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Understanding Consumer Behavior: Halal Labeling and Purchase Intentions Sani, Ageng Asmara; Rahmayanti, Dini; Kamal, Al- Haq; Ilmiah, Dunyati; Abdullah, Norhayati Binti
Journal of Digital Marketing and Halal Industry Vol 5, No 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jdmhi.2023.5.1.16543

The rapid growth of the Muslim community in the world certainly increases the demand for halal products. This causes halal products to become a necessity. This dynamic needs to be supported by state authorities' guarantee of halal products. This study provides an overview of the role of Halal labelling in influencing individuals to consume Halal products based on their levels of religiosity, knowledge of Halal products, and attitudes towards consuming such products. Additionally, the sampling focus of this study was on Java Island, where access to information technology is widespread, facilitating ease of access to relevant information regarding Halal products. A quantitative approach was employed in this research, utilizing primary data obtained by distributing questionnaires to the residents of Java Island. The construction of the research model is reflected in an adjusted R-squared value of 54.50%, indicating that the independent variables significantly influence the dependent variable. Based on the findings of this research, both knowledge and attitudes have a positive and significant impact on the intention to consume Halal products, whereas religiosity does not. The study recommends that the government consider streamlining and reducing the costs associated with Halal labelling to make it more accessible to micro-scale producers. These measures are expected to support the development of the Halal product market and foster sustainable economic growth.

Analysis of factors that cause financial distress in Islamic commercial banks Lestari, Anisa; Rahmayanti, Dini
Journal of Accounting and Digital Finance Vol. 3 No. 3 (2023): Journal of Accounting and Digital Finance
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jadfi.v3i3.971

This research aims to analyze the factors that cause financial distress in Islamic commercial banks in Indonesia so that Islamic banking companies avoid financial difficulties and reduce the possibility of bankruptcy. The population used in this research were 13 Islamic commercial banks registered with the Otoritas Jasa Keuangan (OJK), and sampling used a purposive sampling technique where samples were taken with certain conditions until 9 Islamic commercial banks were selected with a research period of eight years (2015-2022). Data analysis using multiple linear regression and the results obtained showed that the leverage ratio has a negative and significant effect on the occurrence of financial distress, where leverage measurement uses Debt to Equity Ratio (DER) and financial distress measurement uses Z-Score. At the same time, the liquidity ratio has a positive but insignificant effect on financial distress, where liquidity is measured using the Current Ratio (CR).

How do Islamic corporate social responsibility and environmental performance relate to company value? Rahmayanti, Dini; Arifah, Ziinatul; Jamilah, Putri
Jurnal Ekonomi & Keuangan Islam Volume 11 No. 1, January 2025
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JEKI.vol11.iss1.art8

Purpose – This study aims to provide a comprehensive analysis of the impact of the investment opportunity set (IOS), profitability, Islamic corporate social responsibility (ICSR), and environmental performance (EP) on the value of environmentally sensitive companies. The research explores both short-term and long-term impacts of these variables on corporate value. Methodology – This study utilized Vector Error Correction Model (VECM) approach to analyze annual data from 2016 to 2022, focusing on environmentally sensitive companies in the Indonesian Sharia stock index. Findings – The VECM method yielded several key findings, including no significant impact of IOS on company value in either short or long term. However, variables such as ICSR, environmental performance, and profitability exhibited a significant influence on company value over the same timeframe.Implications – This study suggests that, to enhance credibility, companies should prioritize financial stability, credibility in financial reporting, social responsibility, and environmental regulations. They should identify the best investment opportunities and collaborate with the government to achieve environmental sustainability.Originality – Our study seeks to delve into the relationship between several variables, including IOS, profitability, ICSR, environmental performance, and the overall value of environmentally sensitive companies. This topic has not been explored in-depth by previous research, and our study aims to shed light on both short- and long-term effects of these factors on corporate value.

