzes how society views and behaves towards Islamic financial products from a sociological and anthropological perspective, which is a hot topic. The Sharia Finance Industry is at the core of the global financial map with the characteristics of Islamic moral and ethical principles. The author uses qualitative methods with in-depth interviews, participant observation, and content analysis of narratives of users of Islamic financial products used in this research's qualitative methodology with sociological and anthropological approaches. The results of this research highlight how social, cultural and religious factors shape people's perceptions and behavior towards Islamic financial products. In this context, the findings show that the level of religious understanding influences positive views towards Islamic finance. Apart from that, people's financial decisions are also influenced by economic stability, social influence from family, and recommendations from their social circle. Cultural factors and the social environment are also the main determinants in the adoption of sharia finance. The implications of this research include the importance of appropriate marketing and financial education that encourages a better understanding of sharia financial principles for the community.
Ihtikar In The Social Frame: A Sociological Analysis Of Economic Dynamics And Their Impact In The Contemporary Contex Islah Siregar, Muhamad; Arifin, Tajul; Abdal, Abdal
Zona Law And Public Administration Indonesia Vol. 2 No. 1 (2024): JANUARY 2024
Publisher : Yayasan Mentari Madani

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Abstract

This research deepens sociological studies  of the phenomenon of ihtikar, an economic practice in which individuals or groups hoard goods or resources with the intention of increasing value or prices in the market. Using a sociological approach, this study aims to understand the impact of ihtikar on social structure, conflict, and social interaction in society. Analysis of the distribution of resources in the context of ihtikar reveals the dynamics of power and inequality that may arise within society. Class struggle, as a result of ihtikar, takes center stage to understand how this practice can deepen social inequality. The interconnectedness of  ihtikar  with social interactions and market dynamics provides deeper insight into how this economic behavior affects relationships between individuals and impacts daily life. economics, and culture to understand ihtikar as a phenomenon involving complex dynamics in society. The results of this study are expected to contribute to our understanding of the role of ihtikar in shaping social structure, conflict, and social interaction, as well as provide a foundation for policy debates and social actions that are more effective in addressing their impacts
Sharia Pawnshops As An Alternative To Meeting Social Needs Sociological Review Ulya Adila, Hafidah; Arifin, Tajul; Abdal, Abdal
Zona Law And Public Administration Indonesia Vol. 2 No. 1 (2024): JANUARY 2024
Publisher : Yayasan Mentari Madani

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Abstract

This research aims to find out how Sharia Pawnshops can be an alternative to meeting social needs, a sociological review. This research uses an empirical approach with descriptive qualitative methods. With the type of research study literature (Library Research). The result of this research is that Pegadaian is a form of non-bank financial institution intended for the wider community with middle to lower income who need funds immediately. These funds are used to finance certain needs. The use of Pegadaian Syariah as an alternative to meeting the needs of the community has a broad impact on various aspects of economic and social life. It assists the community in the fulfillment of their financial needs while adhering to Islamic sharia financial principles. The use of Islamic Pawnshops as an alternative to meeting the needs of the community has a number of significant impacts, including: the use of Islamic pawnshops helps individuals and families in the fulfillment of their financial needs. For SMEs that can use loans and financing, it creates jobs, and contributes to local economic growth. The use of Pegadaian Syariah can have social impacts such as reducing poverty levels, reducing economic inequality, and supporting social stability within communities
Sociology And Anthropology Of Sharia Economic Law Towards Cooperatives Ridwan, Ahmad; Arifin, Tajul; Abdal, Abdal
Zona Law And Public Administration Indonesia Vol. 2 No. 1 (2024): JANUARY 2024
Publisher : Yayasan Mentari Madani

