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PEMBERDAYAAN PEREMPUAN MELALUI PENDAYAGUNAAN ZAKAT Hilyatin, Dewi Laela
Yinyang: Jurnal Studi Islam Gender dan Anak Vol 9 No 2 (2014)
Publisher : Pusat Studi Gender dan Anak (PSGA) IAIN Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (557.067 KB)

Abstrak: Kemiskinan sangat erat kaitannya dengan gagalnya kebijakan tata kelola kekayaan sumber daya alam. Konsepsi membangun kesejahteraan itu sendiri berdiri di atas dasar pengukuran normatif yang pada temuan titik lemahnya pastilah akan ditemukan fenomena subordinasi, marginalisasi, partriarki dan anggapan bahwa persoalan ekonomi adalah urusan manusia yang mekanismenya diserahkan sepenuhnya kepada manusia (Godless). Perempuan sebagai kunci kesinambungan natalis suatu peradaban manusia merupakan entitas yang kurang diperhitungkan di dalam strategi pembangunan kejayaan ekonomi. Bahkan, nyaris sekali pada konsepsi pelaku dan sasaran pembangunan ekonomi menurut ajaran Islam yang berbasis altruistik (pendayagunaan zakat). Diskursus laten ini tentu sudah saatnya mengalami deskontruksi asasi yang pola aplikasinya integral dan dikembalikan pada akar masalah itu sendiri, yaitu perempuan sebagai clue suatu kejayaan suatu peradaban. Abtract: Povertyis closely related with the failure of natural resource wealth governance policy. The concept of building prosperity itself stands on the basis of normative measurements on the findings that on the weak point it must be found to the phenomenon of subordination, marginalization, and the patriarchal assumption that the economic problems of human affairs that the mechanism is left entirely to humans (Godless). Women askey to the sustainability of human civilization generation are underestimated in the heyday of the economic development strategy. In fact, they are nearly left at all the conceptions of perpetrators and targets of economic development in Islam based on altruistic (utilization of zakat). This latent discourse certainly at time of basic deconstruction that the pattern of application is integral and returned to the problem it self, i.e. women as atriumph of civilization clue. Kata Kunci: Perempuan, Zakat, Kesejahteraan.

PEMETAAN PENGEMBANGAN POTENSI VOKASI PESANTRENPRENEUR (STUDI KASUS DI PONDOK PESANTREN DARUSSALAM DUKUHWALUH PURWOKERTO) Hilyatin, Dewi Laela
Mabsya: Jurnal Manajemen Bisnis Syariah Vol 2 No 2 (2020): Mabsya: Jurnal Manajemen Bisnis Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/mabsya.v2i2.4271

In the perspective of human resource development, Islamic boarding schools today are no longer seen as religious institutions. More than that, Islamic boarding schools are considered capable of holding broader social and educational functions, namely the professional craters at the same time as Muslim converts. As many researchers have revealed, today most Islamic boarding schools have vocational specifications as institutional branding: cultural centers, language centers, community counseling centers, centers of creative economic development and others. Darussalam Pesantren as one of the developing boarding schools in Purwokerto has quite a lot of potential that has not yet been mapped and developed. This research is directed to focus on discussing the methodology of mapping potentials and developing potential vocational messages for pesantren Darussalam schools. From the research conducted it was concluded that the potential of Darussalam pesantren included: HR, facilities and infrastructure, the geographical location of the pesantren, the pesantren network and the legality of the pesantren. The mapping methodology includes: data collection, data presentation, data analysis and map usage. Vocational pesantrenpreneur that can be developed focus on economic and language development with three models, namely: Entrepreneurial Extracurricular, Student Internship and Industrial Maturity, Consolidation of Political Politics

STRATEGI PENYELAMATAN PEMBIAYAAN BERMASALAH PADA PEMBIAYAAN MURABAHAH DI BANK SYARIAH MANDIRI CABANG PURWOKERTO Nurjanah, Nurjanah; Hilyatin, Dewi Laela
El-Jizya : Jurnal Ekonomi Islam Vol 4 No 1 (2016)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v4i1.2016.pp59-96

