Article Per Year (5 Year)
p-Index From 2020 - 2025
3.341
P-Index
This Author published in this journals
All Journal SEGMEN Jurnal Manajemen dan Bisnis Optimum : Jurnal Ekonomi dan Pembangunan MUQTASID MIX : Jurnal Ilmiah Manajemen At-Taqaddum Jurnal Ilmiah Ekonomi Islam Economica: Jurnal Ekonomi Islam Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Jurnal Wacana Ekonomi Journal of Islamic Accounting and Finance Research Journal of Digital Marketing and Halal Industry JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE) AL-ARBAH: Journal of Islamic Finance and Banking Jurnal Ilmiah Fokus Ekonomi, Manajemen, Bisnis & Akuntansi (EMBA) Jurnal Pengabdian Masyarakat Bangsa
Arif Afendi
Faculty Of Islamic Economics And Business, Universitas Islam Negeri Walisongo Semarang, Indonesia
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

Published : 26 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 26 Documents
Search

 1   2   3 
PENGARUH VARIABEL MAKROEKONOMI TERHADAP JUMLAH PENERIMAAN ZAKAT DI BADAN AMIL ZAKAT NASIONAL (BAZNAS) PUSAT TAHUN 2012 – 2016 Afendi, Arif
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 1 (2018): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v9i1.54-69

Abstract

AbstractThe purpose of this research is to examine the impact of macroeconomic factor includes inflation, rupiah exchange rate and gold price to the total amount of collected zakat in amil zakat nasional agency (Baznas). This research is a quantitative by using secondary data. The data used from Baznas, Bank of Indonesia and Bloomberg from 2012 until 2016. The data were analyzed by using multiple linear regressions. The result of the research shows that the inflation has negative and significant influence. It means, inflation increase caused the price of goods be rise and people reduced to pay zakat so total collected zakat will be less. Rupiah exchange rate has positive and significant influence, it?s mean, dollar increased to rupiah made people who had income in dollars will be rich and they will pay zakat so total collected zakat will be rise. While the gold price has negative influence, it?s mean, the rise in gold priced is usually influenced by increasing of inflation so the price of goods will be rise, to people who has fixed income will use their money to something useful so total collected zakat will be less.AbstrakTujuan dari penelitian ini adalah untuk menguji dampak faktor makroekonomi termasuk inflasi, nilai tukar rupiah dan harga emas terhadap total jumlah zakat yang dikumpulkan di lembaga amil zakat nasional (Baznas). Penelitian ini bersifat kuantitatif dengan menggunakan data sekunder. Data yang digunakan dari Baznas, Bank Indonesia dan Bloomberg dari tahun 2012 hingga 2016. Data dianalisis dengan menggunakan regresi linier berganda. Hasil penelitian menunjukkan bahwa inflasi memiliki pengaruh negatif dan signifikan. Artinya, kenaikan inflasi menyebabkan harga barang naik dan orang dikurangi untuk membayar zakat sehingga total zakat yang dikumpulkan akan berkurang. Nilai tukar rupiah memiliki pengaruh positif dan signifikan, artinya, dolar meningkat menjadi rupiah membuat orang yang memiliki pendapatan dalam dolar akan menjadi kaya dan mereka akan membayar zakat sehingga jumlah zakat yang dikumpulkan akan meningkat. Sementara harga emas memiliki pengaruh negatif, itu berarti, kenaikan harga emas biasanya dipengaruhi oleh peningkatan inflasi sehingga harga barang akan naik, untuk orang yang memiliki pendapatan tetap akan menggunakan uang mereka untuk sesuatu yang bermanfaat sehingga total zakat yang dikumpulkan akan berkurang
IMPLEMENTASI ZAKAT PENGHASILAN SEBAGAI PENGURANG PENGHASILAN KENA PAJAK PERORANGAN (STUDI KASUS MUZAKKI DI BAZNAS KABUPATEN SEMARANG) Fuadah, Sofia; Afendi, Arif
At-Taqaddum Volume 11, Nomor 2, Tahun 2019
Publisher : Quality Assurance Institute (LPM) State Islamic University Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1118.045 KB) | DOI: 10.21580/at.v11i2.4445

