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All Journal @is The Best [Accounting Information System & Information Technology Business Enterprise] Ibrah: Jurnal Pengabdian kepada Masyarakat Journal of Organizational Analysis and Performance
Zikrillah, Muhammad
Unknown Affiliation
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media

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Pengaruh Financial Technology Terhadap Kinerja UMKM Kecamatan Alang-Alang Lebar Dengan E-Commerce Sebagai Variabel Moderasi Zikrillah, Muhammad; Sartika, Dewi
@is The Best : Accounting Information Systems and Information Technology Business Enterprise Vol 9 No 2 (2024): @is The Best : Accounting Information Systems and Information Technology Business
Publisher : Labkat Press KA FTIK UNIKOM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/aisthebest.v9i2.14811

Abstract

This research aims to analyze the influence of Financial Technology (Fintech) on the performance of MSMEs with E-Commerce as a Moderating Variable. This study examines the impact of Fintech on MSMEs in Alang-Alang Lebar District, using quantitative methods to collect questionnaires. The test utilized a purposive sampling strategy to select 100 MSME actors who had previously used digital payment systems, utilizing surveys and the t-statistic, ensuring the validity of freely dispersed data without large sample sizes or normal distribution assumptions. Data were analyzed using statistical techniques to evaluate the relationships between Fintech adoption, MSME performance, and the moderating effect of E-Commerce. The results indicate that Fintech significantly influences MSME performance, as evidenced by a statistical T value of 15.772 at a significance level of 5%. The P value of 0.000, which is less than 0.05, supports this conclusion, demonstrating that Fintech adoption enhances MSME efficiency, financial management, and operational productivity. However, when testing the moderating effect of E-Commerce on the relationship between Fintech and MSME performance, the findings reveal an insignificant effect. The statistical T value of 0.909, smaller than the threshold of 1.96, and a P value of 0.363, greater than 0.05, indicate that E-Commerce does not strengthen or significantly alter the relationship between Fintech and MSME performance. The research explores the impact of Fintech adoption on MSME growth, highlighting the limited role of E-Commerce, offering valuable insights for optimizing business performance and competitiveness.
Optimalisasi Pemanfaatan Daun Rumbia untuk Pemberdayaan Ekonomi di Desa Teungoh Kuta Batee Kecamatan Meurah Mulia Hidayatullah, Khalish Nur; Zikrillah, Muhammad; Ramadhana, Khairul; Munira, Najimah; Khatimah, Husnul; Nasution, Cici Laditah; Rahmah, Lysa Ida; Wati, Sukma; Nurhaliza, Siti; Alvionita, Vivi
Ibrah : Jurnal Pengabdian Kepada Masyarakat Vol 4 No 1 (2025): Ibrah: Jurnal Pengabdian kepada Masyarakat
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/ibrah.v4i1.4844

Abstract

Rumbia palm is a natural resource with ecological, economic, and cultural potential, particularly in Teungoh Kuta Batee Village, Meurah Mulia District. Although traditionally used as a roofing material, its utilization has not yet been developed into a productive economic activity. This community service program aims to optimize the use of rumbia leaves through technical training and business mentoring to enhance the community’s economic empowerment. The method employed is a collaborative participatory approach, consisting of initial observation, interviews, and focus group discussions (FGD), technical training, and participatory documentation and evaluation. The activity involved lecturers and 13 students as implementers, with village residents as active partners. Training was conducted directly at local homes, covering topics such as leaf selection techniques, processing, stitching, and assembling rumbia leaf roofing. The results indicate improved community skills in producing high-quality, marketable rumbia leaf roofing. On average, artisans were able to produce 20–25 sheets per week, with a selling price of Rp 10,000–Rp 12,000 per sheet, generating additional income of Rp 200,000–Rp 300,000 weekly. The program also strengthened social solidarity and preserved traditional craftsmanship. Discussion reveals that this initiative successfully integrates economic, social, and environmental aspects into a locally grounded empowerment model. The activity aligns with sustainable development principles and can be replicated in other regions with similar characteristics. Strengthening community capacity through the utilization of local natural resources is key to realizing a self-reliant and competitive village.
Teknologi Informasi dalam Pengambilan Keputusan Strategis Setiadi, Dedy; Zikrillah, Muhammad; Elfona, Fadia
Journal of Organizational Performance and Analysis Vol. 2 No. 2 (2026)
Publisher : Athallah Publishing Globalindo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64845/optimanus.v2i2.208

Abstract

Tinjauan pustaka ini bertujuan untuk menganalisis secara komprehensif peran teknologi informasi dalam meningkatkan efektivitas dan efisiensi proses pengambilan keputusan strategis di berbagai organisasi. Melalui pendekatan tinjauan literatur sistematis, penelitian ini menganalisis berbagai publikasi ilmiah, artikel jurnal, dan studi kasus yang diterbitkan dalam rentang periode 2015-2025 untuk memahami perkembangan terkini dan dampak TI terhadap manajemen strategis.  Hasil tinjauan menunjukkan bahwa teknologi informasi memberikan kontribusi signifikan dalam empat dimensi utama pengambilan keputusan strategis. Pertama, sistem pendukung keputusan (Decision Support Systems/DSS) dan sistem kecerdasan bisnis (Business Intelligence/BI) memungkinkan organisasi untuk mengakses, menganalisis, dan memproses data secara real-time, sehingga meningkatkan kecepatan dan akurasi dalam pengambilan keputusan. Kedua, implementasi analitik data besar (Big Data Analytics) dan kecerdasan buatan (Artificial Intelligence/AI) memberikan kemampuan prediktif yang memungkinkan organisasi mengantisipasi tren pasar, memahami perilaku konsumen, dan mengidentifikasi peluang bisnis baru dengan lebih tepat. Ketiga, teknologi informasi memfasilitasi pengambilan keputusan berbasis data (Data-Driven Decision Making/DDDM) yang mengurangi ketergantungan pada intuisi semata dan meningkatkan objektivitas dalam proses strategis. Keempat, integrasi TI dengan sumber daya komplementer organisasi menciptakan keunggulan kompetitif berkelanjutan melalui peningkatan efisiensi operasional, inovasi produk dan layanan, serta responsivitas terhadap perubahan lingkungan bisnis.
Co-Authors DEWI SARTIKA Elfona, Fadia Hidayatullah, Khalish Nur Husnul Khatimah Munira, Najimah Nasution, Cici Laditah Rahmah, Lysa Ida Ramadhana, Khairul Setiadi, Dedy Siti Nurhaliza Vivi Alvionita Wati, Sukma