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Analisis Perbandingan Kinerja Keuangan antara Bank Syariah dan Bank Konvensional (Studi Kasus pada Bank Syariah Mandiri dan Bank Mandiri) Arinta, Yusvita Nena
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 1 (2016): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v7i1.119-140

Abstract

This study aims to analyze the performance of Sharia Bank and ConventionalBank viewed from financial ratio and to find the significant difference comparedto the performance of Islamic Bank and Conventional Banks viewed from financial ratio. This is a quantitative research. The data were taken from banks that published annual financial reports namely PT Bank Syariah Mandiri and PT. Bank Mandiri from 2011 to 2015. The analysis technique used in this research is financial ratio and t test. The results of this study showed that there is a significant difference between the performance of PT. Bank Syariah Mandri compared with PT. Bank Mandiri and, PT. Bank Syariah Mandiri has a better performance compared to that of PT. Bank Mandiri
PENGARUH ISLAMIC CORPORATE GOVERNANCE TERHADAP SUSTAINABLE BANK SHARIA DI INDONESIA Albab Al Umar, Ahmad Ulil; Arinta, Yusvita Nena; Nur Savitri, Anava Salsa; Abdulloh, Amir; Mahfiroh, Ni'amatul
AL AMWAL (HUKUM EKONOMI SYARIAH) Vol. 3 No. 1 (2020): Jurnal Al Amwal (Hukum Ekonomi Syariah)
Publisher : STAI BHAKTI PERSADA BANDUNG

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Abstract

Penelitian ini bertujuan untuk menganalisis dampak variabel Islamic Corporate Governance pada variabel Sustainable Bank Sharia di Indonesia. Variabel yang digunakan dalam penelitian ini adalah Dewan Pengawas Syariah yang terdiri dari kuantitas, kualitas, dan beberapa pertemuan sebagai proksi tata kelola perusahaan syariah, sedangkan proksi Bank Islam Berkelanjutan terdiri dari Corporate Social Responsibility untuk aspek lingkungan dan kinerja keuangan untuk aspek keuangan. Data yang digunakan dalam penelitian ini adalah data sekunder dari laporan tahunan publikasi perbankan syariah di Indonesia dari 2015-2018. Sampel dalam penelitian ini adalah 11 Bank Umum Syariah di Indonesia. Analisis pengujian data menggunakan regresi linier berganda SPSS 25. Hasil penelitian menunjukkan kuantitas DPS dan Jumlah rapat DPS tidak memiliki dampak yang signifikan terhadap kinerja keuangan dan Corporate Social Responsibility. Sedangkan Kualitas DPS berpengaruh signifikan terhadap kinerja keuangan dan Corporate Social Responsibility.
Implementasi Maqashid Syariah dengan Pengembangan Ekonomi Hijau Melalui Urban Farming Arinta, Yusvita Nena
International Journal Ihya' 'Ulum al-Din Vol 21, No 2 (2019)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (4253.311 KB) | DOI: 10.21580/ihya.21.2.4834

Abstract

The trend of conventional economic in emerging countries raises problems in other sectors with systematic. This results in inconsistencies with the main objectives of carrying out economic activities. Economic goals are not only oriented towards wealth, but also protect the living ecosystem (hifdzu-n-nafsi) and also protect offspring (hifdzu-n-nasli). Fundamental corrections are needed to find new ways of economic development. Green economy as a new way to solve economic problems applying Maqashid Shariah. Green economy through Maqashid Shariah focuses on 3 concepts: 1) the quality of economic growth, 2) environmental efficiency, and 3) social growth. As a paradigm that is able to maintain sustainable ecosystems in achieving social economic growth by supporting welfare improvement. Urban farming is becoming a new path of discovery to develop the prosperity of implementing a green economy in Indonesia. Urban farming is an industrial cycle that produces, processes and sells food and energy to meet the needs of city consumers. All activities are carried out by the method of using and reusing natural resources and urban waste. Besides fulfilling the basic needs of every family that is the basis of a measure of money, urban farming is needed to get money with other household needs. The idea of returning to nature shows that urban agriculture is able to meet economic quality growth targets, save energy and social interaction in accordance with Islamic economic principles.
Accelerating Digital Banking Transformation Through User Acceptance: a study on the Millennial Cultural Arinta, Yusvita Nena; Widyastuti, Emy
MAKSIMUM: Media Akuntansi Universitas Muhammadiyah Semarang Vol 14, No 1 (2024): MAKSIMUM: Media Akuntansi Universitas Muhammadiyah Semarang
Publisher : Universitas Muhammadiyah Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26714/mki.14.1.2024.74-87

Abstract

This study aims to examine a conceptual model that explains the main factors that influence the behavioural intention of the millennial generation in their acceptance of the use of digital banking. The conceptual model is based on the Unified Theory of Acceptance and Use of Technology 2 (UTAUT2), with experience as a moderating variable. The modelling was carried out using the Partial Least Square Structural Equation Modeling (PLS-SEM) equation to analyze the data collected from the questionnaires filled out by the respondents. The research results show that behavioural intentions are significantly influenced by performance expectancy, effort expectancy, facilitating conditions, hedonic motivation, and habit. Social influence and price value are not factors that contribute to the cultural behaviour intention of the millennial generation towards accepting the use of digital banking. In line with hypothesis testing, moderation testing with experience as a moderating variable that has no influence is social influence and price value. This study offers the banking sector to design and market products through technological innovation that can become a competitive advantage, thereby increasing the digital banking acceptance of the millennial generation in Central Java.
Eksplorasi Label Halal, Electronic Word of Mouth, dan Influencer Media Sosial terhadap Keputusan Pembelian dengan Citra Brand sebagai Variabel Intervening Buanantari, Alfina; Arinta, Yusvita Nena
Journal of Halal Industry Studies Vol. 3 No. 1 (2024): Journal of Halal Industry Studies
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jhis.v3i1.778