Abstract

Tax is a obligatory payment to the country by a person or company and one of the highest source of income for a country. Amid the increasing role of taxes in this country revenue, raising awareness of Muslims on the role of zakat. This requires the proper management of Zakat and Tax. The government strives to minimize the double obligation by making regulations that can be a solution, namely Law Number 36 of 2008 concerning Income Tax and Law No. 23 of 2011 concerning Management of Zakat. The purpose of this study was to find out the Implementation of Income Zakat as a Deduction of Personal Taxable Income on muzaki in BAZNAS Semarang Regency and the Impact of Implementation of Income Zakat as a Deduction of Taxable Income for State Revenues and Community Welfare.  The method used in this study is a field research method conducted with a qualitative approach. The technique of collecting data is done by observation, interviews, and documentation. The descriptive analytical analysis is used as the method. The results showed that muzaki in BAZNAS Semarang District had implemented the policy even though it was still in a relatively low percentage, this was due to a lack of socialization from BAZNAS and KPP Pratama and a lack of community trust towards zakat management institutions. The policy has an impact on increasing the amount of zakat even though state revenues are reduced. The amount of zakat paid by muzaki can be used to assist the Government in alleviating poverty, because besides being distributed to 8 ashnaf, the funds can be used for empowerment programs that include Semarang Care, Semarang Healthy, Semarang Clever and Semarang Prosper.==================================================Pajak adalah kontribusi wajib kepada negara oleh pribadi atau badan yang bersifat memaksa dan merupakan sumber penerimaan tertinggi bagi suatu negara. Ditengah menguatnya peranan pajak dalam penerimaan negara ini, secara bersamaan muncul kesadaran umat Islam akan peranan zakat. Dengan adanya hal ini menuntut pengelolaan yang tepat antara Zakat dan Pajak. Pemerintah berupaya untuk meminimalkan kewajiban ganda tersebut dengan membuat peraturan yang dapat menjadi solusi yaitu Undang-Undang Nomor 36 Tahun 2008 Tentang Pajak Penghasilan dan Undang - Undang No. 23 Tahun 2011 tentang Pengelolaan Zakat.Tujuan penelitian ini adalah untuk mengetahui Implementasi dari Zakat Penghasilan sebagai Pengurang Penghasilan Kena Pajak Orang Pribadi pada Muzaki di BAZNAS Kabupaten Semarang dan Dampak Implementasi Zakat Penghasilan sebagai Pengurang Penghasilan Kena Pajak Bagi Penerimaan Negara dan Kesejahteraan Masyarakat.Metode yang digunakan dalam penelitian ini adalah metode penelitian lapangan yang dilakukan dengan pendekatan kualitatif. Teknik pengumpulan data dilakukan dengan observasi, wawancara, dan dokumentasi. Metode analisis yang digunakan adalah metode analisis deskriptif-analitis.Hasil penelitian menunjukkan bahwa Muzakki di BAZNAS Kabupaten Semarang sudah menerapkan kebijakan tersebut meskipun masih dalam prosentase yang relatif rendah hal ini terjadi karena kurangnya sosialisasi dari pihak BAZNAS dan KPP Pratama dan kurangnya rasa percaya masyarakat terhadap lembaga pengelola zakat. Kebijakan tersebut berdampak pada meningkatnya jumlah zakat meskipun penerimaan negara berkurang. Jumlah zakat yang dibayarkan muzakki dapat digunakan untuk membantu Pemerintah dalam mengentaskan kemiskinan, karena selain disalurkan kepada 8 ashnaf, dana tersebut dapat digunakan untuk program pemberdayaan yang meliputi Semarang Peduli, Semarang Sehat, Semarang Cerdas dan Semarang Makmur.
Factors To Influence Employee Performance In Bank Tabungan Negara Sharia Semarang Ilahi, Avita Puji; Afendi, Arif
AL-ARBAH: Journal of Islamic Finance and Banking Vol 1, No 1 (2019)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-arbah.v1i1.4108