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Abstract

Currently, there are many fields of science that have correlations related to views that can be displayed as a reference. Like sociology, we often know that sociology is concerned with society as a whole. But we can see from the other side such as the sociology of law that the symptoms that occur in society by referring to the rules of law that apply in a region. Sociology is often juxtaposed with anthropology. This type of research uses literature research that takes data through information by obtaining library materials, data techniques that have been obtained by reviewing and analyzing both in the form of books, journals, research results. As well as by using descriptive analysis techniques. Cooperative is a step given by fellow cooperative members to other cooperative members in the context of the welfare of their members. In addition, it is clear that the function of cooperatives is to realize community welfare in order to improve the national economy in accordance with Pancasila and the 1945 constitution. Cooperatives can be seen as a tremendous benefit for their recipients, because cooperatives can touch the lowest layers of society, help, mutual assistance taken by cooperative members indicates that the community cares about each other. When the tremendous blow experienced by cooperatives during Covid-19 made the turnover rate stagnant What is often a problem is the perception that occurs in the community related to cooperatives, often the sociology of anthropology that occurs in the community that in the article Antaranews.com, states that there are still people who are misguided in looking at cooperatives Some people consider cooperatives to be the same as loan sharking businesses that smell of usury. The sociological view of anthropology sees that something that happens in society is caused by a lack of information related to contracts, if the rights and obligations of the parties are fully fulfilled and worked out then the negative related perspective of cooperatives can be eliminated.
Penerapan Konsep Hybrid Contracts dalam Pembiayaan Rahn di Pegadaian Syariah M, Faruqi Imam; Abdal, Abdal; Arifin, Tajul
AHKAM Vol 3 No 1 (2024): MARET
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/ahkam.v3i1.2441

Abstract

Islamic financing has become an increasingly popular option for individuals and businesses looking to meet their financial needs in accordance with Islamic principles. One of the prominent innovations in Islamic financing is the concept of Hybrid Contracts, which allows combining several types of Islamic contracts in one financing product. This article explores the role and benefits of the concept of Hybrid Contracts in financing rahn at Pegadaian Syariah. We also explain the detailed implementation steps, which include customer identification, risk evaluation, determination of sharia contract type, application submission, feasibility review, contract signing, transaction execution, and financing monitoring. The concept of Hybrid Contracts helps increase flexibility, inclusivity, and compliance with sharia principles in rahn financing, opening the door to broader sharia-based economic development.
Diskon Angka Kembar: Trik atau Ilusi Bisnis? Kajian Sosiologi Ekonomi Islam terhadap Perlindungan Konsumen Adawiah, Amalia Muazzah; Abdal, Abdal; Arifin, Tajul
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 3 No. 2 (2024): Jurnal Hukum Ekonomi Syariah : AICONOMIA
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v3i2.4482

Abstract

The phenomenon of twin-digit discounts in digital transactions is increasingly popular and raises various questions regarding consumer protection from the perspective of Islamic economic sociology. These discounts are often used as a marketing strategy, but concerns also arise regarding their long-term impact on consumer welfare, particularly in terms of transaction fairness and transparency. This study aims to examine how consumer protection is applied in digital transactions involving twin-digit discounts and how the principles of Islamic economic sociology can offer solutions to these challenges. Using a descriptive qualitative method, data was collected through literature review and analysis of phenomena in society. The findings emphasize the importance of stronger regulation and consumer awareness in identifying potential risks that may arise from these discount practices.
Sociological Study of the Development of Islamic Banking within the Legal System in Indonesia Kholili, Muhammad Salim; Arifin, Tajul; Abdal, Abdal
INDONESIAN JOURNAL OF SUSTAINABILITY Vol 3, No 1 (2024): January
Publisher : Library of Sultan Agung Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ijsunissula.3.1.%p

