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Interpretation of Zakat Perspectitive of the Hadith Ahkam Fii Al-Muamalah Adawiah, Amalia Muazzah; Komaruddin, Koko; Sar’an, Muhamad
MUAMALATUNA Vol. 15 No. 2 (2023): Juli-Desember 2023
Publisher : Fakultas Syariah UIN Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37035/mua.v15i2.9441

Zakat is an obligation to all muslims who are capable or have reached an nisab in it’s possession. Zakat was essentially a vertical and horizontal relationship. In a horizontal relationship, zakat’s purpose is not just conserving the poor, but has a more permanent purpose of raising poverty, the purpose in this article to discuss the question of the zakat study, referring to the prophet’s hadiths, As for the approach in this article using a qualitative approach through library study (library research) which is the method for data collection by understanding and studying theories from various literature ranging from books and journals relating to the subject. The result of this article was that zakat was obligatory to religious believers who had a set minimum of property (nishab) and had a one-year period. In addition to consecrate property, zakat was viewed as an obligation to the owner of the treasure to impose the rights of others on the property obtained.

Diskon Angka Kembar: Trik atau Ilusi Bisnis? Kajian Sosiologi Ekonomi Islam terhadap Perlindungan Konsumen Adawiah, Amalia Muazzah; Abdal, Abdal; Arifin, Tajul
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 3 No. 2 (2024): Jurnal Hukum Ekonomi Syariah : AICONOMIA
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v3i2.4482

The phenomenon of twin-digit discounts in digital transactions is increasingly popular and raises various questions regarding consumer protection from the perspective of Islamic economic sociology. These discounts are often used as a marketing strategy, but concerns also arise regarding their long-term impact on consumer welfare, particularly in terms of transaction fairness and transparency. This study aims to examine how consumer protection is applied in digital transactions involving twin-digit discounts and how the principles of Islamic economic sociology can offer solutions to these challenges. Using a descriptive qualitative method, data was collected through literature review and analysis of phenomena in society. The findings emphasize the importance of stronger regulation and consumer awareness in identifying potential risks that may arise from these discount practices.

Musyarakah dalam Kerangka ESG dan Maqashid al-Shariah: Strategi Keuangan Syariah untuk Mendukung Tujuan Pembangunan Berkelanjutan (SDGs) Adawiah, Amalia Muazzah; Muhammad Azkia Fahmi; Irfan Anshori
SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Vol 7 No 2 (2025): SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah
Publisher : STEI Kanjeng Sepuh Gresik Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59636/saujana.v7i2.220

The sharia financial industry is in the main spotlight in economic development based on Islamic principles. One of the financial instruments that is widely used in this industry is musyarakah, which is a form of mixing contract. The concept of syirkah or partnership in Islam has a strong legal basis and is regulated in detail in sharia law. Therefore, the aim of this article is to conduct an in-depth analysis of mixed contracts in musyarakah, including the concept of syirkah, its types, and its implementation in the sharia financial industry. First of all, to understand the mixed contract in musyarakah, we need to explore the concept of syirkah itself. The research methodology used in this research is a qualitative method with a literature study or study research approach. In conclusion, the analysis of mixed contracts in musyarakah is one form of cooperation contract that is important in the sharia financial industry. Through an in-depth understanding of the concept of syirkah and its various types, it can be concluded that musyarakah has unique characteristics that differentiate it from other cooperation contracts. One of the advantages of musyarakah is the principle of fair distribution of risks and profits between the parties involved. This illustrates the essence of the principles of justice and togetherness in Islam, which are the main foundations in sharia financial practices.

The role of local government policy in enhancing zakat revenue: A case study of BAZNAS in Serang Regency Husain, Muhammad Kamil; Maulana, Delly; Syihabudin, Syihabudin; Adawiah, Amalia Muazzah; Wasehudin, Wasehudin
International Journal of Nusantara Islam Vol 13 No 2 (2025): International Journal of Nusantara Islam
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijni.v13i2.46372

This study examines how local government policy contributes to the effectiveness of zakat revenue collection, focusing on the case of BAZNAS in Serang Regency, Indonesia. Zakat, an Islamic fiscal obligation, serves not only as an act of worship but also as a mechanism for socio-economic redistribution. Despite its potential, zakat collection in many regions remains suboptimal due to fragmented policies and weak institutional synergy. This research addresses a critical gap in global Islamic finance literature by investigating zakat governance at the subnational level, especially in a decentralized administrative context. Using a qualitative method that includes document analysis and semi-structured interviews with key stakeholders, the study explores how formal regulations, government facilitation, and inter-agency coordination shape institutional performance. The findings reveal that local policies—such as mandatory zakat deductions for civil servants, operational support, and integration of zakat into regional development planning—significantly enhance zakat income and institutional legitimacy. However, challenges such as limited bureaucratic capacity, inconsistent implementation, and fragmented institutional roles hinder optimal performance. The study concludes that effective zakat governance requires not only normative alignment with Islamic values but also robust policy design, administrative professionalism, and participatory mechanisms. By bridging institutional theory and Islamic public finance, this study offers a contextualized model of state–faith institutional synergy that may be applied to other Muslim-majority countries or regions with similar governance dynamics.