Abstract

AbstractPurpose - This research aimed to know the analysis of the influence of work experience, education, and work motivation on the employees’ performance of BTN Syariah KCS Semarang..Method - This research used primary data namely questionnaire which used Likert scale as the calculation scale, and also documentation given by the employees’ of BTN Syariah KCS Semarang. The samples of this research were 73 employees’. To analyse the data, the writer used multiple linier regression method and SPSS 16 version.Result - The result of the research showed that work experience had positive and significant effect toward employees’ performance, education had positive and significant effect toward employees’ performance, and work motivation had positive but nit significant effect toward employees’ performance. It showed that work experience, education, and work motivation had positive and significant effect toward employees’ performance.Implication - This study uses the data from only one Islamic bank.Originality - The paper looks into the determinant factors ofemployees’ performance at BTN Syariah Semarang. Previous studies have only focused on employees’ performance in conventional banks. On the other hand, this paper contributes to the empirical literature, giving a clearer picture of the determinants of employees’ performance of Islamic banks.
The effect of transfer funds to regions and village funds on human development index in districts of west java province in 2015-2018 Yusuf, Muhammad Afrizal; Afendi, Arif
Journal of Islamic Accounting and Finance Research Vol 2, No 2 (2020)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiafr.2020.2.2.6360

Abstract

Purpose - This research aims to analyze the influence of the Revenue Sharing Fund, General Allocation Fund, Special Allocation Fund, and Village Fund on the level of Human Development Index in 18 Districts in West Java Province in 2015-2018.Method - The data used in this study were secondary. The Revenue Sharing Fund, General Allocation Fund, Special Allocation Fund, and Village Fund are obtained from the Central Government Financial Report from the Ministry of Finance. Meanwhile, the human development index data were obtained from the Central Bureau of Statistics (BPS). The data were analyzed using multiple linear regressions.  Result - The results showed that the revenue sharing fund had a positive and significant effect on the Human Development Index, the general allocation fund had a negative and significant effect on the human development index, the special allocation fund had a positive but insignificant effect on the human development index, while the village fund had a negative and insignificant effect on the human development index.Implication - This study provides information that in the implementation of effective transfers of funds in the process of receiving or transferring funds from provinces to regions, certainty and clarity regarding expenditure burdens or authority is needed which is a prerequisite for the successful implementation of fiscal decentralization policies through fund transfers so that an increase in the human development index can be achieved.Originality - By using secondary data from a sample of districts and cities in West Java, this study illustrates how the influence of Transfer Funds to Regions and Village Funds in increasing the Human Development Index.
The Effect of Halal Certification, Halal Awareness and Product Knowledge on Purchase Decisions for Halal Fashion Products Afendi, Arif
Journal of Digital Marketing and Halal Industry Vol 2, No 2 (2020)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jdmhi.2020.2.2.6160

Abstract

In this modern era, many companies produce fashion products labeled halal to increase sales value and increase public awareness about the importance of buying products tagged halal according to religious law. This study aims to examine the effect of halal certification, halal awareness and product knowledge on purchasing decisions for halal fashion products and provide a perspective on the importance of using halal products in society. This article type of research is quantitative; this journal's research data were obtained from 100 respondents who used halal fashion products in Semarang. The research data were analyzed using multiple linear regression. This article's research shows that halal certification has a positive but insignificant effect on fashion products' purchasing decisions labeled halal. Halal awareness has a positive and significant impact on product purchasing decisions. Product knowledge also has a positive and significant effect on purchasing decisions.
Spiritual Well-Being and Religious Commitment in Explaining Customer Satisfaction and Loyalty in Sharia Banking Afendi, Arif; Ghofur, Abdul
Economica: Jurnal Ekonomi Islam Vol 12, No 1 (2021)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2021.12.1.6429

