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All Journal Journal of Islamic economy and Community Engagement Journal of Business Management and Islamic Banking Jurnal Magister Ekonomi Syariah
Khoiruddin, Akhmad Yusuf
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Religion Economics, Econometrics & Finance Education Social Sciences

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Determinants of Environmental Quality in Yogyakarta: Panel-Data Approach Salwa Nabella Aksi Humanita; Ibnu Muhdir; Khoiruddin, Akhmad Yusuf
Jurnal Magister Ekonomi Syariah Vol. 3 No. 1 Juni (2024): J-MES: Jurnal Magister Ekonomi Syariah
Publisher : Program Studi Magister Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jmes.2024.031-02

Abstract

Environmental degradation is an important issue that currently challenges the continuity of sustainable economic development in a big city like Yogyakarta. This study analyzes what factors affect environmental quality. By using annual panel data from 2017-2023 in Yogyakarta City and proposing Panel Data Regression Analysis as the analysis method. The results show that GDP and Education have a positive effect on Environmental Quality, Population has no significant effect on Environmental Quality, and Tourists have a negative effect on Environmental Quality. An increase in per capita income and getting a proper education will improve the quality of the environment. However, the increase in population has no effect because public awareness still needs to be improved in environmental conservation efforts. Tourists increase consumption, so environmental pollution is getting higher. The implications of this research are useful for the government to develop policies that focus on raising awareness and stricter environmental regulations in Yogyakarta.
Factors Influencing Choice of Islamic Digital Banking: Opportunity or Challenge for the Islamic Finance Industry? Riza, Alex Fahrur; Khoiruddin, Akhmad Yusuf; Ibrahim, Muhammad Hanif
Journal of Islamic Economy and Community Engagement Vol. 3 No. 1 (2022)
Publisher : FEBI UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jiecem.2022.3.1.1865

Abstract

Purpose - This study aims to test the TAM model to determine people's perceptions of digital banking. Although empirical research has been conducted on the introduction of digital banking, this is still minimal in the Islamic banking context, as the use of digital banking in Islamic banks is still new.Design/methodology –This study is descriptive and quantitative using survey methods to measure an individual's perception of digital banking in Islamic banks. The survey contains closed and open-ended questions to measure the perception of mobile banking users based on the Technology Acceptance Model (TAM). This survey uses a voluntary survey of respondents scattered across different cities in Indonesia. Data analysis uses SEMPLS 7.0 and SPSS23.Findings -Originality - In addition to testing the TAM digital banking model of the original Islamic bank, this study also examines the potential for new variables that emerge from customer perceptions and uses the data to create new unique to Shariah's recruitment-based banks. We propose variables / models according to the technology. We will also consider obstacles to the introduction of digital banking by Islamic banks.
Pengaruh Lokasi, Personal Selling, dan Sales Promotion terhadap Minat Masyarakat Menjadi Nasabah di BPRS Bangun Drajat Warga Arfiani; Khoiruddin, Akhmad Yusuf
Journal of Business Management and Islamic Banking Vol. 1 No. 1 (2022)
Publisher : UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jbmib.2022.011-01

Abstract

Research Aims: Sharia People's Financing Bank (BPRS) is a financial institution that conducts its activities based on sharia principles. Currently, BPRS is growing in Indonesia, with the development of BPRS, many new BPRS will appear and of course will lead to competition between BPRS and others. Location as a company's operational place has a strategic function because it can determine the achievement of a company, while personal selling is an important partner in world marketing communications. The sales promotion as a form to present the product. Design/methodology/approach: In this study using quantitative methods that aim to determine the effect of location, personal selling, and sales promotion on public interest in becoming customers at BPRS Bangun Drajat Warga. For the purpose of this study, 110 samples were used from the community around the BPRS Bangun Drajat Warga head office, domiciled in a radius of 2 km from the BPRS Bangun Drajat Warga head office, using a purposive sampling technique.Put your text here (Cambria 10pt). Research Findings: Based on the results of the research that the location t test has no effect and is not significant because the t count < t table is -0.532 < 1.982. In personal selling based on the t test that personal selling has a positive and significant effect because the t count > t table is 2,000 > 1,982 and sales promotion based on the t test has a positive and significant effect because the t count > t table is 3,361 > 1,982
The Effect of Islamic Financial Inclusion, Urbanization, Inflation, and GDP on Poverty in Indonesia Nasution, Qisti Marhamah; Khoiruddin, Akhmad Yusuf; Slamet Haryono
Jurnal Magister Ekonomi Syariah Vol. 2 No. 2 Desember (2023): J-MES: Jurnal Magister EKonomi Syariah
Publisher : Program Studi Magister Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jmes.2023.022-06

Abstract

This research aims to assess the influence of Islamic financial inclusion, urbanization, inflation, and GDP on the alleviation of poverty in Indonesia. The methodology employed is quantitative, utilizing secondary data in a panel data format spanning the period from 2018 to 2022. A total of 165 samples were gathered, and the data underwent processing through Eviews 10. The findings indicate that individually, the Sharia Financial Inclusion Index (IIKS), inflation, and GDP do not exhibit a significant impact on poverty reduction in Indonesia. Conversely, urbanization has a noteworthy and negative effect on poverty reduction in Indonesia. When considered collectively, the IIKS, urbanization, inflation, and GDP variables jointly exert a substantial influence on poverty reduction in Indonesia, reflected in an Adjusted R-squared value of 98%, while the remaining 2% is attributed to other unexplored factors in this study. For future research endeavors, it is advisable to introduce additional variables for a more comprehensive and profound exploration of this subject.
Co-Authors Arfiani Ibnu Muhdir Ibrahim, Muhammad Hanif Nasution, Qisti Marhamah Riza, Alex Fahrur Salwa Nabella Aksi Humanita Slamet Haryono