Parallel Salam Contract Innovation for Agricultural Products at Bank Syariah Indonesia (BSI) Serang Branch, Banten Adawiah, Amalia Muazzah; Susilawati, Cucu; Janwari, Yadi
el-Jizya : Jurnal Ekonomi Islam Vol. 13 No. 1 (2025): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v13i1.13007

This study explores the innovation of parallel salam contracts as a solution for Sharia financing in the agricultural sector. Parallel salam contracts allow for advance payments for goods to be delivered in the future, thus providing farmers with initial capital. The approach used is qualitative with descriptive-analytical methods involving literature studies, interviews, and observations of financing practices in Islamic financial institutions (IFIs). The study results indicate that this contract innovation can increase financing flexibility, operational efficiency of IFIs, and compliance with Sharia principles. However, there are challenges in the form of operational risks, uncertainty in the quality and time of delivery of goods, and the need for supporting regulations. With good risk management, adoption of digital technology, and collaboration with the agricultural sector, parallel salam contracts can accelerate Sharia financial inclusion in Indonesia. In conclusion, parallel salam contracts have great potential as an innovative financing alternative in the agricultural sector. Regulatory support, socialization, and technological infrastructure are needed for the successful widespread implementation of this contract. This study significantly contributes to developing Sharia financial products based on market needs and Sharia principle

The role of local government policy in enhancing zakat revenue: A case study of BAZNAS in Serang Regency Husain, Muhammad Kamil; Maulana, Delly; Syihabudin, Syihabudin; Adawiah, Amalia Muazzah; Wasehudin, Wasehudin
International Journal of Nusantara Islam Vol 13 No 2 (2025): International Journal of Nusantara Islam
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijni.v13i2.46372

This study examines how local government policy contributes to the effectiveness of zakat revenue collection, focusing on the case of BAZNAS in Serang Regency, Indonesia. Zakat, an Islamic fiscal obligation, serves not only as an act of worship but also as a mechanism for socio-economic redistribution. Despite its potential, zakat collection in many regions remains suboptimal due to fragmented policies and weak institutional synergy. This research addresses a critical gap in global Islamic finance literature by investigating zakat governance at the subnational level, especially in a decentralized administrative context. Using a qualitative method that includes document analysis and semi-structured interviews with key stakeholders, the study explores how formal regulations, government facilitation, and inter-agency coordination shape institutional performance. The findings reveal that local policies—such as mandatory zakat deductions for civil servants, operational support, and integration of zakat into regional development planning—significantly enhance zakat income and institutional legitimacy. However, challenges such as limited bureaucratic capacity, inconsistent implementation, and fragmented institutional roles hinder optimal performance. The study concludes that effective zakat governance requires not only normative alignment with Islamic values but also robust policy design, administrative professionalism, and participatory mechanisms. By bridging institutional theory and Islamic public finance, this study offers a contextualized model of state–faith institutional synergy that may be applied to other Muslim-majority countries or regions with similar governance dynamics.

A Bibliometric Study of Sharia Compliance in Islamic Banking Syihabudin, Syihabudin; Wanto, Deri; Zakaria Syafe’i; Adawiah, Amalia Muazzah; Hadji Latif, Sahraman D.
al-'adalah Vol 22 No 1 (2025): Al-'Adalah
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/adalah.v221.26525

This study examines the scholarly discourse on Islamic law and its application in Islamic banking using bibliometric analysis and a Systematic Literature Review (SLR). The aim is to obtain an overview of the productivity of academics in the field of Islamic economics and its influence on the development of Islamic banking. This type of research is library research whose primary materials are literature and certain journals, especially the Journal of Islamic Accounting and Business Research. This study reveals a continuous increase in academic interest since 1989, in line with a significant increase in publications since 2007, and peaked in 2020, before finally tending to decline. This study found fluctuating author productivity, with considerable consistency from academics such as Alam MK and Hassan MK. Several key terms, such as maqāshid al-sharīa, murābahah, and ijārah, used in their writings reflect their relevance to Islamic banking practices. Several contemporary studies even offer critical perspectives on the implementation of Islamic law in the banking world and emphasize innovation in Sharia-compliant financial products. This study confirms that Islamic law plays a crucial role in defining the identity and ensuring the legitimacy of Islamic banking institutions.

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