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All Journal @is The Best [Accounting Information System & Information Technology Business Enterprise] Ibrah: Jurnal Pengabdian kepada Masyarakat
Zikrillah, Muhammad
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media

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Pengaruh Financial Technology Terhadap Kinerja UMKM Kecamatan Alang-Alang Lebar Dengan E-Commerce Sebagai Variabel Moderasi Zikrillah, Muhammad; Sartika, Dewi
@is The Best : Accounting Information Systems and Information Technology Business Enterprise Vol 9 No 2 (2024): @is The Best : Accounting Information Systems and Information Technology Business
Publisher : Labkat Press KA FTIK UNIKOM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/aisthebest.v9i2.14811

Abstract

This research aims to analyze the influence of Financial Technology (Fintech) on the performance of MSMEs with E-Commerce as a Moderating Variable. This study examines the impact of Fintech on MSMEs in Alang-Alang Lebar District, using quantitative methods to collect questionnaires. The test utilized a purposive sampling strategy to select 100 MSME actors who had previously used digital payment systems, utilizing surveys and the t-statistic, ensuring the validity of freely dispersed data without large sample sizes or normal distribution assumptions. Data were analyzed using statistical techniques to evaluate the relationships between Fintech adoption, MSME performance, and the moderating effect of E-Commerce. The results indicate that Fintech significantly influences MSME performance, as evidenced by a statistical T value of 15.772 at a significance level of 5%. The P value of 0.000, which is less than 0.05, supports this conclusion, demonstrating that Fintech adoption enhances MSME efficiency, financial management, and operational productivity. However, when testing the moderating effect of E-Commerce on the relationship between Fintech and MSME performance, the findings reveal an insignificant effect. The statistical T value of 0.909, smaller than the threshold of 1.96, and a P value of 0.363, greater than 0.05, indicate that E-Commerce does not strengthen or significantly alter the relationship between Fintech and MSME performance. The research explores the impact of Fintech adoption on MSME growth, highlighting the limited role of E-Commerce, offering valuable insights for optimizing business performance and competitiveness.
Optimalisasi Pemanfaatan Daun Rumbia untuk Pemberdayaan Ekonomi di Desa Teungoh Kuta Batee Kecamatan Meurah Mulia Hidayatullah, Khalish Nur; Zikrillah, Muhammad; Ramadhana, Khairul; Munira, Najimah; Khatimah, Husnul; Nasution, Cici Laditah; Rahmah, Lysa Ida; Wati, Sukma; Nurhaliza, Siti; Alvionita, Vivi
Ibrah : Jurnal Pengabdian Kepada Masyarakat Vol 4 No 1 (2025): Ibrah: Jurnal Pengabdian kepada Masyarakat
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/ibrah.v4i1.4844

Abstract

Rumbia palm is a natural resource with ecological, economic, and cultural potential, particularly in Teungoh Kuta Batee Village, Meurah Mulia District. Although traditionally used as a roofing material, its utilization has not yet been developed into a productive economic activity. This community service program aims to optimize the use of rumbia leaves through technical training and business mentoring to enhance the community’s economic empowerment. The method employed is a collaborative participatory approach, consisting of initial observation, interviews, and focus group discussions (FGD), technical training, and participatory documentation and evaluation. The activity involved lecturers and 13 students as implementers, with village residents as active partners. Training was conducted directly at local homes, covering topics such as leaf selection techniques, processing, stitching, and assembling rumbia leaf roofing. The results indicate improved community skills in producing high-quality, marketable rumbia leaf roofing. On average, artisans were able to produce 20–25 sheets per week, with a selling price of Rp 10,000–Rp 12,000 per sheet, generating additional income of Rp 200,000–Rp 300,000 weekly. The program also strengthened social solidarity and preserved traditional craftsmanship. Discussion reveals that this initiative successfully integrates economic, social, and environmental aspects into a locally grounded empowerment model. The activity aligns with sustainable development principles and can be replicated in other regions with similar characteristics. Strengthening community capacity through the utilization of local natural resources is key to realizing a self-reliant and competitive village.
Co-Authors DEWI SARTIKA Hidayatullah, Khalish Nur Husnul Khatimah Munira, Najimah Nasution, Cici Laditah Rahmah, Lysa Ida Ramadhana, Khairul Siti Nurhaliza Vivi Alvionita Wati, Sukma