Dalam lembaga perbankan syariah, istilah pembiayaan bermasalah bukan sesuatu hal yang asing untuk didengar. Hampir semua lembaga perbankan baik konvensional maupun syariah mengalami hal tersebut, karena tidak sedikit lembaga perbankan yang terhambat laju pertumbuhannya bahkan harus terhenti kegiatan operasionalnya karena tidak dapat mengatasi masalah ini. Pihak perbankan syariah dituntut untuk memiliki strategi dalam menangani pembiayaan bermasalah. Merujuk pada data NPF Bank Syariah Mandiri Cabang Purwokerto pada tahun 2013 (4,2%), 2014 (3,2%), dan 2015 ((3,8%), diketahui bahwa nilai NPFnya mengalami penurunan (dinilai baik). Walaupun pada tahun 2015 meningkat sebesar 0,6%, tetapi hal ini masih dinilai baik karena masih di bawah standar maksimal nilai NPF yang ditetapkan oleh BI (5%). Penyaluran pembiayaan untuk tahun 2015 meningkat 50% dari tahun sebelumnya, dan pembiayaan yang mendominasi adalah pembiayaan murabahah Untuk mencapai nilai NPF yang baik, Bank Syariah Mandiri CabangPurwokerto menggunakan strategi dalam mengatasi pembiayaan bermasalah yaitu stay strategy dan exit strategy. Namun untuk tahapan penyelamatan pembiayaan bermasalah strategi yang digunakan adalah stay strategy melalui upaya restrukturisasi pembiayaan.

ANALISIS PREDIKSI POTENSI KEBANGKRUTAN PADA PT BANK MUAMALAT INDONESIA Tbk PERIODE 2012-2016 DENGAN MENGGUNAKAN METODE ALTMAN MODIFIKASI Hilyatin, Dewi Laela
El-Jizya : Jurnal Ekonomi Islam Vol 5 No 2 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v5i2.1884

Abstract Bankruptcy is a very essential issue that every company should be aware of. Bankruptcy of a company can be minimized by advanced prediction; such as analyzing the financial statements. This study discusses the financial performance of PT Bank Muamalat Indonesia Tbk, which indicates that there is a degression in some number of financial ratios, the closing of offices and firing of employees in 2012-2016, causing he fact that BMI must pay attention and improve its financial performance and anticipate the existence of a bankruptcy in the company. Based on Altman analysis modification for financial performance of PT Bank Muamalat Indonesia Tbk in 2012-2016, it found Z-Score value of 0,825, 0,659, 1,243, 0,982 and 0,892. Based on Z-Score criteria, PT Bank Muamalat Indonesia Tbk is predicted to experience problems in management and financial structure and also in potentially bankruptcy due to Z-Score value <1,1 while the highest Z-Score value is in 2014, which shows the value of Z-Score>1,1 and <2,6, which means the company is in the gray area, meaning the companyâ€™s category is not said to be bankrupt and also not healthy. Keywords: Bankruptcy, Altman Modification Method

PREFERENSI PERMODALAN PEDAGANG PASAR WAGE PURWOKERTO, PENGUATAN DESTINASI KEUANGAN DAN PERBANKAN SYARIAH VIS A VIS RENTENIR DI PASAR TRADISIONAL Hilyatin, Dewi Laela
El-Jizya : Jurnal Ekonomi Islam Vol 7 No 2 (2019): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v7i2.3453

In developing a business, one of the main instruments is capital. Adequacy of capital can create a problem for business actors including traditional market traders. The many sources of capital in the community cause traders to make preferences in determining the right source of capital. Among the capital sources that are still developing among the community, especially the Wage market traders, are moneylenders. Moneylenders are still an alternative choice for wage market traders with an amount of 11%, because of several things including: ease in the loan process, without conditions, unlimited space and time. But even that convenience is inseparable from the problems that have arisen. Therefore, the government, in this case the OJK, has made several efforts to protect the public from loan sharks through the OJK education magazine, pamphlets, banners, and direct socialization to the public. To strengthen the destination of banks or non-bank financial institutions, 8 strategies and 1 monitoring and evaluation need to be adopted from the strategy of strengthening tourist destinations by BI, OJK, local governments.