Abstract

Abstract: This research aims to analyze the impact of spiritual well-being and religious commitment on customer satisfaction. And spiritual well-being, religious commitment, and customer satisfaction to customer loyalty. This research was quantitative with multiple linear regression. The data in this research was primary data with 165 banking customers. The sampling technique was non-probability sampling. The result of the research shows that There was a positive and significant effect of spiritual well-being and religious commitment to customer satisfaction. In addition, customer satisfaction has a positive and significant effect on customer loyalty. Another result shows spiritual well-being and religious commitment have a positive and significant effect on customer loyalty. This study provides information to sharia bank management to pay attention to religious and non-religious factors. For example, social, economic, educational, environmental, cultural factors, the magnitude of profit-sharing, completeness of facilities and infrastructure, and the sophistication of facilities such as ATMs, internet banking, and m-banking are considered in consideration finding customers. These factors contribute very dominantly to determine the level of satisfaction and loyalty of customers.Abstrak: Tujuan dari penelitian ini adalah untuk menguji pengaruh spiritual well-being dan komitmen agama terhadap kepuasan nasabah. Serta pengaruh spiritual well-being, komitmen agama dan kepuasan nasabah terhadap loyalitas nasabah. Jenis penelitian ini adalah kuantitatif dengan regresi linear berganda. Data dalam penelitian ini berupa data primer dengan 165 responden  nasabah perbankan. Teknik pengambilan sampel dilakukan dengan menggunakan metode non probability sampling. Hasil penelitian ini menunjukkan bahwa adanya pengaruh positif dan signifikan spiritual well-being dan komitmen agama terhadap kepuasan nasabah. Pengaruh kepuasan nasabah terhadap loyalitas nasabah adalah positif dan signifikan. Selain itu pengaruh spiritual well being dan komitmen agama terhadap loyalitas nasabah  adalah positif dan signifikan. Penelitian ini memberikan informasi kepada pihak manajemen bank syariah untuk memperhatikan faktor keagamaan serta non keagamaan, misalnya, faktor sosial,  ekonomi, pendidikan, lingkungan, budaya, besarnya bagi hasil, kelengkapan sarana dan prasarana serta kecanggihan fasilitas seperti ATM, internet banking, m-banking sebagai pertimbangan dalam mencari nasabah, karena faktor ini memberikan kontribusi yang sangat dominan untuk menentukan tingkat kepuasan serta loyalitas nasabah.
STRATEGI EXPERIENTIAL MARKETING DAN KUALITAS PELAYANAN DALAM MENJELASKAN KEPUASAN DAN LOYALITAS NASABAH PADA BANK SYARIAH MANDIRI SEMARANG Arif Afendi
SEGMEN Jurnal Manajemen dan Bisnis Vol 17, No 1 (2021): SEGMEN Jurnal Manajemen dan Bisnis
Publisher : FE Program Studi Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37729/sjmb.v17i1.6667

Abstract

The purpose of this research is to test the effect of experiental marketing and service quality on customer satisfaction and customer loyalty. The type of research used is quantitative research using the Structural Equation Model (SEM) method. The data in this study was primary data with 100 respondents of mandiri syaria bank (BSM) Semarang. The results of this study show that there is a positive and significant effect of experiental marketing and servic quality  on customer satisfaction. The effect of the service quality on customer loyalty is positive and significant. The effect of customer loyalty is positive and significant  while the effect of experiental marketing to customer loyalty is positive but not significant.Keywords: experiental marketing, service quality, customer loyalty, customer satisfaction  
ANALISIS PENGARUH STRUKTUR KEPEMILIKAN MANAJERIAL, KEBIJAKAN DIVIDEN, PROFITABILITAS DAN UKURAN PERUSAHAAN TERHADAP STRUKTUR MODAL PERUSAHAAN (Studi Di Bursa Efek Indonesia) Arif Afendi
SEGMEN Jurnal Manajemen dan Bisnis Vol 14, No 2 (2018): SEGMEN - Jurnal Manajemen dan Bisnis
Publisher : FE Program Studi Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2918.172 KB) | DOI: 10.37729/sjmb.v14i2.5225