Abstract

This study aims to determine the effect of halal labels, electronic word of mouth, and social media influencers on purchasing decisions for Sariayu cosmetics with brand image as an intervening variable. The type of research used is quantitative research. The data collection method was carried out through questionnaires distributed to Sariayu cosmetics consumers in Boyolali Regency. The sample was taken from 96 respondents using a purposive random sampling technique. This study used path analysis to test the intervening variables. Based on the research test conducted, the results found that the variables halal labels, electronic word of mouth, and social media influencers significantly positively affect brand image. The variables halal labels and brand image have a significant positive effect on purchasing decisions, and the variables electronic word of mouth and social media influencers do not significantly affect purchasing decisions—the results of the Path test show that the halal label affects purchasing decisions mediated by brand image. In contrast, electronic word of mouth and social media influencers do not affect purchasing decisions mediated by brand image.
The moderation of intellectual capital in the relationship enterprise risk management and CSR toward company value Arinta, Yusvita Nena; Pebrianingsih, Noraini Dwi
JAS (Jurnal Akuntansi Syariah) Vol 9 No 1 (2025): JAS (Jurnal Akuntansi Syariah) - June
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jas.v9i1.2465

Abstract

Purpose – This study aims to find empirical evidence of the influence of enterprise risk management (ERM) and corporate social responsibility (CSR) on company value and the moderating role of intellectual capital. Method – This study uses a quantitative panel data regression method with a causal associative approach. The population in this study was manufacturing companies registered with Indonesian Sharia Stock Index (ISSI) in 2021-2023, totaling 98 companies. The research sample was filtered using a purposive sampling technique with several predetermined criteria to obtain a sample of 58 companies. Panel data collection was obtained from financial reports published through the website www.idx.co.id. Data analysis used multiple regression and moderation regression analysis (MRA) testing with the EViews 12 statistical tool. Findings – The results show that enterprise risk management negatively affects company value, while corporate social responsibility positively affects company value. Intellectual capital strengthens the relationship between enterprise risk management and company value. Intellectual capital weakens the relationship between CSR and company value. Implications – This study can advance the relevance of current theories and become a reference for further research, especially on company value. This research can be a reference for manufacturing companies advancing ERM and CSR best practices to increase company value.
Pengaruh NPF, Mudharabah, FDR dan Biaya Intermediasi terhadap Profitabilitas dengan CAR sebagai Variabel Intervening Ningrum, Ristia Widiya; Arinta, Yusvita Nena
Al-Maqrizi: Jurnal Ekonomi Syariah dan Studi Islam Vol. 1 No. 2 (2023): AL MAQRIZI: Jurnal Ekonomi Syariah dan Studi Islam
Publisher : ekonomi syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/amq.v1i2.37270

Abstract

Peningkatan laba suatu bank dapat dilihat dari beberapa hal. Salah satunya melalui rasio profitabilitas yang menjadi tolok ukur dalam proses implementasi. Dengan mempertimbangkan laba yang akan diperoleh, bank harus melakukan beberapa langkah untuk menjaga keseimbangan labanya. Penelitian ini mengambil beberapa variabel yaitu NPF, Mudharabah, FDR dan Biaya Intermediasi. Objek penelitian ini adalah bank syariah yang tergabung dalam bank umum syariah (BUS) periode 2018-2022. Subjek yang digunakan adalah laporan tahunan masing-masing bank untuk periode tahun tersebut. Data diakses melalui situs resmi OJK, www.ojk.go.id. Jenis penelitian ini adalah penelitian kuantitatif dengan data panel. Dari penelitian ini, penulis dapat menemukan Analisis Pengaruh NPF, Mudharabah, FDR dan Biaya Intermediasi terhadap Profitabilitas dengan CAR sebagai Variabel Intervening.
Pengolahan Keripik Biji Durian sebagai strategi berkelanjutan untuk mengurangi limbah dan mendorong ekonomi lokal Desa Kebondowo Eldina, Septian Najmul; Purwaningsih, Rana Aziyah; Afifah, Hasna Unia; Sholikhah, Mar’atus; Arinta, Yusvita Nena
Tintamas: Jurnal Pengabdian Indonesia Emas Vol. 1 No. 2 (2024): Tintamas: Jurnal Pengabdian Indonesia Emas
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/tintamas.v1i2.1033

Abstract

Kebondowo Village, Banyubiru District, Semarang Regency, is known for its natural resource of durian. Until now, the people of Kebondowo Village have only sold durians without processing them further. During durian season, durian seed waste is abundant but remains unused by the community despite durian seeds containing nutritional value and health benefits. Therefore, an initiative to process durian seeds into chips is necessary, as it not only addresses the issue of waste but also helps stimulate the local economy. This community service project was carried out through preparation, production, and training. The outcome of this activity was the successful processing of durian seed waste into a valuable economic product. Durian seed chips can be sold as a snack with high demand in the market. Consequently, processing durian seeds into chips provides a business opportunity and additional income for local farmers or community members involved in the production process. This initiative is expected to equip the community, especially housewives/homemakers, with the knowledge to turn durian seeds into a business opportunity. Furthermore, it is hoped that durian seed chips can become a signature snack of Kebondowo Village, serving as a souvenir and potentially being marketed beyond the local area.