Pengaruh Fashion Involvement, Promosi, Religiusitas terhadap Impulse Buying dengan Shopping Emotion sebagai Variabel Intervening pada Pakaian Thrift di Salatiga Fadzaki, Muhammad Kharil; Rahmayanti, Dini
Mabny: Journal of Sharia Management and Business Vol. 3 No. 1 (2023): Mabny : Journal of Sharia Management and Business
Publisher : Faculty of Islamic Economics and Business, State Islamic Institute of Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/mabny.v3i01.8988

Tujuan penelitian ini untuk mengetahui pengaruh fashion involvement, promosi, religiuisitas terhadap impulse buying dengan shopping emotion sebagai variabel intervening pada pakaian thrift di Salatiga. Penelitian ini menggunakan sebanyak 100 sampel yang disebarkan kepada masyarakat Salatiga yang memiliki minat terhadap pakaian thrift. Teknik pengambilan sampel pada penelitian ini menggunakan teknik purposive sampling, kemudian data yang diolah dengan menggunakan alat bantu SPSS versi 25. Analisis ini meliputi uji reliabilitas, uji validitas, uji statistik melalui uji Ttest, Ftest, serta koefisien determinasi (R2 ), uji path analisis, dan uji sobel test. Hasil pada penelitian ini menunjukkan bahwa fashion involvement, promosi dan shopping emotion berpengaruh secara positif signifikan terhadap impulse buying, sedangkan religiusitas mendapatkan hasil positif namun tidak signifikan terhadap impulse buying. Kemudian shopping emotion mampu memediasi fashion involvement, promosi dan religiusitas terhadap impulse buying pada pakain thrift di Salatiga.

Akibat Hukum Atas Pembebanan Jaminan Fidusia Terhadap Pembiayaan Konsumen dan Penerimaan Negara Bukan Pajak (PNBP) Rohmah, Umdah Aulia; Rahmayanti, Dini
Begawan Abioso Vol. 13 No. 1 (2022): Begawan Abioso
Publisher : Magister Ilmu Hukum, Universitas Krisnadwipayana

Penelitian ini bertujuan untuk mengetahui akibat hukum atas pembebanan jaminan fidusia yang belum didaftarkan terhadap perjanjian pembiayaan konsumen dan Penerimaan Negara Bukan Pajak (PNBP). Diketahui bahwa sertifikat jaminan fidusia yang telah dikantongi oleh perusahaan pembiayaan dianggap memiliki kekuatan yang sama dengan putusan pengadilan dalam hal hak eksekutorial. Adapun hak eksekutorial tersebut bisa dipergunakan oleh pemegang hak untuk mengeksekusi objek jaminan fidusia atas konsumen yang melakukan wanprestasi. Pada kenyataan lapangannya, masih banyak praktik di mana perusahaan pembiayaan menyewa atau mengandalkan pihak ketiga sebagai pihak yang diminta untuk melaksanakan eksekusi benda dengan jaminan fidusia. Hal tersebut terjadi dikarenakan objek jaminan fidusia tidak didaftarkan oleh perusahaan pembiayaan sehingga tidak mendapatkan sertifikat jaminan fidusia. Oleh karena tidak terdaftarnya objek jaminan fidusia tersebut mengakibatkan tidak optimalnya PNBP serta tidak pastinya penyelesaian piutang pemerintah atas PNBP. Hal tersebut berdampak pada target penerimaan negara yang tidak maksimal serta timbulnya kerugian negara yang berdampak pada tidak lancarannya operasional khususnya pelayanan publik oleh pemerintah terhadap masyarakat yang membutuhkan.

Pengaruh Adhocracy Culture dan Komitmen Organisasi Terhadap Knowledge Sharing Dengan Organizational Citizenship Behavior Islamic Perspective Sebagai Variabel Mediasi Nuraini, Ninda; Rahmayanti, Dini
Jurnal Manajemen Bisnis Syariah Vol 5, No 1 (2025): Jurnal Manajemen Bisnis Syariah:MABIS
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/mabis.v5i1.14924

This study was conducted to determine the effect of Adhocracy Culture and Organizational Commitment on Knowledge Sharing with Organizational Citizenship Behavior Islamic Perspective (OCBIP) as a Mediating Variable (Study on Batik UMKM Employees in Batik Pilang Tourism Village). The research method used is quantitative method with proportional random sampling technique. Data collection in this study was carried out by distributing questionnaires to employees of batik UMKM in the Batik Pilang Tourism Village. The population and sample were 82 employees. From the results of the analysis conducted, one, Adhocracy Culture has a significant positive effect on Knowledge Sharing. Two, Organizational Commitment has a significant positive effect on Knowledge Sharing. Three, Organizational Citizenship Behavior Islamic Perspective (OCBIP) has a significant positive effect on Knowledge Sharing. Four, Adhocrcay Culture has a significant positive effect on Organizational Citizenship Behavior Islamic Perspective (OCBIP). Five, Organizational Commitment has a significant positive effect on Organizational Citizenship Behavior Islamic Perspective (OCBIP). Six, Organizational Citizenship Behavior Islamic Perspective (OCBIP) is able to mediate the effect of Adhocracy Culture on Knowledge Sharing. Seven, Organizational Citizenship Behavior Islamic Perspective (OCBIP) is able to mediate Organizational Commitment to Knowledge Sharing. Batik UMKM in Pilang Batik Tourism Village are expected to be able to increase the level of knowledge sharing always increasing organizational commitment

