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All Journal Jurnal Aghniya Jurnal Ilmiah Raflesia Akuntansi Al Dzahab
Suryani, Mardian
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Analisis Prilaku Konsumsii Terhadap Kehadiran Digital Payment Suryani, Mardian
AGHNIYA: Jurnal Perbankan Syari'ah Vol 4 No 1 (2021): Islamic Economics and Banking Education
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Digital payment is a payment method that has grown rapidly. This digital payment has protection in storing money and transaction costs, so many people are interested in using digital payment applications. The focus of the research examined in this thesis: 1. How are digital payments used as a means of payment by STIESNU Bengkulu Economics students? 2. What is the consumption behavior with the presence of digital payments as a means of payment by STIESNU Bengkulu Sharia Economics students? The objectives of this research: 1. Explain digital payments as a means of payment by STIESNU Bengkulu Sharia Economics students. 2. Describe the shift in consumption patterns with the presence of digital payments as a means of payment by STIESNU Bengkulu Economics students. The method used in this research is field research using a descriptive qualitative approach. This research was conducted using 3 techniques, namely observation, interviews and documentation. The research results in this study are as follows: first, the use of digital payments for Economics students at STIESNU Bengkulu was well received. Because digital payments provide easy transactions for users, the consumption behavior of STIESNU Bengkulu Sharia Economics students towards the presence of digital payments has increased in usage.
Kompensasi Dalam Ekonomi Islam Oktasari, Orin; Capriyanti, Orisa; Yolanda, Agnes; Suryani, Mardian; Khairunnisa, Arista
Jurnal Ilmiah Raflesia Akuntansi Vol 10 No 1 (2024): Jurnal Ilmiah Raflesia Akuntansi
Publisher : Politeknik Raflesia Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53494/jira.v10i1.462

Abstract

Compensation in Islamic Economics, Compensation is the basic, or minimum, wage/salary and any additional payments paid directly or indirectly, whether in cash or in kind, by employers to workers in connection with the employment relationship. Compensation has an important role in the welfare of employees in a company/organization. Providing compensation to employees needs special attention from the organization/company in order to motivate employees and persist in working in the organization or company, because this is the area where there are many gaps in the implementation of compensation. For example, the minimum wage has not been realized, there is no social and health security. Islam explains that compensation must be given to employees as a reward that has been promised by employers, employers will get the results of work that has been completed while workers will get wages or compensation for the energy they have expended, then there is no gender difference in receiving wages/ reward from Allah. This concept of justice in wages dominates every practice that has ever occurred in Islamic countries. The basic principle used by the Prophet and Khulafaur Rasyidin was middle, moderate in determining employee wages, not too much or too little (proportional). The main purpose of providing wages is so that employees meet all their basic life needs. So, they are not encouraged to take actions that are not justified just to provide for themselves and their families (not corruption), therefore workers are required to get wages or compensation for the energy they have expended fairly and appropriately. Keywords: compensation, Islamic economics
Jejak Efisiensi Transmisi Kebijakan Moneter Berganda Di Indonesia Khairunnisa, Arista; Suryani, Mardian; Capriyanti, Orisa; Azis, Ismi; Oktasari, Orin
Jurnal Ilmiah Raflesia Akuntansi Vol 10 No 2 (2024): Jurnal Ilmiah Raflesia Akuntansi
Publisher : Politeknik Raflesia Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53494/jira.v10i2.473

Abstract

Abstrak—. This research explains the need for dual monetary policy transmission to support Islamic finance and improve the economy which seeks the development of dual monetary policy transmission in Indonesia from 2003 to 2023 using a type of literature research. The results of research conducted from 2003 to 2023 found that monetary policy transmission using the sharia system was more effective compared to the conventional system. However, there is a sharia transmission route that has a negative value in economic growth, namely the profit sharing route. So it is necessary for the central bank to make a policy to handle the SBIS fee itself without adopting SBI as a cyan in calculating profit sharing Keywords: Moneter Policy, dual system banking,
Analisis Pemikiran Abdullah Saeed Tentang Riba dan Bungan Bank Dalam Perspektif Ekonomi Islam Suryani, Mardian; Capriyanti, Orisa; Khairunnisa, Arista
Jurnal Ilmiah Raflesia Akuntansi Vol. 10 No. 2 (2024): Jurnal Ilmiah Raflesia Akuntansi
Publisher : Politeknik Raflesia Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53494/jira.v10i2.568

Abstract

The aim of this research is to find out Abdullah Saeed's thoughts about usury and bank interest and to find out the Islamic economics review of Abdullah Saeed's thoughts about usury and bank interest. The research carried out was library research (library research) with a qualitative descriptive approach. Data used in this research: Primary data is data obtained through a series of activities and main data sources in research and secondary data is data obtained through collecting or managing data in the form of documentation studies (document analysis) in the form of reviewing personal documents, references. references or regulations (literature reports, writings, etc.) that are relevant to the research object. From the research results it was found that: According to Abdullah Saeed usury is the taking of additional funds from basic assets or capital in vanity. Bank interest does not include usury, because it does not involve exploitation of the poor (not unjust). Islamic economics review of Abdullah Saeed's thoughts regarding usury and bank interest. There are differences in views between Abdullah Saeed and Islamic economics regarding bank interest. Where Abdullah Saeed gives the view that bank interest in conventional banks is permissible because it does not contain elements of injustice, whereas in the Islamic economic system the term interest is not recognized because According to Islam, interest is usury which is forbidden, therefore Islamic economics replaces the interest system with profit sharing. Keywords: Usury, Bank Interest, and Islamic Economics.
Transparansi dan Akuntabilitas Laporan Kegiatan Organisasi Mahasiswa: Studi Kualitatif: Transparency and Accountability of Student Organization Activity Reports: A Qualitative Study Azis, Ismi; Selviani, Ayudho; Suryani, Mardian
Al Dzahab Vol. 6 No. 2 (2025): Al Dzahab: Journal of Economics, Management, Business and Accounting
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/dhb.v6i2.5813

Abstract

Purpose: This study aims to examine the transparency and accountability of activity reports (LPJ) prepared by student organizations (ORMAWA) at the Nahdlatul Ulama College of Islamic Economics (STIESNU) Bengkulu. Design/Methodology/Approach: This research employs a qualitative approach, with data collected through direct observation, in-depth interviews, and document analysis. Findings: Most student organizations prepare accountability reports as a formal form of responsibility; however, weaknesses were found in the transparency of financial information and accountability for the use of activity funds. Research Implications: To ensure that all student organization activities are conducted more fairly and transparently, the campus should provide regular training and intensive guidance for student organizations at STIESNU Bengkulu.
Co-Authors Ayudho Selviani azis, ismi Capriyanti, Orisa khairunnisa, arista Oktasari, Orin Yolanda, Agnes