Pemetaan Pengembangan Potensi Vokasi Pesantrenpreneur (Studi Kasus di Pondok Pesantren Darussalam Dukuhwaluh Purwokerto) Hilyatin, Dewi Laela
Mabsya: Jurnal Manajemen Bisnis Syariah Vol 2 No 2 (2020): Mabsya: Jurnal Manajemen Bisnis Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/mabsya.v2i2.4271

In the perspective of human resource development, Islamic boarding schools today are no longer seen as religious institutions. More than that, Islamic boarding schools are considered capable of holding broader social and educational functions, namely the professional craters at the same time as Muslim converts. As many researchers have revealed, today most Islamic boarding schools have vocational specifications as institutional branding: cultural centers, language centers, community counseling centers, centers of creative economic development and others. Darussalam Pesantren as one of the developing boarding schools in Purwokerto has quite a lot of potential that has not yet been mapped and developed. This research is directed to focus on discussing the methodology of mapping potentials and developing potential vocational messages for pesantren Darussalam schools. From the research conducted it was concluded that the potential of Darussalam pesantren included: HR, facilities and infrastructure, the geographical location of the pesantren, the pesantren network and the legality of the pesantren. The mapping methodology includes: data collection, data presentation, data analysis and map usage. Vocational pesantrenpreneur that can be developed focus on economic and language development with three models, namely: Entrepreneurial Extracurricular, Student Internship and Industrial Maturity, Consolidation of Political Politics

Larangan Maisr dalam Al-Quran dan Relevansinya dengan Perekonomian Hilyatin, Dewi Laela
MAGHZA Vol 6 No 1 (2021): Januari - Juni 2021
Publisher : Fakultas Ushuluddin Adab dan Humaniora (FUAH), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/maghza.v6i1.4507

Gambling (maisÃ„Â«r) is strictly prohibited by the Qur'an. However, in reality, the practice of gambling has always existed from time to time, even from its simple form to its complex form. The prohibition of gambling in the Qur'an is stated in three verses: Al BÃ„Âqarah: 219, Al MÃ„Âidah: 90 - 91. Of the three verses, it is explained that gambling (maisÃ„Â«r) benefits humans, but the harm is much greater. This is very relevant from the economic point of view. Gambling does not increase economic growth, because it does not produce output, what only happens is the movement of money and goods between individuals. Gambling also does not increase productivity, there is only a waste of energy and time, even gambling can be called a killing time. In the context of the state, the activity of gambling in the aggregate greatly reduces national income, not the opposite.

PENGEMBANGAN EKONOMI ISLAM LOKAL SEKTOR PERTANIAN MELALUI AGROWISATA “BOTANIA GARDEN (BOGAR)” DESA KARANGCENGIS KECAMATAN BUKATEJA KABUPATEN PURBALINGGA Hilyatin, Dewi Laela; Hanifah, Umu
Indonesian Journal of Islamic Business and Economics (IJIBE) Vol 2 No 1 (2020): IJIBE
Publisher : Islamic Economic Scholar Association and Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/1.ijibe.2020.2.1.3005

Pengembangan ekonomi daerah menjadi alternatif dalam pembangunan ekonomi saat ini yang komprehensif dengan mengidentifikasi dan memperhitungkan kekuatan ekonomi lokal dalam rangka mengatur tujuan pembangunan yang berkelanjutan. Jika pembangunan dimaksudkan untuk mensejahterakan kehidupan rakyat, maka dalam konteks negara indonesia pembagunan harus ditekankan pada wilayah pedesaan, lebih khusus lagi rakyat yang bergulat pada kegiatan pertanian. Sebagai negara yang memiliki keanekaragaman hayati (biodiversity) nomor tiga terbesar di dunia maka kekayaan alam yang melimpah dapat dimanfaatkan sebagai sumber plasma nutfah/genetik dan atau sebagai areal wisata. Tujuan dari penelitian ini adalah untuk mengetahui bagaimana proses pengembangan ekonomi lokal sektor pertanian melalui agrowisata dan bagaimana dampak ekonomi dari adanya agrowisata. Penelitian ini dilakukan di Agrowisata Botania Garden Desa Karangcengis. Subjek penelitian adalah pengelola agrowisata atau Kelompok Sadar Wisata (Pokdarwis) Karangcengis Manis. Penelitian ini merupakan penelitian lapangan dengan pendekatan kualitatif. Teknik pengumpulan data melalui wawancara, observasi, dan dokumentasi. Teknik analisis data meliputi reduksi data, penyajian data dan penarikan kesimpulan. Sedangkan uji keabsahannya menggunakan triangulasi teknik. Hasil penelitian menunjukan bahwa dalam proses pengembangan ekonomi lokal sektor pertanian melalui agrowisata, Botania Garden melakukan beberapa tahap yaitu persiapan, perencanaan, pelaksanaan, monitoring dan evaluasi sesuai dengan teori Hania Rahma. Pada tahap persiapan Botania Garden meliputi kegiatan sosialisi, membentuk organisasi pelaksana pengembangan, melakukan analisis terhadap kondisi sekarang. Tahap perencanaan meliputi identifikasi fokus pengembangan ekonomi, membentuk suatu kemitraan, dan menyusun strategi pengembangan. Tahap ketiga peleaksanaan meliputi mobilisasi dari para aktor lokal, menciptakan lingkungan yang kondusif untuk tumbuh kembangnya UMKM, memperluas pasar, memperkuat kemitraan. Sedangkan dampak ekonomi dari adanya Agrowisata Botania garden adalah terjadi peningkatan pendapatan masyarakat, adanya kegiatan wisata, membuka kesempatan berusaha, meningkatkan produksi dan kualitas.

