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All Journal JURNAL BISNIS STRATEGI Advances: Jurnal Ekonomi & Bisnis
Sidin, Julian Paul
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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ONBUSINESS E-COMMERCE IN MALAYSIA: AN INVESTIGATION OF KEY ADOPTION Igau, Oswald Aisat; Mohd Kassim, Abdul Wahid; Hamidi, Masyhuri; Sidin, Julian Paul; Tahajuddin, Sulaiman; Ayub, Mat Salleh
JURNAL BISNIS STRATEGI Vol 17, No 1 (2008): Juli
Publisher : Magister Manajemen, Fakultas Ekonomika dan Bisnis Undip

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1516.124 KB) | DOI: 10.14710/jbs.17.1.49-68

Abstract

Non-business EC is a relatively new research niche In the general e-commerce stream. It denotes the use of e-commerce by non-business institutions such as academic institutions (as in the present study), not- for profit organizations, religious organizations, and government agencies to reduce their expenses or to improve their operations and customer service. A field survey was conducted to determine key factors that facilitate the adoption of non-business EC In Malaysian Universities. Since e-commerce adoption decision is a strategic one, a comprehensive list of potential facilitators and non-facilitators for the strategic use of information technology was derived from past research and used as the basis for collecting data from 65 schools, centres and units from 5 public universities in Kota Kinabalu and Kuala Lumpur. These data were factor-analysed to determine the key underlying dimensions of facilitators. On the basis of the resulting five dimensions namely, relative advantage, network orientation, Information efficiency, innovativeness, and competitiveness, regression analysis was done to determine the impact of the five dimensions on adoption. Non-business EC was parted Into two: (1) partial EC (or a-brochure) where adoption Is solely for promotion and dissemination of product or service information, (2) full EC, which Includes the use of the application for ordering or reserving service, payment, and off-line or on line delivery. The results suggest that relative advantage, network orientation, and Information efficiency are the most lmportant facilitators. Inhibitors were not estimated eventually, as there were no non-users among the respondents. In other words all the respondents are at least adopters of partial EC. Full Implications of the findings are discussed.
Entrepreneurial Personality as a Moderator in the Relationship between Financial Attitudes and Financial Knowledge on Financial Management Behavior Rosiana, Rosiana; Utomo, Mohamad Nur; Loong, Ang Hong; Sondoh, Stephen Laison; Sidin, Julian Paul; Gulabdin, Shaierah
Advances: Jurnal Ekonomi & Bisnis Vol. 3 No. 2 (2025): March - April (In Press)
Publisher : Yayasan Pendidikan Bukhari Dwi Muslim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60079/ajeb.v3i2.491

Abstract

Purpose: This study examines the moderating role of entrepreneurial personality in the relationship between financial attitude, financial knowledge, and financial management behavior among MSME actors in Tarakan City. Research Design and Methodology: Data were collected from 130 MSME respondents using a quantitative approach with purposive sampling. The analysis employed Structural Equation Modeling (SEM) with WarpPLS version 8.0 software to assess direct and moderating effects. This analysis includes outer and inner model evaluations to test the reliability, validity, and significance of the relationships between variables and the moderating effects of entrepreneurial personality. Findings and Discussion: The findings reveal that financial attitudes and knowledge significantly and positively impact financial management behavior. However, entrepreneurial personality does not significantly moderate the relationship between financial attitude and financial management behavior. On the other hand, it substantially moderates the relationship between financial knowledge and financial management behavior in a negative direction. This suggests that individuals with strong entrepreneurial traits tend to rely more on intuition and experience, weakening the influence of financial knowledge on their financial behavior. Implications: The study implies that improving financial behavior among MSMEs should focus on enhancing knowledge and attitude and aligning entrepreneurial traits with sound financial practices through integrated training and mentoring programs.
Co-Authors Ayub, Mat Salleh Gulabdin, Shaierah Igau, Oswald Aisat Loong, Ang Hong Masyhuri Hamidi, Masyhuri Mohd Kassim, Abdul Wahid Rosiana, Rosiana Sondoh, Stephen Laison Tahajuddin, Sulaiman Utomo, Mohamad Nur