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Analisis Determinan Tingkat Literasi Keuangan Pedagang pada Pasar Tradisional di Kota Denpasar Bonita, Ayu Putu Arantza; Setiawina, Nyoman Djinar
E-Jurnal Ekonomi Pembangunan Universitas Udayana Vol. 7, No. 2, Februari 2018 (pp. 212 - 380)
Publisher : E-Jurnal Ekonomi Pembangunan Universitas Udayana

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Abstract

Financial literacy has become an important aspect for micro-small entrepreneurs to have good corporate performance, enabling micro-small businesses to grow. This study aims to determine the level of financial literacy traders in traditional markets in Denpasar and the influence of simultaneous and partial between the variables of education level, length of business and gender to the level of financial literacy traders in traditional markets in Denpasar. The population of this research is all traders in traditional markets in Denpasar in 2017 (sample saturated), with the number of samples were 99 respondents. The results showed that the majority of traders in traditional markets in Denpasar have the level of financial literacy in the category of being. Based on the results of data analysis found that simultaneously, all the independence variables which are, the variable level of education, length of business, and gender have a significant influence on the level of financial literacy traders in traditional markets in Denpasar. Partially, all the independence variables, except gender have positive and significant influence to the level of financial literacy of traders in traditional market in Denpasar.
Ukuran Pemerintah, Kualitas Institusi, dan Pertumbuhan Ekonomi Regional di Indonesia Bonita, Ayu Putu Arantza; Widyawati, Diah
Jurnal Kebijakan Ekonomi
Publisher : UI Scholars Hub

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Abstract

The implementation of fiscal decentralization has brought significant changes to the management of public finances in Indonesia. Decentralization has been empirically proven to increase the size of government (ratio of government spending to output). Good institutional quality is considered as an important factor to ensure government spending is effective and able to contribute positively to the economy. This study aims to determine whether the influence of government size on economic growth depends on the quality of the institution. The study uses the level of analysis in 491 districts / municipalities in Indonesia during 2011-2017. Using Ordinary Least Square (OLS) estimation method, empirical results show that government size has a negative and significant effect on regional economic growth. By using an indicator of institutional quality, namely the democracy index, the empirical results of this study show the difference in the effect of government size depending on the quality of the institution. The negative effect of government size tends to be greater in regions with low institutional quality.