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ANALISIS MOTIVASI BERWIRAUSAHA DISTRIBUTOR PRODUK TIENS CABANG INDONESIA PADA Group CHAMPION AREA KOTA KENDARI Mariati, Siti; Kamaluddin, Murdjani; -, Ansir; Yusuf, Abdul Razak
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Publisher : Jurusan Manajemen, Fakultas Ekonomi dan Bisnis Universitas Halu Oleo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (221.097 KB)

Abstract

Tujuan penelitian ini untuk mengetahui motivasi berwirausaha Distributor Produk Tiens Group Champion Area Kota Kendari yang ada pada salah satu Perusahaan MLM (Multy Level Marketing) cabang Indonesia.Variabel yang digunakan dalam penelitian ini adalah Motivasi Berwiausaha yang diukur menggunakan indikator: 1) Ambition For Freedom (Ambisi Kemandirian), 2) Self Realization (Realisasi Diri, 3) Pushing Factor (Faktor Pendorong).Informan dalam penelitian ini adalah para distributor Produk Tiens di Kota Kendari terkhusus pada Group Champion Area Kota Kendari yang berjumlah 3 orang yang merupakan sumber informasi utama. Penelitian ini merupakan studi yang menggunakan metodologi kualitatif. Metode pengumpulan data yang digunakan adalah wawancara mendalam.Hasil penelitian menyatakan bahwa motivasi berwirausaha Produk Tiens Cabang Indonesia pada Group Champion Area Kota Kendari pada Industri MLM/Network Marketing terdiri atas tiga dimensi yaitu Ambisi kemandirian, Realisasi diri, Faktor pendorong. Hal ini didasarkan atas jawaban informan yang memberikan informasi tentang motivasi mereka berwiruasaha menjadi Distributor Produk Tiens pada komunitas Grup Champion Area Kota Kendari.Kata Kunci: Motivasi, Berwirausaha, Distributor Produk Tiens, MLM
Analisis Pengaruh NPF, FDR dan BOPO TERHADAP Profitabilitas (ROA) Pada PT Bank Muamalat Indonesia Tbk (Tahun 2011-2020) Arsyi Sabana, Adzil; Wahid Mongkito, Abdul; Mariati, Siti
MADINAH Vol 9 No 2 (2022): Madinah: Jurnal Studi Islam
Publisher : INSTITUT AGAMA ISLAM TARBIYATUT THOLABAH LAMONGAN, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/madinah.v9i2.1387

Abstract

This study aims to determine NPF, FDR and Bopo on Profitability (Roa) at Bank Muamalat Indonesia in 2011-2020. Data collection techniques in this study used literature study and decommentation methods. The data is processed using SPSS through the classical assumption test, path analysis test (Path) and hypothesis testing to see the effect of the independent variable X on the dependent variable through an intermediary variable and without going through an intermediary. From the results of data processing, it shows that the analysis of the effect of Npf, Fdr and Bopo on Profitability (Roa) at Pt Bank Muamalat Indonesia, Tbk. The results of the study show that: the effect of the NPF variable (X1) on BOPO (X3) is obtained by a value of 0.270 > 0.05 that there is no direct effect of X1 on X3. The effect of the variable FDR (X2) on BOPO (X3) obtained a value of 0.599 > 0.05 that there was no direct effect of FDR (X2) on BOPO (X3). The effect of the BOPO variable (X3) on ROA (Y) obtained a value of 0.000 ˂ 0.05 that there is a direct effect of BOPO (X3) on ROA (Y). The effect of the NPF variable (X1) on ROA (Y) through BOPO (X3) obtained a value of 0.011 > -0.450 that the direct effect is greater than the indirect effect which means NPF (X1) through BOPO (X3) has no significant effect on ROA (Y ). The effect of NPF (X1) on ROA (Y) through BOPO (X3) obtained a value of 0.207 > -0.047 that the indirect effect is greater than the direct effect which means FDR (X2) through BOPO (X3) has a significance for ROA (Y). The effect of NPF (X1) on ROA (Y) was obtained by a value of 0.819 > 0.05, indicating that there was no direct significant effect of NPF (X1) on ROA (Y). The effect of FDR (X2) on ROA (Y) was obtained by a value of 0.322 > 0.05, indicating that there was no direct significant effect of FDR (X2) on ROA (Y).