Problematika Alokasi Dana Zakat di Baitul Mal wa Tamwil untuk Mengatasi Non Performing Financing Suryati, Suryati; Rahmayanti, Dini; Suryana, Yana
Disclosure: Journal of Accounting and Finance Vol. 2 No. 1 (2022)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/disclosure.v2i1.4551

This paper emerged with the circulation of news and controversy regarding the cases of BMTs trying to solve the problem of non-performing financing (NPL) by utilizing the distribution of zakat funds. This research aims to analyzing nonperforming loan mambers at BMT who is categorize as a gharimin. This research is a type of descriptive research with qualitative methods. The data analysis technique used inductive technique. Data analysis is used to examine and find views of sharia law regarding the use of zakat funds for financing problem financing for BMT customers. The principle of permissibility or permissible is used as an analytical knife to study and find answers to the formulation of the problem. Based on the results of the analysis, both classical and contemporary fiqh views allow the distribution of zakat funds to cover non-performing financing provided that the customer meets the requirements to be considered as gharimin and does not oppress those who have entrusted their zakat funds to BMT. However, in reality the financing experienced by many BMTs is mostly due to the bad behavior of the customers themselves and poor business management. This is what often causes the unwillingness of people who have entrusted their zakat funds to BMT on the grounds that BMT is not trustworthy in distributing zakat.

Understanding Consumer Behavior: Halal Labeling and Purchase Intentions Sani, Ageng Asmara; Rahmayanti, Dini; Kamal, Al- Haq; Ilmiah, Dunyati; Abdullah, Norhayati Binti
Journal of Digital Marketing and Halal Industry Vol. 5 No. 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jdmhi.2023.5.1.16543

The rapid growth of the Muslim community in the world certainly increases the demand for halal products. This causes halal products to become a necessity. This dynamic needs to be supported by state authorities' guarantee of halal products. This study provides an overview of the role of Halal labelling in influencing individuals to consume Halal products based on their levels of religiosity, knowledge of Halal products, and attitudes towards consuming such products. Additionally, the sampling focus of this study was on Java Island, where access to information technology is widespread, facilitating ease of access to relevant information regarding Halal products. A quantitative approach was employed in this research, utilizing primary data obtained by distributing questionnaires to the residents of Java Island. The construction of the research model is reflected in an adjusted R-squared value of 54.50%, indicating that the independent variables significantly influence the dependent variable. Based on the findings of this research, both knowledge and attitudes have a positive and significant impact on the intention to consume Halal products, whereas religiosity does not. The study recommends that the government consider streamlining and reducing the costs associated with Halal labelling to make it more accessible to micro-scale producers. These measures are expected to support the development of the Halal product market and foster sustainable economic growth.

The Role of Islamic Banking and Government Programs in Improving UMKM Performance Rahmayanti, Dini
Relevance: Journal of Management and Business Vol. 8 No. 1 (2025): June
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/relevance.v8i1.12198

MSMEs contribute a lot to a region's economy, from absorbing labor and leveling the economy to providing foreign exchange for international-scale MSMEs. Therefore, the government pays close attention to MSMEs under the Ministry of Cooperatives and MSMEs. This study aims to analyze the role of Islamic banking and government programs in improving MSME performance by involving 141 respondents who entered Pintar UMKM Salatiga. Using a quantitative approach, data were collected through interviews and questionnaire results filled out by MSME actors in Salatiga City who had received financing from Islamic banking. Data analysis in this study used moderated regression analysis to determine whether the moderating variable can strengthen or weaken the relationship between the independent variable and the dependent variable. The results of this study show that Islamic banking and entrepreneurial competence significantly influence the performance of MSMEs in Salatiga. However, government programs do not significantly affect the performance of MSMEs in Salatiga. Likewise, the entrepreneurial competence variable cannot strengthen the relationship between Islamic banking and government programs on the performance of MSMEs in Salatiga.

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