Abstract

The purpose of this research is to analyze the influence of managerial ownership,dividend policy, profitability and size of corporate on capital structure. This research is usingpurposive sampling method for taking samples based on the defined criteria. The sample are50 manufacturing company listed in Indonesian Stock Exchange (IDX) during 2012 to 2016resulting 250 observations. The data was analysis by using multiple linear regressionsanalysis. The result of the research shows that managerial ownership has positive andsignificant influence to capital structure, dividend policy has negative but not significantinfluence to capital structure, profitability has positive and significant influence to capitalstructure and size of corporate has positive and significant influence to capital structure.Keywords: managerial ownership, dividend policy, profitability, size and capital structure
STRUKTUR KEPEMILIKAN MANAJERIAL, RISIKO BISNIS, DAN KEBIJAKAN KEUANGAN: ANALISIS PERSAMAAN Arif Afendi
SEGMEN Jurnal Manajemen dan Bisnis Vol 10, No 1 (2014): SEGMEN - Jurnal Manajemen dan Bisnis
Publisher : FE Program Studi Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (205.97 KB) | DOI: 10.37729/sjmb.v10i1.1058

Abstract

This study examines interdependence relationship between managerial ownership structure, risk, debt policy and dividend policy in explaining agency theory. Agency theory argues that managerial ownership structure, debt policy and dividend policy can be used as a mechanism in taking control of any agency conflict. The sample used in the study was a manufacturer publishing and listing its shares at Indonesian Stock Exchange in 2004-2009. This study used Three Stage Least Square method to examine the interdependence relationship between managerial ownership, risk, debt policy and dividend policy. The findings showed that there was an interdependence relationship between managerial ownership, risk, debt policy and dividend policy, but no interdependence relationship between risk with debt policy and dividend policy. Furthermore, it also revealed that there was complementary relationship between managerial ownership with debt policy and dividend policy. On the other hand, there was substitutional relationship between debt policy and dividend  policy in terms of controlling agency conflict. Key words: agency theory, managerial ownership, risk, debt policy, dividend policy
PENGARUH VARIABEL MAKRO EKONOMI TERHADAP INDEKS SAHAM DI JAKARTA ISLAMIC INDEX (JII) (Periode 2012-2016) Arif Afendi
SEGMEN Jurnal Manajemen dan Bisnis Vol 13, No 2 (2017): SEGMEN - Jurnal Manajemen dan Bisnis
Publisher : FE Program Studi Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37729/sjmb.v13i2.3945

Abstract

The purpose of this research is to analyze the influence of macroeconomicfactor includes inflation rates, Rupiah current exchange rate, interest rates of BankIndonesia, and the price of gold to the Syariah stock index which is Jakarta IslamicIndex (JII). The sample collection technique has been done by using purposivesampling. The samples are 60 JII Indexes from 2012 to 2016. The secondary datawhich has been done by using documentation method in the form of statistics data andindex summary of 2012-2016 periods which has been obtained from Bank Indonesia,Bloomberg and Indonesia Stock Exchange (IDX). The data was analysis by usingmultiple linear regressions analysis. The result of the research shows that :1. Theinflation rates has negative but not significant influence to the Jakarta Islamic Index(JII), 2. Rupiah current exchange has positive and significant influence to the JakartaIslamic Index (JII) , 3. The interest rates of Bank Indonesia has negative andsignificant influence to the Jakarta Islamic Index (JII), and 4. The price of gold haspositive and significant influence to the Jakarta Islamic Index (JII).Keywords: inflation rates, Rupiah current exchange rate, interest rates of BankIndonesia, the price of gold, and Jakarta Islamic Index (JII)
Co-Authors Abdul Ghofur Afwana, Salis Nuro Ahmad Furqon Diah, Muhammad Faradhita, Laila Farida Indriani Fauziyah, Naylina Fuadah, Sofia Ilahi, Avita Puji Izza, Nabilla Baitul M. Rasyidin Maltuf Fitri Mashilal, Mashilal Muhammad Afrizal Yusuf Nova Nova rachman, Dicky Rasyidin, Muhammad Shovia Indah Firdiyanti Sifaur Robbyah, Aizzah Sofa, Riza Irlia Sofia Fuadah Sulong, Zunaidah Syukur Fatah Wahab Wahab Yusuf, Muhammad Afrizal Zalfa, Farah Alya Zulfikar Zulfikar