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Shariah Bank Fundamental, Maqashid and Financial Sustainability: Unraveling the Dynamics Wiyawan, Dego; Hendrawati, Hendrawati; Burda, Agustian; Merliyana, Merliyana; Saefurahman, Asep
Research of Islamic Economics Vol. 1 No. 2 (2024): JANUARY 2024
Publisher : SAN Scientific

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58777/rie.v1i2.174

Abstract

The purpose of this study is to ascertain how the Financial Sustainability Ratio in Indonesian Sharia Commercial Banks is impacted by Return on Assets, Firm Size, Capital Adequacy Ratio, and Maqashid Syariah. This study employs a quantitative method along with a causal research technique. This study makes use of financial report data from 15 Sharia Commercial Banks as its population. Fifteen Indonesian Sharia Commercial Banks were the sample used for the 2017–2022 research period. The Panel Data Regression Analysis approach is used in this study. This research uses a population of 15 Sharia Commercial Banks using financial report data. The sample used was 15 Sharia Commercial Banks in Indonesia, which served as research subjects from 2017 to 2022. The Panel Data Regression Analysis approach is used in this study. Based on the findings and discussion, it is evident that the Financial Sustainability Ratio of Indonesia's Sharia Commercial Banks is significantly influenced by Return on Assets, not significantly influenced by Maqashid Syariah, significantly impacted by Firm Size, and significantly impacted by Capital Adequacy Ratio (CAR). Managerial implications include efforts to strengthen financial practices based on Sharia payment principles, considering asset returns, Sharia mashed, company size, and capital adequacy ratios.
Training on Making Various Creations of Goods Using Used Paper Merliyana, Merliyana; Saefurahman, Asep; Chandra, Rama; Burdah, Agustian; Hendrawati, Hendrawati
IMPOWERMENT SOCIETY Vol 6 No 1 (2023): February
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/eps.v6i1.958

Abstract

Training on making various creations of goods by utilizing waste paper is intended to foster interest in entrepreneurship. Entrepreneurial interest is preceded by knowledge and information which is then followed by participation in activities to gain experience, and finally, the desire to carry out these activities arises. The training was held in one day and was divided into an introduction to the concept of entrepreneurship and the practice of making various creations made from waste paper. The resulting products are not only of economic value but can also be used as everyday household appliances. This training is beneficial for the participants, because, in addition to increasing knowledge about entrepreneurship, it also adds skills, especially in making various creations of paper products. Utilizing social media and participating in MSME exhibitions which are relatively frequently carried out by the Central and Regional Governments, can be an alternative solution for product introduction and marketing.
Memulai Usaha dari Rumah Merliyana; Saefurahman, Asep; Hendrawati; Chandra, Rama; Burda, Agustian; Mais, Rimi Gusliana
PROGRESIF: Jurnal Pengabdian Komunitas Pendidikan Vol. 5 No. 2 (2025)
Publisher : Sekolah Tinggi Ilmu Ekonomi Indonesia Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36406/progresif.v5i2.228

Abstract

This community service activity aims to enhance the entrepreneurial knowledge and skills of housewives in RT 03 RW 010, Puri Bukit Depok housing area, in starting home-based businesses. Using an educational and participatory approach, the program focuses on empowering household-based economic activities by leveraging local potential and simple technology. The program was carried out through presentations, group discussions, and hands-on practices related to basic entrepreneurship, identifying business opportunities, and product marketing strategies using social media. The results show high enthusiasm among participants, improved understanding of entrepreneurship, and initial planning of home businesses aligned with their individual skills and conditions. This activity is expected to serve as a sustainable starting point in developing micro-entrepreneurs among housewives.