The Influence of Return On Assets (ROA) and Return On Equity (ROE) On Sharia Stock Prices (Case Study of Companies Registered on JII 2016-2019) Astuti, Puji; Hilyatin, Dewi Laela; Intansari, Anggita Isty; Hadi, Rahmini
Indonesian Journal of Islamic Business and Economics (IJIBE) Vol 6 No 1 (2024): IJIBE
Publisher : Islamic Economic Scholar Association and Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/1.ijibe.2024.6.1.11618

An important decision faced by an investor in deciding to include capital in the company is to be able to choose the right company because stock conditions often fluctuate and are uncertain. Then, it can be done using market ratio analysis, which can help investors determine which company to choose. This study aims to determine the partial and simultaneous effect of Return On Assets (ROA) and Return On Equity (ROE) on stock prices in the group Jakarta Islamic Index. The population in this study consisted of all issuers in the Jakarta Islamic Index (JII), which amounted to 30 companies. The purposive sampling technique was used to obtain 14 companies as research samples. The observation period is four years, namely in 2016-2019, so the unit of analysis obtained is 56. The research variables consist of the independent variables ROA (X1) and ROE (X2) and Stock Price (Y) as the dependent variables. The data collection method in this research is the documentation method. The data analysis technique used is multiple linear regression. Based on the results of the regression analysis, it can be seen that ROA and ROE simultaneously had an effect on Islamic stock prices in the JII group in 2016-2019. Partially, ROA did not affect Islamic stock prices in the JII group in 2016-2019. While ROE partially affected the price of sharia shares in the JII group in 2016-2019.

Tinjauan Terhadap Hadiṡ Tentang Ihtikār dan Praktiknya di Indonesia Hilyatin, Dewi Laela; Mukhtar, Naqiyah; Athoillah, Mohamad Anton
AL QUDS : Jurnal Studi Alquran dan Hadis Vol 7, No 2 (2023)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alquds.v7i1.3231

Review of Hadiṡ Regarding Ihtikār and Its Practice in IndonesiaOne of the causes of market distortion is ihtikar, which is an act of hoarding goods needed by the community so that there is a shortage of goods in the market. So great is the impact of ihtikar, this can be seen from the many hadiths of the Prophet that discuss ihtikar. In this paper, the approach taken is a literature study approach to thematic hadith studies. Data were taken by means of documentation, and analyzed using qualitative descriptive methods. Based on the research conducted, it can be concluded that ihtikar is a prohibited and sinful act for the perpetrator; ihtikar can cause monopoly but monopoly is not always caused by ihtikar. Several cases of hoarding that occurred in Indonesia were related to the basic needs of the community. Among the items that have been stockpiled and caused problems are fuel, cooking oil, sugar, rice, onions, and several other basic necessities. Ihtikar has caused economic instability and harmed society. Because the impact caused by ihtikar is quite large. So the Indonesian government intervened to solve the problem. One of the interventions is through laws and regulations and several other policies

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