Abstract

The development of Islamic Financial Institutions (LKS), particularly Islamic banks, in Indonesia has seen significant growth, especially following the enactment of Law No. 21 of 2008 on Islamic Banking and Supreme Court Regulation (PERMA) No. 2 of 2008 on Shariah Economic Dispute Resolution. With the increasing number of institutions operating based on Shariah principles, various new issues related to Shariah compliance have arisen.Fatwas issued by the DSN-MUI hold legal authority in determining Shariah aspects in the economy, including banking. On the other hand, Shariah Economic Dispute Resolution (KHES) plays a role as a social control tool to manage practices not compliant with Islamic commercial law, especially in economics. This research, a descriptive qualitative study with a normative sociological approach, utilizes codified legal sources like KHES and DSN-MUI fatwas. The results suggest that, from a sociological perspective, KHES was developed as a response to the evolving landscape of Shariah economic practices requiring a legal framework. Stakeholders in Shariah economics and finance are expected to actively contribute to its improvement. DSN-MUI fatwas, in a social context, provide a solution for addressing non-compliant financial institutions, reconciling differences among scholars, and promoting Islamic principles in economics and finance. Keywords Sharia Banking, Sociological, Law, KHES, DSN MUI
Anthropological Sociology Of Sharia Economic Law On The Practice Of Gold Arisan Contracts Of Indonesian Sharia Pawnshops Mida Safitriani, Mida Safitriani; Arifin, Tajul; Abdal, Abdal; Rizqillah, Faisal Najmi
Strata Social and Humanities Studies Vol. 1 No. 2 (2023): October
Publisher : CV. Strata Persada Academia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59631/sshs.v1i2.102

Abstract

This research analyzes in depth the practice of gold gathering at Sharia Pawnshop from the perspective of sociology, anthropology and sharia economic law to reveal the complex dynamics in modern sharia economic practices and their impact on wider society. This understanding also provides insight into how local traditions and global norms interact in increasingly complex contexts. The author uses qualitative research methods and secondary data analysis. These data will be analyzed using sociological and anthropological theoretical approaches to sharia economic law. The results of this research are that the Gold Arisan practice at Sharia Pawnshop is a collective system of buying gold like traditional arisan. It builds social relationships, reflects cultural values, and adheres to sharia economic principles without usury. Sharia economic laws such as Qardh, Murabahah, and Rahn play an important role. Sociologically, this forms a complex social network. From an anthropological perspective, it reflects the values ​​and traditions of society. From the perspective of economic sharia law, comply with strict principles including the prohibition of usury and asset management. This analysis provides an in-depth understanding of financial practices in the context of culture, social norms and Islamic law, as well as the impact of social interactions.
Peran Sociopreneur dalam Transformasi Sosial dan Pengentasan Kemiskinan Melalui Lembaga Keuangan Mikro Perspektif Sosiologi dan Antropologi Nailus Sakinah, Nailus Sakinah; Arifin, Tajul; Abdal, Abdal
Strata Social and Humanities Studies Vol. 1 No. 2 (2023): October
Publisher : CV. Strata Persada Academia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59631/sshs.v1i2.105

Abstract

This article discusses social transformation and poverty alleviation, these are the two main challenges in community development. The role of the socialpreneur, who is a social entrepreneur, has great potential in creating positive change in the context. Socialpreneurs can play a role in overcoming poverty problems through microfinance institutions. Socialpreneurs can use innovation, creativity, entrepreneurial spirit to identify pressing social problems and find sustainable solutions. The author uses qualitative methods, with secondary data analysis, sourced from books, journals and articles related to this discussion. The results of his research stated that poverty is a serious problem that endangers scarcity, health and education. Islam encourages its followers to avoid poverty, and Islamic microfinance institutions are effective in reducing poverty. The integration of social entrepreneurship in microfinance institutions helps maintain a balance between profitability and social impact. Measures such as poverty-focused services and business training support social transformation and poverty alleviation. Socialpreneurship allows individuals to run a business while contributing to social change. The millennial generation views this as a way to achieve Sustainable Development Goals (SDGs). In efforts to eradicate poverty through socialpreneurship, sociological and anthropological perspectives help understand cultural values, social interactions, and the influence of stigmatization on poor communities.